Wire Cash MCP
A free, read-only MCP server that provides bank wire fees, cutoff times, and the cheapest ways to send money abroad by querying published fee schedules and World Bank survey data.
Endpoint and access
No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.
https://wire.cash/mcpWhat you can do with it
- Get specific bank wire fees for domestic and international transfers
- Compare bank wire fees to find the lowest cost provider
- Find the cheapest way to send money to Mexico, India, or the Philippines
- Check bank wire cutoff times and Fedwire holidays
Source and maintenance
Protocol and capabilities
- Server
- wire-cash 1.0.0
- MCP protocol
- 2025-06-18
- Tools
- 4 advertised
- Resources
- Not advertised
- Resource templates
- Not advertised
- Prompts
- Not advertised
{
"tools": {
"listChanged": false
}
}Server-provided instructions
Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.
Tools
4 advertised
get_bank_wire_fees — Wire transfer fees at one bank
One US bank's published wire fees: outgoing and incoming domestic wires, international wires sent in dollars or in foreign currency, incoming international wires, same-day cutoff times, fee waivers, what the bank says about its exchange rate, the fee schedule date and the source document link. Personal accounts cover 17 banks and credit unions; business accounts cover 9 banks.
{
"type": "object",
"required": [
"bank"
],
"properties": {
"bank": {
"type": "string",
"maxLength": 60,
"minLength": 2,
"description": "Bank name or common short name, e.g. \"Chase\", \"Bank of America\", \"BofA\", \"Navy Federal\", \"Schwab\"."
},
"account_type": {
"enum": [
"personal",
"business"
],
"type": "string",
"default": "personal",
"description": "personal (consumer checking) or business (business checking). Default personal."
}
},
"additionalProperties": false
}{
"title": "Wire transfer fees at one bank",
"readOnlyHint": true,
"openWorldHint": false,
"idempotentHint": true,
"destructiveHint": false
}compare_bank_wire_fees — Compare wire fees across banks
Ranks US banks from lowest to highest published fee for one kind of wire (outgoing or incoming, domestic or international, in dollars or foreign currency), for personal or business accounts. Pass 2 to 17 banks, or none to rank every bank covered. Banks that do not publish the fee or do not offer the wire are listed last with the reason.
{
"type": "object",
"required": [
"wire_type"
],
"properties": {
"banks": {
"type": "array",
"items": {
"type": "string",
"maxLength": 60,
"minLength": 2
},
"maxItems": 17,
"minItems": 2,
"description": "Bank names to compare, e.g. [\"Chase\",\"Wells Fargo\",\"Ally\"]. Omit to rank all covered banks."
},
"wire_type": {
"enum": [
"domestic_outgoing",
"domestic_incoming",
"international_outgoing_usd",
"international_outgoing_foreign_currency",
"international_incoming"
],
"type": "string",
"description": "Which fee to compare: domestic_outgoing, domestic_incoming, international_outgoing_usd, international_outgoing_foreign_currency or international_incoming."
},
"account_type": {
"enum": [
"personal",
"business"
],
"type": "string",
"default": "personal",
"description": "personal (17 banks) or business (9 banks). Default personal."
}
},
"additionalProperties": false
}{
"title": "Compare wire fees across banks",
"readOnlyHint": true,
"openWorldHint": false,
"idempotentHint": true,
"destructiveHint": false
}find_cheapest_way_to_send_money — Cheapest way to send money abroad
Ranks money transfer providers by total cost (fee plus exchange-rate margin) for sending $200 or $500 from the US to Mexico, India or the Philippines, from the World Bank Remittance Prices Worldwide survey (Q3 2025), with the corridor average, the ECB reference rate in that currency and providers' published fee rules. Filter by how the recipient gets the money.
{
"type": "object",
"required": [
"country"
],
"properties": {
"limit": {
"type": "integer",
"default": 10,
"maximum": 50,
"minimum": 1,
"description": "How many providers to return, cheapest first. Default 10."
},
"country": {
"type": "string",
"maxLength": 20,
"minLength": 2,
"description": "Destination: Mexico, India or Philippines (country name, ISO code MX/IN/PH or currency MXN/INR/PHP)."
},
"amount_usd": {
"enum": [
200,
500
],
"type": "integer",
"default": 200,
"description": "Amount sent in US dollars: 200 or 500 (the two amounts the World Bank surveys). Default 200."
},
"receiving_method": {
"enum": [
"bank_account",
"cash",
"mobile_wallet"
],
"type": "string",
"description": "Optional: only providers paying out to a bank account, cash pickup or mobile wallet."
}
},
"additionalProperties": false
}{
"title": "Cheapest way to send money abroad",
"readOnlyHint": true,
"openWorldHint": false,
"idempotentHint": true,
"destructiveHint": false
}get_wire_cutoff_times — Wire cutoff times and Fedwire hours
Same-day wire cutoff times as each bank publishes them (latest first, Eastern time used for sorting), the Fedwire Funds Service operating hours, and the 2026 Federal Reserve holidays. Pass a date to learn whether it is a Fedwire business day and, if not, the next one. Pass a bank to get only its cutoffs.
{
"type": "object",
"properties": {
"bank": {
"type": "string",
"maxLength": 60,
"minLength": 2,
"description": "Optional bank name, e.g. \"Wells Fargo\". Omit for every bank."
},
"date": {
"type": "string",
"pattern": "^2026-(0[1-9]|1[0-2])-(0[1-9]|[12]\\d|3[01])$",
"description": "Optional date in 2026 as YYYY-MM-DD, e.g. 2026-11-27, to check whether Fedwire is open that day."
}
},
"additionalProperties": false
}{
"title": "Wire cutoff times and Fedwire hours",
"readOnlyHint": true,
"openWorldHint": false,
"idempotentHint": true,
"destructiveHint": false
}Prompts
Not advertised
Resources
Not advertised
30-day availability
Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.
- Successful checks
- 1 of 1 (100%)
- Average latency
- 411 ms
- 95th percentile latency
- 411 ms
Maintenance history
Public check and source-refresh events. Editorial and ownership records remain private.
- · probe · passed · 411 ms · metadata changed · 4 tool(s)
Connect from your client
Each snippet registers the same endpoint; pick the client you use.
Claude Code
claude mcp add --transport http wire-cash-mcp https://wire.cash/mcpCodex
codex mcp add wire-cash-mcp --url https://wire.cash/mcpCursor
{
"mcpServers": {
"wire-cash-mcp": {
"url": "https://wire.cash/mcp"
}
}
}Cline
{
"mcpServers": {
"wire-cash-mcp": {
"type": "streamableHttp",
"url": "https://wire.cash/mcp",
"disabled": false
}
}
}VS Code
{
"servers": {
"wire-cash-mcp": {
"type": "http",
"url": "https://wire.cash/mcp"
}
}
}Gemini CLI
gemini mcp add --transport http wire-cash-mcp https://wire.cash/mcpClaude Desktop
{
"mcpServers": {
"wire-cash-mcp": {
"url": "https://wire.cash/mcp"
}
}
}Windsurf
{
"mcpServers": {
"wire-cash-mcp": {
"serverUrl": "https://wire.cash/mcp"
}
}
}Let your agent find its tools
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