ISO 20022 Generator MCP
This MCP server allows AI assistants to generate and validate ISO 20022 payment files, including SEPA credit transfers (pain.001), SEPA direct debits (pain.008), and SWIFT MT103 messages. It supports validation against XSD schemas and banking rules, enabling automated financial workflow integration.
Endpoint and access
No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.
https://mcp.iso20022generator.com/mcpWhat its tools do
4 tools, grouped by the hints the server advertises. Hints are self-declared, not verified behavior.
Checks and signals
Each line is separate evidence, not a trust score.
- Passed Endpoint answered the live check ·
- Passed Official MCP Registry namespace is tied to iso20022generator.com ·
- Passed Endpoint is on the registry namespace domain ·
- Availability 1 of 1 checks passed in 30 days
What you can do with it
- Generate SEPA credit transfer XML (pain.001)
- Generate SEPA direct debit XML (pain.008)
- Validate existing XML files against banking rules
- Generate SWIFT MT103 international wire messages
Source and maintenance
- Maintenance checked
Protocol and capabilities
- Server
- iso20022-generator 1.0.0
- MCP protocol negotiated in check
- 2025-11-25
- Tools
- 4 advertised
- Resources
- Not advertised
- Resource templates
- Not advertised
- Prompts
- Not advertised
{
"tools": {}
}Tools
4 advertised
generate_sepa_xml
Generate SEPA XML (pain.001 or pain.008) with XSD + business validation. Included in the multi and business subscriptions (monthly quota); demo callers are limited to 2 transactions per file. Party addresses are optional and structured only: street_name, building_number, post_code, town_name, country — town_name and country are required as soon as any address field is given (SEPA banks refuse unstructured addresses from November 2026). A party accepts no other key: address_lines, a nested address object, postal_code, city and the like are refused rather than ignored. In the 2009 versions (pain.001 001.03, pain.008 001.02) a structured address passes the ISO XSD but not the German DK profile GBIC_3, which admits only Ctry and AdrLine: for a German bank, omit the address there or use the format's 2019 version (see list_supported_versions).
{
"type": "object",
"anyOf": [
{
"type": "object",
"required": [
"format",
"version",
"initiating_party",
"debtor",
"requested_execution_date",
"transactions"
],
"properties": {
"debtor": {
"type": "object",
"required": [
"name",
"iban"
],
"properties": {
"bic": {
"type": "string",
"minLength": 1,
"description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
},
"iban": {
"type": "string",
"minLength": 1,
"description": "IBAN — spaces tolerated, checksum enforced"
},
"name": {
"type": "string",
"maxLength": 70,
"minLength": 1
},
"country": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "ISO 3166 two-letter country code — REQUIRED as soon as any address field is given"
},
"post_code": {
"type": "string",
"maxLength": 16,
"minLength": 1,
"description": "Post code (max 16 characters) — optional part of the address"
},
"town_name": {
"type": "string",
"maxLength": 35,
"minLength": 1,
"description": "Town name (max 35 characters) — REQUIRED as soon as any address field is given"
},
"street_name": {
"type": "string",
"maxLength": 70,
"minLength": 1,
"description": "Street name (max 70 characters) — optional part of the address"
},
"building_number": {
"type": "string",
"maxLength": 16,
"minLength": 1,
"description": "Building number (max 16 characters) — optional part of the address"
}
},
"additionalProperties": false
},
"format": {
"type": "string",
