Koskamo

SparkReady MCP

An MCP server providing a decision helper for Australian household solar and battery loans, specifically focusing on NSW Home Energy Saver Loan guides. It is not a lender and does not provide credit advice.

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

SparkReady MCP logo, by SparkReadyVendor evidenceStreamable HTTPNo sign-inEndpoint checked 2026-11-06Operated by SparkReady
MCP endpoint (Streamable HTTP)
https://sparkready.xyz/mcp
Vendor documentation

What its tools do

10 tools, grouped by the hints the server advertises. Hints are self-declared, not verified behavior.

Read-only (10)

10 of 10 have a description · 10 of 10 declare behavior hints · 10 of 10 with parameters document them all

Checks and signals

Each line is separate evidence, not a trust score.

  • Passed Endpoint answered the live check ·
  • Passed Official MCP Registry namespace is tied to sparkready.xyz ·
  • Passed Endpoint is on the registry namespace domain ·
  • Availability 1 of 1 checks passed in 30 days

What you can do with it

  • Access guides for NSW Home Energy Saver Loans
  • Get information on Australian household solar and battery loans
  • Use the decision helper tool via Streamable HTTP

Source and maintenance

Vendor evidenceRegistry 1.0.0
mcp-registry: xyz.sparkready/sparkready@1.0.0Project website

Protocol and capabilities

Server
sparkready 1.0.0
MCP protocol negotiated in check
2025-11-25
Tools
10 advertised
Resources
Not advertised
Resource templates
Not advertised
Prompts
Not advertised
Server-advertised capabilities
{
  "tools": {
    "listChanged": true
  }
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

SparkReady (xyz.sparkready/sparkready): Australian and NSW household energy education. Not a lender. Never give credit advice, decide eligibility, say someone is approved, or quote a personal rate. Refuse TFN, SSN, Medicare, bank, and card numbers. explain_hesl: NSW program. explain_loan_options: ways to pay. explain_solar, explain_battery, explain_insulation: hardware. explain_loan_basics. estimate_bill_savings, compare_scenarios: arithmetic only. decision_checklist. product_faq. Illustrative, not offers. Official rules change. For Home Energy Saver, send people to energy.nsw.gov.au. If they want finance, point them to an accredited installer and a business with an Australian credit licence.

Tools

10 advertised

explain_loan_basics — Explain loan basics
Advertised by the server during the last successful anonymous check.
Advertised read-only

Use this when someone wants a short explanation of how an Australian household solar or battery loan fits together. Do not use this to say they are eligible or approved, or to quote a personal rate. Do not collect a TFN, SSN, Medicare number, bank details, or card number.

explain_loan_basics input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "topic"
  ],
  "properties": {
    "topic": {
      "enum": [
        "overview",
        "solar",
        "battery",
        "both",
        "repayments",
        "incentives",
        "ways_to_pay"
      ],
      "type": "string",
      "description": "Which public-guide topic to explain: overview, solar, battery, both, repayments, incentives, or ways_to_pay."
    }
  }
}
explain_loan_basics annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "destructiveHint": false
}
estimate_bill_savings — Estimate bill savings
Advertised by the server during the last successful anonymous check.
Advertised read-only

Use this when you have daily kWh, tariffs, and a system size and want classroom energy-bill arithmetic. Do not use this as a quote, a savings guarantee, or a credit offer. Do not send an account or identity number.

