ExoticCar.Loans MCP

An MCP server providing read-only access to the ExoticCar.Loans calculator, allowing AI assistants to compute exotic and classic car loan payments with balloon options, track equity by year, retrieve model-specific depreciation data, and compare specialty lender terms.

Visit ExoticCar.Loans

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

Vendor evidenceStreamable HTTPNo sign-inEndpoint checked 2026-11-01Operated by ExoticCar.Loans

MCP endpoint (Streamable HTTP)

https://exoticcar.loans/mcp

Vendor documentation

What you can do with it

Calculate monthly payments and equity for exotic car loans with balloon options
Compare multiple loan terms and balloon combinations side by side
Retrieve published five-year depreciation figures by car model
Find published terms for specialty collector-car lenders

Source and maintenance

Vendor evidenceRegistry 1.2026.1101.1

mcp-registry: loans.exoticcar/exoticcar-loans@1.2026.1101.1 Project website

Protocol and capabilities

Server: exoticcar-loans 1.0.0
MCP protocol: 2025-06-18
Tools: 4 advertised
Resources: Not advertised
Resource templates: Not advertised
Prompts: Not advertised

Server-advertised capabilities

{
  "tools": {
    "listChanged": false
  }
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

ExoticCar.Loans (exoticcar.loans) answers questions about financing exotic, classic and collector cars: monthly payments on long terms (36 to 180 months) with optional balloons, how the car's estimated value tracks the loan balance, published depreciation by model, and the terms specialty lenders publish. The payment tools run the same math as the calculator on the site and need the APR from the borrower's own quote; the server has no rate of its own. Depreciation presets are annualized from the iSeeCars 2026 hold-their-value study (cars sold Mar 2025 to Feb 2026) and iSeeCars modeled estimates; lender terms were read from each lender's site on Oct 24, 2026. Every result carries its source link; cite it. Results are estimates, not loan offers, rate quotes, appraisals or financial advice. ExoticCar.Loans is not a lender. Past values do not predict future ones.

Tools

4 advertised

calculate_exotic_car_loan — Exotic or classic car loan payment, with balloon and equity

Advertised by the server during the last successful anonymous check.

Advertised read-only

Monthly payment on an exotic, classic or collector car loan from your price, down payment, APR, term (36 to 180 months) and optional balloon, using the exoticcar.loans calculator math. Returns amount financed, balloon, total interest, cash at signing, and the estimated car value against the loan balance year by year, with the months (if any) when you would owe more than the car is worth.

calculate_exotic_car_loan input schema

{
  "type": "object",
  "required": [
    "price",
    "apr",
    "months"
  ],
  "properties": {
    "apr": {
      "type": "number",
      "maximum": 36,
      "minimum": 0,
      "description": "APR in percent from the borrower's own quote, e.g. 8.5. This server has no rate of its own."
    },
    "down": {
      "type": "number",
      "maximum": 50000000,
      "minimum": 0,
      "description": "Down payment in dollars. Default 0."
    },
    "model": {
      "enum": [
        "porsche-718-cayman",
        "porsche-911",
        "chevrolet-corvette",
        "ferrari-roma",
        "mclaren-gt",
        "aston-martin-vantage",
        "maserati-mc20",
        "mercedes-g-class",
        "lamborghini-urus",
        "bentley-continental",
        "rolls-royce-cullinan",
        "rolls-royce-ghost",
        "all-vehicles",
        "bentley-bentayga",
        "mercedes-amg-gt",
        "porsche-taycan",
        "bmw-m8",
        "bmw-7-series",
        "range-rover"
      ],
      "type": "string",
      "description": "Depreciation preset from https://exoticcar.loans/depreciation/ (annualized published figure). Default \"all-vehicles\" (iSeeCars all-vehicle benchmark). Ignored when value_change_pct is given."
    },
    "price": {
      "type": "number",
      "maximum": 50000000,
      "minimum": 1000,
      "description": "Purchase price in US dollars, e.g. 250000."
    },
    "months": {
      "type": "integer",
      "maximum": 180,
      "minimum": 36,
      "description": "Term in months, 36 to 180 (the site offers 36, 48, 60, 72, 84, 96, 120, 144, 180)."
    },
    "balloon_pct": {
      "type": "number",
      "maximum": 60,
      "minimum": 0,
      "description": "Balloon due with the last payment, as a percent of the price, 0 to 60. Default 0."
    },
    "finance_tax": {
      "type": "boolean",
      "description": "Roll the sales tax into the loan (true, default) or pay it at signing (false)."
    },
    "sales_tax_pct": {
      "type": "number",
      "maximum": 15,
      "minimum": 0,
      "description": "Sales tax rate in percent. Default 0."
    },
    "value_change_pct": {
      "type": "number",
      "maximum": 50,
      "minimum": -50,
      "description": "Your own expected change in the car's value per year, percent; negative = losing value (e.g. -5). Overrides model."
    }
  },
  "additionalProperties": false
}

