ynab-mcpb MCP

A local-first MCP server for YNAB that enables agents to reconcile bank statements, itemize receipts, manage transactions, and perform spending analysis using natural language prompts. It supports delta sync, structured outputs, and integration with various MCP clients like Claude Desktop and Cline.

Package and access

Local package with source-attributed installation metadata. Koskamo does not execute packages during review.

Community listingLocal stdioSource reviewed; not executedPublished by dizzlkheinz

You need:Get a YNAB token

Vendor documentation

What you can do with it

Reconcile bank statements with CSV data
Itemize receipts and split transactions
List budgets and manage accounts
Analyze spending by category

Source and maintenance

Community listingRegistry 0.31.0

mcp-registry: io.github.dizzlkheinz/ynab-mcpb@0.31.0 Source repository

Maintenance checked: Oct 31, 2026, 10:27 PM UTC

Packages and installation

Source-provided package data. Koskamo has not executed or live-probed this package.

@dizzlkheinz/ynab-mcpb 0.31.0

npm

@dizzlkheinz/ynab-mcpb package definition

{
  "version": "0.31.0",
  "transport": "stdio",
  "identifier": "@dizzlkheinz/ynab-mcpb",
  "registryType": "npm",
  "environmentVariables": [
    {
      "name": "YNAB_ACCESS_TOKEN",
      "format": "string",
      "isRequired": true,
      "description": "YNAB Personal Access Token from https://app.youneedabudget.com/settings/developer"
    },
    {
      "name": "YNAB_MCP_WRITE_MODE",
      "format": "string",
      "description": "Write policy: read-only, preview (default), or enabled"
    },
    {
      "name": "YNAB_MCP_TOOL_PROFILE",
      "format": "string",
      "description": "Static tool profile: core, read-only, or full (default)"
    }
  ]
}

Tools

Reported by the attributed source; not independently observed by Koskamo.

No tool definitions available.

Connect from your client

Each snippet configures the same source-provided package; replace placeholders before use.

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Cursor

Merge this local stdio configuration, replace every placeholder environment value, and restart Cursor. Koskamo has not executed this package.

Cursor configuration

{
  "mcpServers": {
    "ynab-mcpb-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "@dizzlkheinz/ynab-mcpb@0.31.0"
      ],
      "env": {
        "YNAB_ACCESS_TOKEN": "<YOUR_YNAB_ACCESS_TOKEN>",
        "YNAB_MCP_WRITE_MODE": "<YOUR_YNAB_MCP_WRITE_MODE>",
        "YNAB_MCP_TOOL_PROFILE": "<YOUR_YNAB_MCP_TOOL_PROFILE>"
      }
    }
  }
}

Cline

Merge this local stdio configuration, replace every placeholder environment value, and restart Cline. Koskamo has not executed this package.

Cline configuration

{
  "mcpServers": {
    "ynab-mcpb-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "@dizzlkheinz/ynab-mcpb@0.31.0"
      ],
      "env": {
        "YNAB_ACCESS_TOKEN": "<YOUR_YNAB_ACCESS_TOKEN>",
        "YNAB_MCP_WRITE_MODE": "<YOUR_YNAB_MCP_WRITE_MODE>",
        "YNAB_MCP_TOOL_PROFILE": "<YOUR_YNAB_MCP_TOOL_PROFILE>"
      }
    }
  }
}

VS Code

Merge this local stdio configuration, replace every placeholder environment value, and restart VS Code. Koskamo has not executed this package.

VS Code configuration

{
  "servers": {
    "ynab-mcpb-mcp": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "@dizzlkheinz/ynab-mcpb@0.31.0"
      ],
      "env": {
        "YNAB_ACCESS_TOKEN": "<YOUR_YNAB_ACCESS_TOKEN>",
        "YNAB_MCP_WRITE_MODE": "<YOUR_YNAB_MCP_WRITE_MODE>",
        "YNAB_MCP_TOOL_PROFILE": "<YOUR_YNAB_MCP_TOOL_PROFILE>"
      }
    }
  }
}

Claude Desktop

Merge this local stdio configuration, replace every placeholder environment value, and restart Claude Desktop. Koskamo has not executed this package.

Claude Desktop configuration

{
  "mcpServers": {
    "ynab-mcpb-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "@dizzlkheinz/ynab-mcpb@0.31.0"
      ],
      "env": {
        "YNAB_ACCESS_TOKEN": "<YOUR_YNAB_ACCESS_TOKEN>",
        "YNAB_MCP_WRITE_MODE": "<YOUR_YNAB_MCP_WRITE_MODE>",
        "YNAB_MCP_TOOL_PROFILE": "<YOUR_YNAB_MCP_TOOL_PROFILE>"
      }
    }
  }
}

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