SwitchWize MCP MCP server

An official MCP server by SwitchWize providing AI agents with read-only access to 16 tools for verified US financial data. It enables agents to query live savings rates, mortgage averages, credit card offers, and CD maturity rules, ensuring every response includes source attribution and freshness metadata for accurate financial decision-making.

Endpoint and access

No sign-in: your client connects and lists tools immediately, with no account or key.

No sign-inEndpoint checked 2026-10-05Operated by SwitchWize

MCP endpoint (Streamable HTTP)

https://www.switchwize.com/api/mcp

Vendor documentation

What you can do with it

Calculate savings gap for a specific bank balance
Identify top verified savings rates
Check current credit card offers
Determine CD maturity outcomes

Tools advertised by the last live check:

get_top_rates
get_top_hysa_rates
get_bank_gap
compare_switch_savings
get_rate_freshness
get_index_dataset
get_bank_gap_index
get_reality_score
get_card_offers
get_transfer_bonuses
get_card_changes
get_reward_valuations
best_move_this_week
get_cd_rollover_rules
get_card_downgrade_path
get_fed_hike_pass_through

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers a Streamable HTTP server. Use --scope project to write .mcp.json for the repo.

Claude Code configuration

claude mcp add --transport http switchwize-mcp https://www.switchwize.com/api/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).

Codex configuration

codex mcp add switchwize-mcp --url https://www.switchwize.com/api/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable switchwize-mcp in your MCP settings.

Cursor configuration

{
  "mcpServers": {
    "switchwize-mcp": {
      "url": "https://www.switchwize.com/api/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure). The type must be streamableHttp for a remote HTTP server.

Cline configuration

{
  "mcpServers": {
    "switchwize-mcp": {
      "type": "streamableHttp",
      "url": "https://www.switchwize.com/api/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start switchwize-mcp and inspect its tools.

VS Code configuration

{
  "servers": {
    "switchwize-mcp": {
      "type": "http",
      "url": "https://www.switchwize.com/api/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.

Gemini CLI configuration

gemini mcp add --transport http switchwize-mcp https://www.switchwize.com/api/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.

Claude Desktop configuration

{
  "mcpServers": {
    "switchwize-mcp": {
      "url": "https://www.switchwize.com/api/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.

Windsurf configuration

{
  "mcpServers": {
    "switchwize-mcp": {
      "serverUrl": "https://www.switchwize.com/api/mcp"
    }
  }
}

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