Tower and Wing MCP
A free, read-only MCP server that allows AI assistants to search FHA-insured hospital loans, look up specific hospitals, retrieve portfolio totals, and access HUD Section 242 program rules using public HUD data.
Endpoint and access
No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.
https://hospital.loans/mcpWhat you can do with it
- Search active or terminated FHA-insured hospital loans by name, city, or state
- Retrieve details for a specific hospital including loan amounts, rates, and balances
- Get national or state portfolio totals and median note rates
- Access HUD Section 242 eligibility tests, fees, and program rules
Source and maintenance
Protocol and capabilities
- Server
- hospital-loans 1.0.0
- MCP protocol
- 2025-06-18
- Tools
- 4 advertised
- Resources
- Not advertised
- Resource templates
- Not advertised
- Prompts
- Not advertised
{
"tools": {
"listChanged": false
}
}Server-provided instructions
Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.
Tools
4 advertised
search_hospital_loans — Search FHA-insured hospital loans
Searches every FHA-insured hospital loan in HUD's files (Section 242, 223(f), 223(a)(7) and 241(a)): the active loans or the terminated ones since 1968, filtered by hospital, system or city name, state, program, status (including loans that ended in an insurance claim) and endorsement years. Returns FHA number, hospital, program, amount, note rate, dates, balance or how the loan ended, and the hospital page link.
{
"type": "object",
"properties": {
"sort": {
"enum": [
"newest",
"oldest",
"largest"
],
"type": "string",
"default": "newest",
"description": "Order by initial endorsement date or by original amount."
},
"limit": {
"type": "integer",
"default": 10,
"maximum": 20,
"minimum": 1,
"description": "Rows to return, 1 to 20."
},
"query": {
"type": "string",
"maxLength": 80,
"minLength": 2,
"description": "Words from a hospital, health system or city name, e.g. \"Kaleida\" or \"Beaumont\"."
},
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "Two-letter state or territory code, e.g. NY."
},
"offset": {
"type": "integer",
"default": 0,
"maximum": 1000,
"minimum": 0,
"description": "Rows to skip, for paging."
},
"status": {
"enum": [
"active",
"terminated",
"claims",
"all"
],
"type": "string",
"default": "active",
"description": "active = in HUD's active file; terminated = ended loans; claims = terminations HUD types as a claim; all = both files."
},
"program": {
"enum": [
"242",
"223(f)",
"223(a)(7)",
"241(a)"
],
"type": "string",
"description": "FHA program: 242 (construction or renovation), 223(f) (refinance or purchase), 223(a)(7) (refinance of an FHA loan), 241(a) (supplemental)."
},
"endorsed_to_year": {
"type": "integer",
"maximum": 2030,
"minimum": 1960,
"description": "Latest initial endorsement year, e.g. 2024."
},
"endorsed_from_year": {
"type": "integer",
"maximum": 2030,
"minimum": 1960,
"description": "Earliest initial endorsement year, e.g. 2015."
}
},
"additionalProperties": false
}{
"title": "Search FHA-insured hospital loans",
"readOnlyHint": true,
"openWorldHint": false,
"idempotentHint": true,
"destructiveHint": false
}get_hospital — FHA-insured loans of one hospital or health system
One hospital or health system with an active FHA-insured loan, by name, page slug or 8-digit FHA number: every active loan (program, original amount, note rate, initial and final endorsement, term, maturity, HUD balance, monthly P&I, servicer, tax-exempt bond flag), totals, and earlier terminated FHA hospital loans in the same city from HUD's terminated file.
{
"type": "object",
"required": [
"hospital"
],
"properties": {
"hospital": {
"type": "string",
"maxLength": 120,
"minLength": 2,
"description": "Hospital or system name (e.g. \"Ellis Hospital\"), its hospital.loans slug (e.g. \"kaleida-health\") or an 8-digit FHA number (e.g. \"11413003\")."
}
},
"additionalProperties": false
}{
"title": "FHA-insured loans of one hospital or health system",
"readOnlyHint": true,
"openWorldHint": false,
"idempotentHint": true,
"destructiveHint": false
}get_portfolio_stats — FHA hospital loan portfolio statistics
Totals for FHA-insured hospital loans, nationally or for one state, computed from HUD's files: active loans and systems, original amount and HUD balance, median note rate, counts by program, loans still in construction, tax-exempt bond loans, and the history since 1968 (loans by endorsement decade, terminations, insurance claims and their original principal).
{
"type": "object",
"properties": {
"state": {
"type": "string",
"pattern": "^[A-Za-z]{2}$",
"description": "Two-letter state or territory code, e.g. NY. Omit for the whole US."
}
},
"additionalProperties": false
}{
"title": "FHA hospital loan portfolio statistics",
"readOnlyHint": true,
"openWorldHint": false,
"idempotentHint": true,
"destructiveHint": false
}get_program_rules — HUD hospital loan program rules
HUD's hospital mortgage insurance rules as hospital.loans publishes them, with citations: the four programs (242, 223(f), 223(a)(7), 241(a)) with what each finances, loan limit, term and MIP; the Section 242 eligibility tests (50% acute care, three-year operating margin, debt service coverage, HUD red flags); fees and reserves; and HUD's process steps with median processing days.
{
"type": "object",
"required": [
"topic"
],
"properties": {
"topic": {
"enum": [
"programs",
"eligibility",
"fees",
"process"
],
"type": "string",
"description": "programs = the four programs side by side; eligibility = the 24 CFR 242.16 tests and HUD red flags; fees = HUD fees, lender charge caps, reserve fund, prepayment; process = steps and median days."
},
"program": {
"enum": [
"242",
"223(f)",
"223(a)(7)",
"241(a)"
],
"type": "string",
"description": "With topic \"programs\", return one program only."
}
},
"additionalProperties": false
}{
"title": "HUD hospital loan program rules",
"readOnlyHint": true,
"openWorldHint": false,
"idempotentHint": true,
"destructiveHint": false
}Prompts
Not advertised
Resources
Not advertised
30-day availability
Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.
- Successful checks
- 1 of 1 (100%)
- Average latency
- 521 ms
- 95th percentile latency
- 521 ms
Maintenance history
Public check and source-refresh events. Editorial and ownership records remain private.
- · probe · passed · 521 ms · metadata changed · 4 tool(s)
Connect from your client
Each snippet registers the same endpoint; pick the client you use.
Claude Code
claude mcp add --transport http tower-and-wing-mcp https://hospital.loans/mcpCodex
codex mcp add tower-and-wing-mcp --url https://hospital.loans/mcpCursor
{
"mcpServers": {
"tower-and-wing-mcp": {
"url": "https://hospital.loans/mcp"
}
}
}Cline
{
"mcpServers": {
"tower-and-wing-mcp": {
"type": "streamableHttp",
"url": "https://hospital.loans/mcp",
"disabled": false
}
}
}VS Code
{
"servers": {
"tower-and-wing-mcp": {
"type": "http",
"url": "https://hospital.loans/mcp"
}
}
}Gemini CLI
gemini mcp add --transport http tower-and-wing-mcp https://hospital.loans/mcpClaude Desktop
{
"mcpServers": {
"tower-and-wing-mcp": {
"url": "https://hospital.loans/mcp"
}
}
}Windsurf
{
"mcpServers": {
"tower-and-wing-mcp": {
"serverUrl": "https://hospital.loans/mcp"
}
}
}Let your agent find its tools
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