Koskamo

ISO 20022 Generator MCP

This MCP server allows AI assistants to generate and validate ISO 20022 payment files, including SEPA credit transfers (pain.001), SEPA direct debits (pain.008), and SWIFT MT103 messages. It supports validation against XSD schemas and banking rules, enabling automated financial workflow integration.

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

ISO 20022 Generator MCP logo, by La Conciergerie CassidaineVendor evidenceStreamable HTTPNo sign-inEndpoint checked 2026-11-06Operated by La Conciergerie Cassidaine
You need:keys are created from the account pageIncluded in the multi (200 generations/month) and business (1,000 generations/month) plans
MCP endpoint (Streamable HTTP)
https://mcp.iso20022generator.com/mcp
Vendor documentation

What its tools do

4 tools, grouped by the hints the server advertises. Hints are self-declared, not verified behavior.

4 of 4 have a description · 0 of 4 declare behavior hints · 0 of 1 with parameters document them all

Checks and signals

Each line is separate evidence, not a trust score.

  • Passed Endpoint answered the live check ·
  • Passed Official MCP Registry namespace is tied to iso20022generator.com ·
  • Passed Endpoint is on the registry namespace domain ·
  • Availability 1 of 1 checks passed in 30 days

What you can do with it

  • Generate SEPA credit transfer XML (pain.001)
  • Generate SEPA direct debit XML (pain.008)
  • Validate existing XML files against banking rules
  • Generate SWIFT MT103 international wire messages

Source and maintenance

Vendor evidenceRegistry 1.0.0
Maintenance checked

Protocol and capabilities

Server
iso20022-generator 1.0.0
MCP protocol negotiated in check
2025-11-25
Tools
4 advertised
Resources
Not advertised
Resource templates
Not advertised
Prompts
Not advertised
Server-advertised capabilities
{
  "tools": {}
}

Tools

4 advertised

generate_sepa_xml
Advertised by the server during the last successful anonymous check.

Generate SEPA XML (pain.001 or pain.008) with XSD + business validation. Included in the multi and business subscriptions (monthly quota); demo callers are limited to 2 transactions per file. Party addresses are optional and structured only: street_name, building_number, post_code, town_name, country — town_name and country are required as soon as any address field is given (SEPA banks refuse unstructured addresses from November 2026). A party accepts no other key: address_lines, a nested address object, postal_code, city and the like are refused rather than ignored. In the 2009 versions (pain.001 001.03, pain.008 001.02) a structured address passes the ISO XSD but not the German DK profile GBIC_3, which admits only Ctry and AdrLine: for a German bank, omit the address there or use the format's 2019 version (see list_supported_versions).

