Koskamo

US Flood Claims by ZIP MCP

An MCP server providing FEMA NFIP flood-insurance claim history for US ZIP codes. It offers tools to retrieve claim counts, risk signals, full financial reports, and compare flood history across multiple ZIPs for real estate and lending risk assessment.

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

US Flood Claims by ZIP MCP logo, by Donnie MorrisonCommunity listingStreamable HTTPNo sign-inEndpoint checked 2026-11-01Published by Donnie Morrison
MCP endpoint (Streamable HTTP)
https://us-flood-claims-mcp.donniertf.workers.dev/mcp
Vendor documentation

What you can do with it

  • Retrieve insured flood-claim history and risk signals for a US ZIP code
  • Generate full NFIP claims reports including dollars paid and flood zones
  • Compare flood-claim history across up to 10 ZIPs for portfolio risk

Source and maintenance

Community listingRegistry 1.0.0
mcp-registry: io.github.donniertf-hub/us-flood-claims-mcp@1.0.0Source repositoryProject website
Maintenance checked

Protocol and capabilities

Server
us-flood-claims-mcp 1.0.0
MCP protocol
2025-06-18
Tools
3 advertised
Resources
Not advertised
Resource templates
Not advertised
Prompts
Not advertised
Server-advertised capabilities
{
  "tools": {
    "listChanged": false
  }
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

US Flood Claims by ZIP. flood_history is free. Subscribe ($12/month, cancel anytime) at https://us-flood-claims-mcp.donniertf.workers.dev/buy for the paid tools, then pass access_token.

Tools

3 advertised

flood_history
Advertised by the server during the last successful anonymous check.

FREE. Insured flood-claim history for a US ZIP code (FEMA NFIP): total claims, claims in the last 10 years and a risk signal.

flood_history input schema
{
  "type": "object",
  "required": [
    "zip"
  ],
  "properties": {
    "zip": {
      "type": "string"
    }
  }
}
flood_report
Advertised by the server during the last successful anonymous check.

PRO. Full NFIP claims report for a ZIP: $ paid by year, average claim, flood zones, named flood events.

flood_report input schema
{
  "type": "object",
  "required": [
    "zip"
  ],
  "properties": {
    "zip": {
      "type": "string"
    },
    "access_token": {
      "type": "string",
      "description": "Subscriber token from /success (or Authorization: Bearer)"
    }
  }
}
compare_zips
Advertised by the server during the last successful anonymous check.

PRO. Compare flood-claim history across up to 10 ZIPs (house hunting, portfolio and lending risk).

compare_zips input schema
{
  "type": "object",
  "required": [
    "zips"
  ],
  "properties": {
    "zips": {
      "type": "array",
      "items": {
        "type": "string"
      }
    },
    "access_token": {
      "type": "string",
      "description": "Subscriber token from /success (or Authorization: Bearer)"
    }
  }
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks
1 of 1 (100%)
Average latency
717 ms
95th percentile latency
717 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

  • · probe · passed · 717 ms · metadata changed · 3 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.
Claude Code configuration
claude mcp add --transport http us-flood-claims-by-zip-mcp https://us-flood-claims-mcp.donniertf.workers.dev/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).
Codex configuration
codex mcp add us-flood-claims-by-zip-mcp --url https://us-flood-claims-mcp.donniertf.workers.dev/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable us-flood-claims-by-zip-mcp in your MCP settings.
Cursor configuration
{
  "mcpServers": {
    "us-flood-claims-by-zip-mcp": {
      "url": "https://us-flood-claims-mcp.donniertf.workers.dev/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).
Cline configuration
{
  "mcpServers": {
    "us-flood-claims-by-zip-mcp": {
      "type": "streamableHttp",
      "url": "https://us-flood-claims-mcp.donniertf.workers.dev/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start us-flood-claims-by-zip-mcp and inspect its tools.
VS Code configuration
{
  "servers": {
    "us-flood-claims-by-zip-mcp": {
      "type": "http",
      "url": "https://us-flood-claims-mcp.donniertf.workers.dev/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.
Gemini CLI configuration
gemini mcp add --transport http us-flood-claims-by-zip-mcp https://us-flood-claims-mcp.donniertf.workers.dev/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.
Claude Desktop configuration
{
  "mcpServers": {
    "us-flood-claims-by-zip-mcp": {
      "url": "https://us-flood-claims-mcp.donniertf.workers.dev/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.
Windsurf configuration
{
  "mcpServers": {
    "us-flood-claims-by-zip-mcp": {
      "serverUrl": "https://us-flood-claims-mcp.donniertf.workers.dev/mcp"
    }
  }
}

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