Truo MCP MCP server

Truo is an official MCP server that connects Australian bank accounts to AI assistants like Claude or ChatGPT. It provides read-only access to transaction history, account summaries, and spending trends via the Consumer Data Right. The server supports 17 tools for querying financial data, exporting reports, and managing internal categorization, ensuring data privacy and security while allowing users to ask natural language questions about their money.

Endpoint and access

OAuth sign-in: the first time you connect, your client opens the vendor's own authorization prompt in a browser.

OAuth sign-inEndpoint checked 2026-10-05Operated by NTWRK Pty Ltd

MCP endpoint (Streamable HTTP)

https://connect.truo.com.au/mcp

Vendor documentation

What you can do with it

Ask about spending on groceries last quarter
Identify which subscriptions renew this month
Generate charts for cash by account or spend trends
Export transaction history to CSV or Excel

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers a Streamable HTTP server. Use --scope project to write .mcp.json for the repo.

Claude Code configuration

claude mcp add --transport http truo-mcp https://connect.truo.com.au/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).

Codex configuration

codex mcp add truo-mcp --url https://connect.truo.com.au/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable truo-mcp in your MCP settings.

Cursor configuration

{
  "mcpServers": {
    "truo-mcp": {
      "url": "https://connect.truo.com.au/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure). The type must be streamableHttp for a remote HTTP server.

Cline configuration

{
  "mcpServers": {
    "truo-mcp": {
      "type": "streamableHttp",
      "url": "https://connect.truo.com.au/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start truo-mcp and inspect its tools.

VS Code configuration

{
  "servers": {
    "truo-mcp": {
      "type": "http",
      "url": "https://connect.truo.com.au/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.

Gemini CLI configuration

gemini mcp add --transport http truo-mcp https://connect.truo.com.au/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.

Claude Desktop configuration

{
  "mcpServers": {
    "truo-mcp": {
      "url": "https://connect.truo.com.au/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.

Windsurf configuration

{
  "mcpServers": {
    "truo-mcp": {
      "serverUrl": "https://connect.truo.com.au/mcp"
    }
  }
}

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