"const": "pain.001"
},
"version": {
"enum": [
"001.03",
"001.09"
],
"type": "string"
},
"currency": {
"enum": [
"EUR"
],
"type": "string"
},
"transactions": {
"type": "array",
"items": {
"type": "object",
"required": [
"creditor",
"amount"
],
"properties": {
"amount": {
"type": "number",
"exclusiveMinimum": 0
},
"creditor": {
"type": "object",
"required": [
"name",
"iban"
],
"properties": {
"bic": {
"type": "string",
"minLength": 1,
"description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
},
"iban": {
"type": "string",
"minLength": 1,
"description": "IBAN — spaces tolerated, checksum enforced"
},
"name": {
"type": "string",
"maxLength": 70,
"minLength": 1
},
"country": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "ISO 3166 two-letter country code — REQUIRED as soon as any address field is given"
},
"post_code": {
"type": "string",
"maxLength": 16,
"minLength": 1,
"description": "Post code (max 16 characters) — optional part of the address"
},
"town_name": {
"type": "string",
"maxLength": 35,
"minLength": 1,
"description": "Town name (max 35 characters) — REQUIRED as soon as any address field is given"
},
"street_name": {
"type": "string",
"maxLength": 70,
"minLength": 1,
"description": "Street name (max 70 characters) — optional part of the address"
},
"building_number": {
"type": "string",
"maxLength": 16,
"minLength": 1,
"description": "Building number (max 16 characters) — optional part of the address"
}
},
"additionalProperties": false
},
"end_to_end_id": {
"type": "string",
"maxLength": 35,
"minLength": 1
},
"category_purpose_code": {
"type": "string"
},
"remittance_information": {
"type": "string",
"maxLength": 140,
"minLength": 1
}
},
"additionalProperties": false
},
"minItems": 1
},
"batch_booking": {
"type": "boolean"
},
"initiating_party": {
"type": "object",
"required": [
"name"
],
"properties": {
"name": {
"type": "string",
"maxLength": 70,
"minLength": 1
},
"org_id": {
"type": "object",
"properties": {
"id": {
"type": "string",
"maxLength": 35
},
"scheme_name": {
"type": "string",
"maxLength": 35
}
},
"additionalProperties": false
}
},
"additionalProperties": false
},
"requested_execution_date": {
"type": "string",
"pattern": "^\\d{4}-\\d{2}-\\d{2}$"
}
},
"additionalProperties": false
},
{
"type": "object",
"required": [
"format",
"version",
"initiating_party",
"creditor",
"creditor_scheme_id",
"requested_collection_date",
"transactions"
],
"properties": {
"format": {
"type": "string",
"const": "pain.008"
},
"version": {
"enum": [
"001.02",
"001.08"
],
"type": "string"
},
"creditor": {
"type": "object",
"required": [
"name",
"iban"
],
"properties": {
"bic": {
"type": "string",
"minLength": 1,
"description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
},
"iban": {
"type": "string",
"minLength": 1,
"description": "IBAN — spaces tolerated, checksum enforced"
},
"name": {
"type": "string",
"maxLength": 70,
"minLength": 1
},
"country": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "ISO 3166 two-letter country code — REQUIRED as soon as any address field is given"
},
"post_code": {
"type": "string",
"maxLength": 16,
"minLength": 1,
"description": "Post code (max 16 characters) — optional part of the address"
},
"town_name": {
"type": "string",
"maxLength": 35,
"minLength": 1,
"description": "Town name (max 35 characters) — REQUIRED as soon as any address field is given"
},
"street_name": {
"type": "string",
"maxLength": 70,
"minLength": 1,
"description": "Street name (max 70 characters) — optional part of the address"
},
"building_number": {
"type": "string",
"maxLength": 16,
"minLength": 1,