estimate_bill_savings input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "daily_kwh",
    "import_tariff_aud_per_kwh",
    "export_tariff_aud_per_kwh",
    "system_size_kw"
  ],
  "properties": {
    "daily_kwh": {
      "type": "number",
      "maximum": 200,
      "description": "Household electricity use in kWh per day, from a recent bill.",
      "exclusiveMinimum": 0
    },
    "battery_kwh": {
      "type": "number",
      "maximum": 100,
      "minimum": 0,
      "description": "Battery nameplate size in kWh. Omit or use 0 for solar only."
    },
    "peak_sun_hours": {
      "type": "number",
      "maximum": 8,
      "minimum": 1,
      "description": "Average peak sun hours per day. Omit to use 4.2, a mid-range teaching figure for southern Australian capitals, not a site assessment."
    },
    "system_size_kw": {
      "type": "number",
      "maximum": 30,
      "description": "Solar array size in kilowatts. Household scale only.",
      "exclusiveMinimum": 0
    },
    "performance_ratio": {
      "type": "number",
      "maximum": 0.95,
      "minimum": 0.5,
      "description": "Derating for heat, inverter losses, and soiling. Omit to use 0.80."
    },
    "export_tariff_aud_per_kwh": {
      "type": "number",
      "maximum": 2,
      "minimum": 0,
      "description": "Feed-in tariff in Australian dollars per exported kWh. Use 0 if unknown."
    },
    "import_tariff_aud_per_kwh": {
      "type": "number",
      "maximum": 2,
      "minimum": 0,
      "description": "Price paid to import one kWh, in Australian dollars. A usage rate, not the daily supply charge."
    },
    "self_consumption_fraction": {
      "type": "number",
      "maximum": 0.95,
      "minimum": 0,
      "description": "Share of annual generation used at home before a battery, from 0 to 0.95. Omit to use 0.30."
    }
  }
}
estimate_bill_savings annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "destructiveHint": false
}
compare_scenarios — Compare cash, loan, and staging
Advertised by the server during the last successful anonymous check.
Advertised read-only

Use this when comparing cash, a loan, and adding a battery later with numbers the caller already has. Do not use this to offer a rate or say they should borrow. A missing rate uses a labelled 7% teaching default, not a lender rate.

compare_scenarios input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "solar_cost_aud",
    "loan_term_years"
  ],
  "properties": {
    "solar_cost_aud": {
      "type": "number",
      "maximum": 200000,
      "minimum": 0,
      "description": "Upfront solar price in AUD, taken from a quote the caller already has. Not a SparkReady price."
    },
    "loan_term_years": {
      "type": "integer",
      "maximum": 15,
      "minimum": 1,
      "description": "Loan term in whole years, for the illustration."
    },
    "battery_cost_aud": {
      "type": "number",
      "maximum": 200000,
      "minimum": 0,
      "description": "Extra upfront price for a battery in AUD. Omit or use 0 if there is no battery in the comparison."
    },
    "annual_solar_savings_aud": {
      "type": "number",
      "maximum": 100000,
      "minimum": 0,
      "description": "Annual energy saving for solar only, if the caller already has an illustrative figure. Omit to skip payback."
    },
    "annual_battery_extra_savings_aud": {
      "type": "number",
      "maximum": 100000,
      "minimum": 0,
      "description": "Extra annual energy saving attributed to the battery, on top of the solar-only figure."
    },
    "illustrative_annual_rate_percent": {
      "type": "number",
      "maximum": 25,
      "minimum": 0,
      "description": "Hypothetical interest rate in percent per year, for arithmetic only. Not a rate SparkReady offers. Omit to use 7, labelled as a teaching default."
    }
  }
}
compare_scenarios annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "destructiveHint": false
}
explain_hesl — Home Energy Saver Loan
Advertised by the server during the last successful anonymous check.
Advertised read-only

Use this when explaining the NSW Home Energy Saver program: the loan cap, published income thresholds, what it can fund, and who delivers it. Do not use this to decide if a person is eligible or approved. Send them to energy.nsw.gov.au.

explain_hesl input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "question": {
      "type": "string",
      "maxLength": 500,
      "description": "Optional. Leave empty to return the public page. Checked only so identity numbers and approval requests can be refused. Do not send a TFN, SSN, Medicare number, bank details, or a card number."
    }
  }
}
explain_hesl annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "destructiveHint": false
}
explain_loan_options — Ways to pay
Advertised by the server during the last successful anonymous check.
Advertised read-only

Use this when comparing cash, a personal or green loan, installer finance, a home-loan top-up, and the NSW Home Energy Saver Loan. Do not use this to rank a cheapest option or publish a rate as an offer.

explain_loan_options input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "question": {
      "type": "string",
      "maxLength": 500,
      "description": "Optional. Leave empty to return the public page. Checked only so identity numbers and approval requests can be refused. Do not send a TFN, SSN, Medicare number, bank details, or a card number."
    }
  }
}
explain_loan_options annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "destructiveHint": false
}
explain_solar — Rooftop solar
Advertised by the server during the last successful anonymous check.
Advertised read-only