generate_sepa_xml input schema
{
  "type": "object",
  "anyOf": [
    {
      "type": "object",
      "required": [
        "format",
        "version",
        "initiating_party",
        "debtor",
        "requested_execution_date",
        "transactions"
      ],
      "properties": {
        "debtor": {
          "type": "object",
          "required": [
            "name",
            "iban"
          ],
          "properties": {
            "bic": {
              "type": "string",
              "minLength": 1,
              "description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
            },
            "iban": {
              "type": "string",
              "minLength": 1,
              "description": "IBAN — spaces tolerated, checksum enforced"
            },
            "name": {
              "type": "string",
              "maxLength": 70,
              "minLength": 1
            },
            "country": {
              "type": "string",
              "pattern": "^[A-Za-z]{2}$",
              "description": "ISO 3166 two-letter country code — REQUIRED as soon as any address field is given"
            },
            "post_code": {
              "type": "string",
              "maxLength": 16,
              "minLength": 1,
              "description": "Post code (max 16 characters) — optional part of the address"
            },
            "town_name": {
              "type": "string",
              "maxLength": 35,
              "minLength": 1,
              "description": "Town name (max 35 characters) — REQUIRED as soon as any address field is given"
            },
            "street_name": {
              "type": "string",
              "maxLength": 70,
              "minLength": 1,
              "description": "Street name (max 70 characters) — optional part of the address"
            },
            "building_number": {
              "type": "string",
              "maxLength": 16,
              "minLength": 1,
              "description": "Building number (max 16 characters) — optional part of the address"
            }
          },
          "additionalProperties": false
        },
        "format": {
          "type": "string",
          "const": "pain.001"
        },
        "version": {
          "enum": [
            "001.03",
            "001.09"
          ],
          "type": "string"
        },
        "currency": {
          "enum": [
            "EUR"
          ],
          "type": "string"
        },
        "transactions": {
          "type": "array",
          "items": {
            "type": "object",
            "required": [
              "creditor",
              "amount"
            ],
            "properties": {
              "amount": {
                "type": "number",
                "exclusiveMinimum": 0
              },
              "creditor": {
                "type": "object",
                "required": [
                  "name",
                  "iban"
                ],
                "properties": {
                  "bic": {
                    "type": "string",
                    "minLength": 1,
                    "description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
                  },
                  "iban": {
                    "type": "string",
                    "minLength": 1,
                    "description": "IBAN — spaces tolerated, checksum enforced"
                  },
                  "name": {
                    "type": "string",
                    "maxLength": 70,
                    "minLength": 1
                  },
                  "country": {
                    "type": "string",
                    "pattern": "^[A-Za-z]{2}$",
                    "description": "ISO 3166 two-letter country code — REQUIRED as soon as any address field is given"
                  },
                  "post_code": {
                    "type": "string",
                    "maxLength": 16,
                    "minLength": 1,
                    "description": "Post code (max 16 characters) — optional part of the address"
                  },
                  "town_name": {
                    "type": "string",
                    "maxLength": 35,
                    "minLength": 1,
                    "description": "Town name (max 35 characters) — REQUIRED as soon as any address field is given"
                  },
                  "street_name": {
                    "type": "string",
                    "maxLength": 70,
                    "minLength": 1,
                    "description": "Street name (max 70 characters) — optional part of the address"
                  },
                  "building_number": {
                    "type": "string",
                    "maxLength": 16,
                    "minLength": 1,
                    "description": "Building number (max 16 characters) — optional part of the address"
                  }
                },
                "additionalProperties": false
              },
              "end_to_end_id": {
                "type": "string",
                "maxLength": 35,
                "minLength": 1
              },
              "category_purpose_code": {
                "type": "string"
              },
              "remittance_information": {
                "type": "string",
                "maxLength": 140,
                "minLength": 1
              }
            },
            "additionalProperties": false
          },
          "minItems": 1
        },
        "batch_booking": {
          "type": "boolean"
        },
        "initiating_party": {
          "type": "object",
          "required": [
            "name"
          ],
          "properties": {
            "name": {
              "type": "string",
              "maxLength": 70,
              "minLength": 1
            },
            "org_id": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "maxLength": 35
                },
                "scheme_name": {
                  "type": "string",
                  "maxLength": 35
                }
              },
              "additionalProperties": false
            }
          },
          "additionalProperties": false
        },
        "requested_execution_date": {
          "type": "string",
          "pattern": "^\\d{4}-\\d{2}-\\d{2}$"
        }
      },
      "additionalProperties": false
    },
    {
      "type": "object",
      "required": [
        "format",
        "version",
        "initiating_party",
        "creditor",
        "creditor_scheme_id",
        "requested_collection_date",
        "transactions"
      ],
      "properties": {
        "format": {
          "type": "string",
          "const": "pain.008"
        },
        "version": {
          "enum": [
            "001.02",
            "001.08"
          ],
          "type": "string"
        },
        "creditor": {
          "type": "object",
          "required": [