calculate_exotic_car_loan annotations

{
  "title": "Exotic or classic car loan payment, with balloon and equity",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

compare_exotic_car_loan_terms — Compare terms and balloons for one car

Advertised by the server during the last successful anonymous check.

Advertised read-only

Side-by-side payment, total interest, balloon and underwater stretch for 2 to 6 term and balloon combinations on the same car, price, down payment and APR (for example 120 vs 180 months, or 0% vs 30% balloon), using the exoticcar.loans calculator math.

compare_exotic_car_loan_terms input schema

{
  "type": "object",
  "required": [
    "price",
    "apr",
    "options"
  ],
  "properties": {
    "apr": {
      "type": "number",
      "maximum": 36,
      "minimum": 0,
      "description": "APR in percent from the borrower's own quote, e.g. 8.5. This server has no rate of its own."
    },
    "down": {
      "type": "number",
      "maximum": 50000000,
      "minimum": 0,
      "description": "Down payment in dollars. Default 0."
    },
    "model": {
      "enum": [
        "porsche-718-cayman",
        "porsche-911",
        "chevrolet-corvette",
        "ferrari-roma",
        "mclaren-gt",
        "aston-martin-vantage",
        "maserati-mc20",
        "mercedes-g-class",
        "lamborghini-urus",
        "bentley-continental",
        "rolls-royce-cullinan",
        "rolls-royce-ghost",
        "all-vehicles",
        "bentley-bentayga",
        "mercedes-amg-gt",
        "porsche-taycan",
        "bmw-m8",
        "bmw-7-series",
        "range-rover"
      ],
      "type": "string",
      "description": "Depreciation preset from https://exoticcar.loans/depreciation/ (annualized published figure). Default \"all-vehicles\" (iSeeCars all-vehicle benchmark). Ignored when value_change_pct is given."
    },
    "price": {
      "type": "number",
      "maximum": 50000000,
      "minimum": 1000,
      "description": "Purchase price in US dollars, e.g. 250000."
    },
    "options": {
      "type": "array",
      "items": {
        "type": "object",
        "required": [
          "months"
        ],
        "properties": {
          "months": {
            "type": "integer",
            "maximum": 180,
            "minimum": 36,
            "description": "Term in months, 36 to 180 (the site offers 36, 48, 60, 72, 84, 96, 120, 144, 180)."
          },
          "balloon_pct": {
            "type": "number",
            "maximum": 60,
            "minimum": 0,
            "description": "Balloon due with the last payment, as a percent of the price, 0 to 60. Default 0."
          }
        },
        "additionalProperties": false
      },
      "maxItems": 6,
      "minItems": 2,
      "description": "Term and balloon combinations, e.g. [{\"months\":120},{\"months\":180},{\"months\":120,\"balloon_pct\":30}]."
    },
    "finance_tax": {
      "type": "boolean",
      "description": "Roll the sales tax into the loan (true, default) or pay it at signing (false)."
    },
    "sales_tax_pct": {
      "type": "number",
      "maximum": 15,
      "minimum": 0,
      "description": "Sales tax rate in percent. Default 0."
    },
    "value_change_pct": {
      "type": "number",
      "maximum": 50,
      "minimum": -50,
      "description": "Your own expected change in the car's value per year, percent; negative = losing value (e.g. -5). Overrides model."
    }
  },
  "additionalProperties": false
}

compare_exotic_car_loan_terms annotations

{
  "title": "Compare terms and balloons for one car",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_car_depreciation — Published depreciation figures by model

Advertised by the server during the last successful anonymous check.

