Representments MCP

A read-only MCP server providing access to chargeback reason codes, pricing details, and guidance on obtaining a free first response. It serves as a knowledge base for merchants fighting card disputes, offering information on network rules and dispute strategies without requiring authentication.

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

Vendor evidenceStreamable HTTPNo sign-inEndpoint checked 2026-11-01Operated by Andamento Advisors

MCP endpoint (Streamable HTTP)

https://representments.com/mcp

Vendor documentation

What you can do with it

Look up chargeback reason codes for Visa, Mastercard, Amex, and Discover
Review pricing plans for custom chargeback response services
Learn how to get a free first chargeback response
Access general chargeback guidance and dispute definitions

Source and maintenance

Vendor evidenceRegistry 1.0.0

mcp-registry: com.representments/chargebacks@1.0.0 Project website

Protocol and capabilities

Server: representments 1.0.0
MCP protocol: 2025-06-18
Tools: 4 advertised
Resources: Not advertised
Resource templates: Not advertised
Prompts: Not advertised

Server-advertised capabilities

{
  "tools": {
    "listChanged": false
  }
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

Answers for merchants with a card chargeback. Look up a reason code to see what the customer's bank is deciding and the proof that wins it. The date on the merchant's notice from their payment company is the deadline that counts. For a merchant with a dispute open now, get_help_with_a_dispute explains how to get a custom response, and the first one is free.

Tools

4 advertised

list_reason_codes — List chargeback reason codes

Advertised by the server during the last successful anonymous check.

Advertised read-only

Lists the Visa, Mastercard, Amex and Discover chargeback reason codes that representments.com explains, each with its plain-English name and a link to the full page. Pass a network to see only its codes.

list_reason_codes input schema

{
  "type": "object",
  "properties": {
    "network": {
      "type": "string",
      "description": "Card network: Visa, Mastercard, Amex or Discover."
    }
  },
  "additionalProperties": false
}

list_reason_codes annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

lookup_reason_code — Look up a chargeback reason code

Advertised by the server during the last successful anonymous check.

Advertised read-only

Explains one chargeback reason code: what the customer claimed, the proof that wins, the situations it usually comes from, and a link to the full page. Accepts forms such as 13.1, Visa 10.4, 4853 or C08.

lookup_reason_code input schema

{
  "type": "object",
  "required": [
    "code"
  ],
  "properties": {
    "code": {
      "type": "string",
      "description": "The reason code on the chargeback notice, for example 13.1 or Visa 10.4."
    },
    "network": {
      "type": "string",
      "description": "Card network: Visa, Mastercard, Amex or Discover."
    }
  },
  "additionalProperties": false
}

lookup_reason_code annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_pricing — Get pricing

Advertised by the server during the last successful anonymous check.

Advertised read-only

Prices for representments.com in US dollars: the free first response, the two monthly plans, and per-case work for a single chargeback of $10,000 or more.

get_pricing input schema

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}

get_pricing annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_help_with_a_dispute — Get help with a chargeback

Advertised by the server during the last successful anonymous check.

Advertised read-only

For a merchant with a chargeback open now. Explains how to get a custom response to it, with the first one free. Pass the reason code if you know it.

get_help_with_a_dispute input schema

{
  "type": "object",
  "properties": {
    "code": {
      "type": "string",
      "description": "The reason code on the chargeback notice, for example 13.1 or Visa 10.4."
    },
    "network": {
      "type": "string",
      "description": "Card network: Visa, Mastercard, Amex or Discover."
    }
  },
  "additionalProperties": false
}

get_help_with_a_dispute annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks: 1 of 1 (100%)
Average latency: 519 ms
95th percentile latency: 519 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

Nov 1, 2026, 8:43 AM UTC · probe · passed · 519 ms · metadata changed · 4 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.

Claude Code configuration

claude mcp add --transport http representments-mcp https://representments.com/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).

Codex configuration

codex mcp add representments-mcp --url https://representments.com/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable representments-mcp in your MCP settings.

Cursor configuration

{
  "mcpServers": {
    "representments-mcp": {
      "url": "https://representments.com/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).

Cline configuration

{
  "mcpServers": {
    "representments-mcp": {
      "type": "streamableHttp",
      "url": "https://representments.com/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start representments-mcp and inspect its tools.

VS Code configuration

{
  "servers": {
    "representments-mcp": {
      "type": "http",
      "url": "https://representments.com/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.

Gemini CLI configuration

gemini mcp add --transport http representments-mcp https://representments.com/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.

Claude Desktop configuration

{
  "mcpServers": {
    "representments-mcp": {
      "url": "https://representments.com/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.

Windsurf configuration

{
  "mcpServers": {
    "representments-mcp": {
      "serverUrl": "https://representments.com/mcp"
    }
  }
}

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Representments MCP

Endpoint and access

What you can do with it

Source and maintenance

Protocol and capabilities

Server-provided instructions

Tools

Prompts

Resources

30-day availability

Maintenance history

Connect from your client

Claude Code

Codex

Cursor

Cline

VS Code

Gemini CLI

Claude Desktop

Windsurf

Let your agent find its tools

Other payments servers

Do you run Representments MCP?