            "name",
            "iban"
          ],
          "properties": {
            "bic": {
              "type": "string",
              "minLength": 1,
              "description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
            },
            "iban": {
              "type": "string",
              "minLength": 1,
              "description": "IBAN — spaces tolerated, checksum enforced"
            },
            "name": {
              "type": "string",
              "maxLength": 70,
              "minLength": 1
            },
            "country": {
              "type": "string",
              "pattern": "^[A-Za-z]{2}$",
              "description": "ISO 3166 two-letter country code — REQUIRED as soon as any address field is given"
            },
            "post_code": {
              "type": "string",
              "maxLength": 16,
              "minLength": 1,
              "description": "Post code (max 16 characters) — optional part of the address"
            },
            "town_name": {
              "type": "string",
              "maxLength": 35,
              "minLength": 1,
              "description": "Town name (max 35 characters) — REQUIRED as soon as any address field is given"
            },
            "street_name": {
              "type": "string",
              "maxLength": 70,
              "minLength": 1,
              "description": "Street name (max 70 characters) — optional part of the address"
            },
            "building_number": {
              "type": "string",
              "maxLength": 16,
              "minLength": 1,
              "description": "Building number (max 16 characters) — optional part of the address"
            }
          },
          "additionalProperties": false
        },
        "currency": {
          "enum": [
            "EUR"
          ],
          "type": "string"
        },
        "transactions": {
          "type": "array",
          "items": {
            "type": "object",
            "required": [
              "debtor",
              "amount",
              "sequence_type",
              "mandate"
            ],
            "properties": {
              "amount": {
                "type": "number",
                "exclusiveMinimum": 0
              },
              "debtor": {
                "type": "object",
                "required": [
                  "name",
                  "iban"
                ],
                "properties": {
                  "bic": {
                    "type": "string",
                    "minLength": 1,
                    "description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
                  },
                  "iban": {
                    "type": "string",
                    "minLength": 1,
                    "description": "IBAN — spaces tolerated, checksum enforced"
                  },
                  "name": {
                    "type": "string",
                    "maxLength": 70,
                    "minLength": 1
                  },
                  "country": {
                    "type": "string",
                    "pattern": "^[A-Za-z]{2}$",
                    "description": "ISO 3166 two-letter country code — REQUIRED as soon as any address field is given"
                  },
                  "post_code": {
                    "type": "string",
                    "maxLength": 16,
                    "minLength": 1,
                    "description": "Post code (max 16 characters) — optional part of the address"
                  },
                  "town_name": {
                    "type": "string",
                    "maxLength": 35,
                    "minLength": 1,
                    "description": "Town name (max 35 characters) — REQUIRED as soon as any address field is given"
                  },
                  "street_name": {
                    "type": "string",
                    "maxLength": 70,
                    "minLength": 1,
                    "description": "Street name (max 70 characters) — optional part of the address"
                  },
                  "building_number": {
                    "type": "string",
                    "maxLength": 16,
                    "minLength": 1,
                    "description": "Building number (max 16 characters) — optional part of the address"
                  }
                },
                "additionalProperties": false
              },
              "mandate": {
                "type": "object",
                "required": [
                  "id",
                  "signature_date"
                ],
                "properties": {
                  "id": {
                    "type": "string",
                    "maxLength": 35,
                    "minLength": 1
                  },
                  "signature_date": {
                    "type": "string",
                    "pattern": "^\\d{4}-\\d{2}-\\d{2}$"
                  }
                },
                "additionalProperties": false
              },
              "end_to_end_id": {
                "type": "string",
                "maxLength": 35,
                "minLength": 1
              },
              "sequence_type": {
                "enum": [
                  "FRST",
                  "RCUR",
                  "OOFF",
                  "FNAL"
                ],
                "type": "string"
              },
              "remittance_information": {
                "type": "string",
                "maxLength": 140,
                "minLength": 1
              }
            },
            "additionalProperties": false
          },
          "minItems": 1
        },
        "batch_booking": {
          "type": "boolean"
        },
        "initiating_party": {
          "type": "object",
          "required": [
            "name"
          ],
          "properties": {
            "name": {
              "type": "string",
              "maxLength": 70,
              "minLength": 1
            },
            "org_id": {
              "type": "object",
              "properties": {
                "id": {
                  "type": "string",
                  "maxLength": 35
                },
                "scheme_name": {
                  "type": "string",
                  "maxLength": 35
                }
              },
              "additionalProperties": false
            }
          },
          "additionalProperties": false
        },
        "creditor_scheme_id": {
          "type": "string",
          "description": "SEPA creditor identifier (ICS / Identifiant Créancier SEPA) — mandatory for direct debits"
        },
        "requested_collection_date": {
          "type": "string",
          "pattern": "^\\d{4}-\\d{2}-\\d{2}$"
        }
      },
      "additionalProperties": false
    }
  ]
}
validate_sepa_xml
Advertised by the server during the last successful anonymous check.