Advertised read-only

Published five-year depreciation figures for exotic and luxury models (iSeeCars 2026 study and iSeeCars modeled estimates) annualized the way the calculator uses them, plus Hagerty Price Guide quarterly collector-value changes, each with source, period and date. Search by make or model, or omit query for every row.

get_car_depreciation input schema

{
  "type": "object",
  "properties": {
    "query": {
      "type": "string",
      "maxLength": 60,
      "minLength": 2,
      "description": "Make or model to search for, e.g. \"Porsche\", \"911\", \"Urus\". Omit for all rows."
    }
  },
  "additionalProperties": false
}

get_car_depreciation annotations

{
  "title": "Published depreciation figures by model",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_specialty_car_lenders — Published terms from exotic and classic car lenders

Advertised by the server during the last successful anonymous check.

Advertised read-only

What collector-car lenders, lease companies, auction-house lenders and manufacturer captives publish about rates, loan amounts, terms, down payment and eligible cars (dealer, private party, auction, LLC titling), with a link to each lender's own page and the date read. Filter by type or search by name.

get_specialty_car_lenders input schema

{
  "type": "object",
  "properties": {
    "name": {
      "type": "string",
      "maxLength": 60,
      "minLength": 2,
      "description": "Lender name to search for, e.g. \"Woodside\"."
    },
    "type": {
      "enum": [
        "all",
        "loan",
        "lease",
        "auction",
        "captive",
        "bank"
      ],
      "type": "string",
      "description": "Kind of lender. Default all."
    }
  },
  "additionalProperties": false
}

get_specialty_car_lenders annotations

{
  "title": "Published terms from exotic and classic car lenders",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks: 1 of 1 (100%)
Average latency: 437 ms
95th percentile latency: 437 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

Nov 1, 2026, 10:15 PM UTC · probe · passed · 437 ms · metadata changed · 4 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.

Claude Code configuration

claude mcp add --transport http exoticcar-loans-mcp https://exoticcar.loans/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).

Codex configuration

codex mcp add exoticcar-loans-mcp --url https://exoticcar.loans/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable exoticcar-loans-mcp in your MCP settings.

Cursor configuration

{
  "mcpServers": {
    "exoticcar-loans-mcp": {
      "url": "https://exoticcar.loans/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).

Cline configuration

{
  "mcpServers": {
    "exoticcar-loans-mcp": {
      "type": "streamableHttp",
      "url": "https://exoticcar.loans/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start exoticcar-loans-mcp and inspect its tools.

VS Code configuration

{
  "servers": {
    "exoticcar-loans-mcp": {
      "type": "http",
      "url": "https://exoticcar.loans/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.

Gemini CLI configuration

gemini mcp add --transport http exoticcar-loans-mcp https://exoticcar.loans/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.

Claude Desktop configuration

{
  "mcpServers": {
    "exoticcar-loans-mcp": {
      "url": "https://exoticcar.loans/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.

Windsurf configuration

{
  "mcpServers": {
    "exoticcar-loans-mcp": {
      "serverUrl": "https://exoticcar.loans/mcp"
    }
  }
}

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ExoticCar.Loans MCP

Endpoint and access

What you can do with it

Source and maintenance

Protocol and capabilities

Server-provided instructions

Tools

Prompts

Resources

30-day availability

Maintenance history

Connect from your client

Claude Code

Codex

Cursor

Cline

VS Code

Gemini CLI

Claude Desktop

Windsurf

Let your agent find its tools

Other payments servers

Do you run ExoticCar.Loans MCP?