"description": "Building number (max 16 characters) — optional part of the address"
}
},
"additionalProperties": false
},
"currency": {
"enum": [
"EUR"
],
"type": "string"
},
"transactions": {
"type": "array",
"items": {
"type": "object",
"required": [
"debtor",
"amount",
"sequence_type",
"mandate"
],
"properties": {
"amount": {
"type": "number",
"exclusiveMinimum": 0
},
"debtor": {
"type": "object",
"required": [
"name",
"iban"
],
"properties": {
"bic": {
"type": "string",
"minLength": 1,
"description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
},
"iban": {
"type": "string",
"minLength": 1,
"description": "IBAN — spaces tolerated, checksum enforced"
},
"name": {
"type": "string",
"maxLength": 70,
"minLength": 1
},
"country": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "ISO 3166 two-letter country code — REQUIRED as soon as any address field is given"
},
"post_code": {
"type": "string",
"maxLength": 16,
"minLength": 1,
"description": "Post code (max 16 characters) — optional part of the address"
},
"town_name": {
"type": "string",
"maxLength": 35,
"minLength": 1,
"description": "Town name (max 35 characters) — REQUIRED as soon as any address field is given"
},
"street_name": {
"type": "string",
"maxLength": 70,
"minLength": 1,
"description": "Street name (max 70 characters) — optional part of the address"
},
"building_number": {
"type": "string",
"maxLength": 16,
"minLength": 1,
"description": "Building number (max 16 characters) — optional part of the address"
}
},
"additionalProperties": false
},
"mandate": {
"type": "object",
"required": [
"id",
"signature_date"
],
"properties": {
"id": {
"type": "string",
"maxLength": 35,
"minLength": 1
},
"signature_date": {
"type": "string",
"pattern": "^\\d{4}-\\d{2}-\\d{2}$"
}
},
"additionalProperties": false
},
"end_to_end_id": {
"type": "string",
"maxLength": 35,
"minLength": 1
},
"sequence_type": {
"enum": [
"FRST",
"RCUR",
"OOFF",
"FNAL"
],
"type": "string"
},
"remittance_information": {
"type": "string",
"maxLength": 140,
"minLength": 1
}
},
"additionalProperties": false
},
"minItems": 1
},
"batch_booking": {
"type": "boolean"
},
"initiating_party": {
"type": "object",
"required": [
"name"
],
"properties": {
"name": {
"type": "string",
"maxLength": 70,
"minLength": 1
},
"org_id": {
"type": "object",
"properties": {
"id": {
"type": "string",
"maxLength": 35
},
"scheme_name": {
"type": "string",
"maxLength": 35
}
},
"additionalProperties": false
}
},
"additionalProperties": false
},
"creditor_scheme_id": {
"type": "string",
"description": "SEPA creditor identifier (ICS / Identifiant Créancier SEPA) — mandatory for direct debits"
},
"requested_collection_date": {
"type": "string",
"pattern": "^\\d{4}-\\d{2}-\\d{2}$"
}
},
"additionalProperties": false
}
]
}validate_sepa_xml
Validate a SEPA XML payload against XSD and business rules.
{
"type": "object",
"anyOf": [
{
"type": "object",
"required": [
"xml_base64",
"format",
"version"
],
"properties": {
"format": {
"type": "string",
"const": "pain.001"
},
"version": {
"enum": [
"001.03",
"001.09"
],
"type": "string"
},
"xml_base64": {
"type": "string",
"minLength": 1
}
},
"additionalProperties": false
},
{
"type": "object",
"required": [
"xml_base64",
"format",
"version"
],
"properties": {
"format": {
"type": "string",
"const": "pain.008"
},
"version": {
"enum": [
"001.02",
"001.08"
],
"type": "string"
},
"xml_base64": {
"type": "string",
"minLength": 1
}
},
"additionalProperties": false
}
]
}generate_mt103
Generate a SWIFT MT103 (Single Customer Credit Transfer) text message. Included in the business subscription only (monthly quota). Charges use the SWIFT :71A: codes SHA/BEN/OUR verbatim.