Validate a SEPA XML payload against XSD and business rules.

validate_sepa_xml input schema
{
  "type": "object",
  "anyOf": [
    {
      "type": "object",
      "required": [
        "xml_base64",
        "format",
        "version"
      ],
      "properties": {
        "format": {
          "type": "string",
          "const": "pain.001"
        },
        "version": {
          "enum": [
            "001.03",
            "001.09"
          ],
          "type": "string"
        },
        "xml_base64": {
          "type": "string",
          "minLength": 1
        }
      },
      "additionalProperties": false
    },
    {
      "type": "object",
      "required": [
        "xml_base64",
        "format",
        "version"
      ],
      "properties": {
        "format": {
          "type": "string",
          "const": "pain.008"
        },
        "version": {
          "enum": [
            "001.02",
            "001.08"
          ],
          "type": "string"
        },
        "xml_base64": {
          "type": "string",
          "minLength": 1
        }
      },
      "additionalProperties": false
    }
  ]
}
generate_mt103
Advertised by the server during the last successful anonymous check.

Generate a SWIFT MT103 (Single Customer Credit Transfer) text message. Included in the business subscription only (monthly quota). Charges use the SWIFT :71A: codes SHA/BEN/OUR verbatim.

generate_mt103 input schema
{
  "type": "object",
  "required": [
    "sender_ref",
    "value_date",
    "currency",
    "amount",
    "ordering_name",
    "ordering_account",
    "beneficiary_name",
    "beneficiary_account",
    "charges"
  ],
  "properties": {
    "amount": {
      "type": "number",
      "exclusiveMinimum": 0
    },
    "charges": {
      "enum": [
        "SHA",
        "BEN",
        "OUR"
      ],
      "type": "string",
      "description": "Field :71A: SWIFT charge codes — passed through verbatim, never converted to ISO ChargeBearer codes"
    },
    "currency": {
      "type": "string"
    },
    "remittance": {
      "type": "string",
      "maxLength": 140,
      "minLength": 1,
      "description": "Field :70: remittance information (max 4x35)"
    },
    "sender_ref": {
      "type": "string",
      "maxLength": 16,
      "minLength": 1,
      "description": "Field :20: transaction reference (max 16 chars)"
    },
    "value_date": {
      "type": "string",
      "pattern": "^\\d{4}-\\d{2}-\\d{2}$"
    },
    "ordering_bic": {
      "type": "string",
      "minLength": 1,
      "description": "BIC/SWIFT code (8 or 11 characters). When provided, field :50A: (account + BIC) is emitted and ordering_name/ordering_address are NOT included in the message"
    },
    "ordering_name": {
      "type": "string",
      "maxLength": 35,
      "minLength": 1,
      "description": "Ordering customer name (max 35 chars). Used only when ordering_bic is absent (field :50K:)"
    },
    "beneficiary_bic": {
      "type": "string",
      "minLength": 1,
      "description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
    },
    "beneficiary_name": {
      "type": "string",
      "maxLength": 35,
      "minLength": 1,
      "description": "Max 35 characters; accents transliterated, SWIFT x-charset enforced"
    },
    "intermediary_bic": {
      "type": "string",
      "minLength": 1,
      "description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
    },
    "ordering_account": {
      "type": "string",
      "description": "IBAN or account number — spaces and a leading \"/\" tolerated"
    },
    "ordering_address": {
      "type": "string",
      "minLength": 1,
      "description": "Up to 3 lines of 35 chars separated by \\n. Used only when ordering_bic is absent (field :50K:)"
    },
    "beneficiary_account": {
      "type": "string",
      "description": "IBAN or account number — spaces and a leading \"/\" tolerated"
    },
    "beneficiary_address": {
      "type": "string",
      "minLength": 1,
      "description": "Up to 3 lines of 35 characters, separated by \\n"
    }
  },
  "additionalProperties": false
}
list_supported_versions
Advertised by the server during the last successful anonymous check.

List supported ISO 20022 formats and versions.

list_supported_versions input schema
{
  "type": "object",
  "properties": {}
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

90-day uptime

A lightweight connection check about every six hours, sampled on hosts with many listings. It shows the server answered, not that its tools work.

Too few checks for a percentage yet (1 of 1 answered).

  1. 2026-11-07: 1 of 1 checks answered

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks
1 of 1 (100%)
Average latency
776 ms
95th percentile latency
776 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

  • · probe · passed · 776 ms · metadata changed · 4 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.
Claude Code configuration
claude mcp add --transport http iso-20022-generator-mcp https://mcp.iso20022generator.com/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).
Codex configuration
codex mcp add iso-20022-generator-mcp --url https://mcp.iso20022generator.com/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable iso-20022-generator-mcp in your MCP settings.
Cursor configuration
{
  "mcpServers": {
    "iso-20022-generator-mcp": {
      "url": "https://mcp.iso20022generator.com/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).
Cline configuration
{
  "mcpServers": {
    "iso-20022-generator-mcp": {
      "type": "streamableHttp",
      "url": "https://mcp.iso20022generator.com/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start iso-20022-generator-mcp and inspect its tools.
VS Code configuration
{
  "servers": {
    "iso-20022-generator-mcp": {
      "type": "http",
      "url": "https://mcp.iso20022generator.com/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.
Gemini CLI configuration
gemini mcp add --transport http iso-20022-generator-mcp https://mcp.iso20022generator.com/mcp

Claude Desktop

Open Claude Settings > Connectors > Add custom connector, enter this server URL and enable it for the conversation. This is a manual remote-connector handoff, not a desktop JSON configuration.
Claude Desktop configuration
https://mcp.iso20022generator.com/mcp

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.
Windsurf configuration
{
  "mcpServers": {
    "iso-20022-generator-mcp": {
      "serverUrl": "https://mcp.iso20022generator.com/mcp"
    }
  }
}

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