Use this when explaining how rooftop solar meets a household bill: imports, exports, and STCs. Do not use this as a quote or a site assessment.

explain_solar input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "question": {
      "type": "string",
      "maxLength": 500,
      "description": "Optional. Leave empty to return the public page. Checked only so identity numbers and approval requests can be refused. Do not send a TFN, SSN, Medicare number, bank details, or a card number."
    }
  }
}
explain_solar annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "destructiveHint": false
}
explain_battery — Home battery
Advertised by the server during the last successful anonymous check.
Advertised read-only

Use this when explaining what a home battery stores and why backup is a separate feature. Do not use this to recommend a product or promise bill savings.

explain_battery input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "question": {
      "type": "string",
      "maxLength": 500,
      "description": "Optional. Leave empty to return the public page. Checked only so identity numbers and approval requests can be refused. Do not send a TFN, SSN, Medicare number, bank details, or a card number."
    }
  }
}
explain_battery annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "destructiveHint": false
}
explain_insulation — Insulation
Advertised by the server during the last successful anonymous check.
Advertised read-only

Use this when explaining ceiling insulation and draught-proofing, including the NSW loan list. Do not use this to specify a product or print a savings figure.

explain_insulation input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "question": {
      "type": "string",
      "maxLength": 500,
      "description": "Optional. Leave empty to return the public page. Checked only so identity numbers and approval requests can be refused. Do not send a TFN, SSN, Medicare number, bank details, or a card number."
    }
  }
}
explain_insulation annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "destructiveHint": false
}
decision_checklist — Decision checklist
Advertised by the server during the last successful anonymous check.
Advertised read-only

Use this when preparing questions for an installer, a lender, or both. Do not use this to collect the answers, a TFN, an SSN, a Medicare number, bank details, or a card number.

decision_checklist input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {
    "audience": {
      "enum": [
        "installer",
        "lender",
        "both"
      ],
      "type": "string",
      "description": "Who the questions are for: installer, lender, or both. Omit to use both."
    }
  }
}
decision_checklist annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "destructiveHint": false
}
product_faq — Product FAQ
Advertised by the server during the last successful anonymous check.
Advertised read-only

Use this when the question is about SparkReady or how household solar and battery loans usually work, and the public FAQ may cover it. Do not use this to invent an answer, assess an application, or request a TFN, SSN, Medicare number, bank account, or card.

product_faq input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "question"
  ],
  "properties": {
    "question": {
      "type": "string",
      "maxLength": 500,
      "minLength": 3,
      "description": "The question, in ordinary words. Do not include a TFN, SSN, Medicare number, bank details, or card number."
    }
  }
}
product_faq annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "destructiveHint": false
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

90-day uptime

A lightweight connection check about every six hours, sampled on hosts with many listings. It shows the server answered, not that its tools work.

Too few checks for a percentage yet (1 of 1 answered).

  1. 2026-11-07: 1 of 1 checks answered

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks
1 of 1 (100%)
Average latency
686 ms
95th percentile latency
686 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

  • · probe · passed · 686 ms · metadata changed · 10 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.
Claude Code configuration
claude mcp add --transport http sparkready-mcp https://sparkready.xyz/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).
Codex configuration
codex mcp add sparkready-mcp --url https://sparkready.xyz/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable sparkready-mcp in your MCP settings.
Cursor configuration
{
  "mcpServers": {
    "sparkready-mcp": {
      "url": "https://sparkready.xyz/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).
Cline configuration
{
  "mcpServers": {
    "sparkready-mcp": {
      "type": "streamableHttp",
      "url": "https://sparkready.xyz/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start sparkready-mcp and inspect its tools.
VS Code configuration
{
  "servers": {
    "sparkready-mcp": {
      "type": "http",
      "url": "https://sparkready.xyz/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.
Gemini CLI configuration
gemini mcp add --transport http sparkready-mcp https://sparkready.xyz/mcp

Claude Desktop

Open Claude Settings > Connectors > Add custom connector, enter this server URL and enable it for the conversation. This is a manual remote-connector handoff, not a desktop JSON configuration.
Claude Desktop configuration
https://sparkready.xyz/mcp

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.
Windsurf configuration
{
  "mcpServers": {
    "sparkready-mcp": {
      "serverUrl": "https://sparkready.xyz/mcp"
    }
  }
}

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