{
"type": "object",
"required": [
"sender_ref",
"value_date",
"currency",
"amount",
"ordering_name",
"ordering_account",
"beneficiary_name",
"beneficiary_account",
"charges"
],
"properties": {
"amount": {
"type": "number",
"exclusiveMinimum": 0
},
"charges": {
"enum": [
"SHA",
"BEN",
"OUR"
],
"type": "string",
"description": "Field :71A: SWIFT charge codes — passed through verbatim, never converted to ISO ChargeBearer codes"
},
"currency": {
"type": "string"
},
"remittance": {
"type": "string",
"maxLength": 140,
"minLength": 1,
"description": "Field :70: remittance information (max 4x35)"
},
"sender_ref": {
"type": "string",
"maxLength": 16,
"minLength": 1,
"description": "Field :20: transaction reference (max 16 chars)"
},
"value_date": {
"type": "string",
"pattern": "^\\d{4}-\\d{2}-\\d{2}$"
},
"ordering_bic": {
"type": "string",
"minLength": 1,
"description": "BIC/SWIFT code (8 or 11 characters). When provided, field :50A: (account + BIC) is emitted and ordering_name/ordering_address are NOT included in the message"
},
"ordering_name": {
"type": "string",
"maxLength": 35,
"minLength": 1,
"description": "Ordering customer name (max 35 chars). Used only when ordering_bic is absent (field :50K:)"
},
"beneficiary_bic": {
"type": "string",
"minLength": 1,
"description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
},
"beneficiary_name": {
"type": "string",
"maxLength": 35,
"minLength": 1,
"description": "Max 35 characters; accents transliterated, SWIFT x-charset enforced"
},
"intermediary_bic": {
"type": "string",
"minLength": 1,
"description": "BIC/SWIFT code (8 or 11 characters, spaces tolerated)"
},
"ordering_account": {
"type": "string",
"description": "IBAN or account number — spaces and a leading \"/\" tolerated"
},
"ordering_address": {
"type": "string",
"minLength": 1,
"description": "Up to 3 lines of 35 chars separated by \\n. Used only when ordering_bic is absent (field :50K:)"
},
"beneficiary_account": {
"type": "string",
"description": "IBAN or account number — spaces and a leading \"/\" tolerated"
},
"beneficiary_address": {
"type": "string",
"minLength": 1,
"description": "Up to 3 lines of 35 characters, separated by \\n"
}
},
"additionalProperties": false
}list_supported_versions
List supported ISO 20022 formats and versions.
{
"type": "object",
"properties": {}
}Prompts
Not advertised
Resources
Not advertised
90-day uptime
A lightweight connection check about every six hours, sampled on hosts with many listings. It shows the server answered, not that its tools work.
- 2026-11-07: 1 of 1 checks answered
30-day availability
Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.
- Successful checks
- 1 of 1 (100%)
- Average latency
- 776 ms
- 95th percentile latency
- 776 ms
Maintenance history
Public check and source-refresh events. Editorial and ownership records remain private.
- · probe · passed · 776 ms · metadata changed · 4 tool(s)
Connect from your client
Each snippet registers the same endpoint; pick the client you use.
Claude Code
claude mcp add --transport http iso-20022-generator-mcp https://mcp.iso20022generator.com/mcpCodex
codex mcp add iso-20022-generator-mcp --url https://mcp.iso20022generator.com/mcpCursor
{
"mcpServers": {
"iso-20022-generator-mcp": {
"url": "https://mcp.iso20022generator.com/mcp"
}
}
}Cline
{
"mcpServers": {
"iso-20022-generator-mcp": {
"type": "streamableHttp",
"url": "https://mcp.iso20022generator.com/mcp",
"disabled": false
}
}
}VS Code
{
"servers": {
"iso-20022-generator-mcp": {
"type": "http",
"url": "https://mcp.iso20022generator.com/mcp"
}
}
}Gemini CLI
gemini mcp add --transport http iso-20022-generator-mcp https://mcp.iso20022generator.com/mcpClaude Desktop
https://mcp.iso20022generator.com/mcpWindsurf
{
"mcpServers": {
"iso-20022-generator-mcp": {
"serverUrl": "https://mcp.iso20022generator.com/mcp"
}
}
}Let your agent find its tools
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