Koskamo

RealityCents Mortgage Hawaii MCP

A read-only MCP server providing Hawaii-specific mortgage and VA loan calculators, including payment estimation, affordability analysis, VA entitlement checks, and condo approval lookups, without collecting personal data.

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

RealityCents Mortgage Hawaii MCP logo, by Jay MillerCommunity listingStreamable HTTPNo sign-inEndpoint checked 2026-11-07Published by Jay Miller
MCP endpoint (Streamable HTTP)
https://realitycents-mcp.jaymiller.workers.dev/mcp
Vendor documentation

What its tools do

10 tools, grouped by the hints the server advertises. Hints are self-declared, not verified behavior.

10 of 10 have a description · 10 of 10 declare behavior hints · 1 of 9 with parameters document them all

Checks and signals

Each line is separate evidence, not a trust score.

  • Passed Endpoint answered the live check ·
  • Availability 1 of 1 checks passed in 30 days

What you can do with it

  • Calculate monthly mortgage payments for conventional, FHA, VA, or jumbo loans
  • Estimate maximum purchase price based on income and debt-to-income ratio
  • Check VA condo project approval status on Oahu
  • Compare multiple loan scenarios side-by-side

Source and maintenance

Community listingRegistry 2.0.0

Protocol and capabilities

Server
realitycents-mcp 2.1.2
MCP protocol negotiated in check
2025-11-25
Tools
10 advertised
Resources
Not advertised
Resource templates
Not advertised
Prompts
Not advertised
Server-advertised capabilities
{
  "tools": {
    "listChanged": true
  }
}

Tools

10 advertised

calculate_mortgage_payment — Calculate mortgage payment
Advertised by the server during the last successful anonymous check.
Advertised read-only

Estimate PITI for a Hawaii purchase: principal and interest, property tax, insurance, HOA, and PMI, FHA MIP, or a financed VA funding fee. Read-only. Do not send a name, email, phone, SSN, or street address. Rates are examples, not quotes.

calculate_mortgage_payment input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "price"
  ],
  "properties": {
    "rate": {
      "type": "number",
      "default": 6.5,
      "maximum": 25,
      "minimum": 0,
      "description": "Annual note rate as a percent. Default 6.5 is an example, not a quote."
    },
    "price": {
      "type": "number",
      "maximum": 50000000,
      "description": "Purchase price in dollars.",
      "exclusiveMinimum": 0
    },
    "loanType": {
      "enum": [
        "conventional",
        "fha",
        "va",
        "jumbo"
      ],
      "type": "string",
      "default": "conventional"
    },
    "termYears": {
      "type": "integer",
      "default": 30,
      "maximum": 40,
      "minimum": 1,
      "description": "Amortizing term in years."
    },
    "hoaMonthly": {
      "type": "number",
      "default": 0,
      "minimum": 0,
      "description": "HOA or maintenance fee in dollars per month."
    },
    "vaFirstUse": {
      "type": "boolean",
      "default": true,
      "description": "VA funding fee: true = first use. Ignored for other loan types."
    },
    "creditScore": {
      "type": "integer",
      "maximum": 850,
      "minimum": 300,
      "description": "Optional FICO for conventional PMI. Omit it to use LTV-only PMI tiers. Do not send a name or SSN."
    },
    "downPayment": {
      "type": "number",
      "minimum": 0,
      "description": "Down payment. Defaults: VA 0%, FHA 3.5%, conventional 5%, jumbo 10% when downPaymentUnit is percent."
    },
    "pointsPercent": {
      "type": "number",
      "default": 0,
      "maximum": 10,
      "minimum": 0,
      "description": "Discount points as a percent of the total loan. Affects cash to close, not the note rate."
    },
    "downPaymentUnit": {
      "enum": [
        "percent",
        "dollars"
      ],
      "type": "string",
      "default": "percent"
    },
    "insuranceMonthly": {
      "type": "number",
      "default": 150,
      "minimum": 0,
      "description": "Homeowner's insurance in dollars per month. Default $150 is a planning placeholder, not a quote."
    },
    "monthlyTaxOverride": {
      "type": "number",
      "minimum": 0,
      "description": "Monthly property tax in dollars. A value above 0 replaces the tax-rate calculation."
    },
    "vaDisabilityExempt": {
      "type": "boolean",
      "default": false,
      "description": "True if the borrower is exempt from the VA funding fee."
    },
    "propertyTaxRatePercent": {
      "type": "number",
      "default": 0.35,
      "maximum": 5,
      "minimum": 0,
      "description": "Annual property tax as a percent of price. Default 0.35 is Honolulu County residential."
    }
  }
}
calculate_mortgage_payment annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
calculate_affordability — Calculate affordability
Advertised by the server during the last successful anonymous check.
Advertised read-only

Estimate a maximum purchase price from gross monthly income, monthly debts, and a DTI target (default 45 for VA and FHA, 41 for conventional and jumbo). Returns the payment at that price. Read-only. No personal identifiers.

calculate_affordability input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "grossMonthlyIncome"
  ],
  "properties": {
    "rate": {
      "type": "number",
      "default": 6.5,
      "maximum": 25,
      "minimum": 0,
      "description": "Annual note rate as a percent. Default 6.5 is an example, not a quote."
    },
    "loanType": {
      "enum": [
        "conventional",
        "fha",
        "va",
        "jumbo"
      ],
      "type": "string",
      "default": "conventional"
    },
    "dtiTarget": {
      "type": "number",
      "maximum": 65,
      "minimum": 1,
      "description": "Housing-plus-debts DTI cap as a percent. Defaults to 45 for VA and FHA, 41 for conventional and jumbo."
    },
    "termYears": {
      "type": "integer",
      "default": 30,
      "maximum": 40,
      "minimum": 1,
      "description": "Amortizing term in years."
    },
    "hoaMonthly": {
      "type": "number",
      "default": 0,
      "minimum": 0,
      "description": "HOA or maintenance fee in dollars per month."
    },
    "vaFirstUse": {
      "type": "boolean",
      "default": true,
      "description": "VA funding fee: true = first use. Ignored for other loan types."
    },
    "creditScore": {
      "type": "integer",
      "maximum": 850,
      "minimum": 300,
      "description": "Optional FICO for conventional PMI. Omit it to use LTV-only PMI tiers. Do not send a name or SSN."
    },
    "downPayment": {
      "type": "number",
      "minimum": 0
    },
    "monthlyDebts": {
      "type": "number",
      "default": 0,
      "minimum": 0,
      "description": "Monthly debt payments already owed (car, cards, student loans)."
    },
    "downPaymentUnit": {
      "enum": [
        "percent",
        "dollars"
      ],
      "type": "string",
      "default": "percent"
    },
    "insuranceMonthly": {
      "type": "number",
      "default": 150,
      "minimum": 0,
      "description": "Homeowner's insurance in dollars per month. Default $150 is a planning placeholder, not a quote."
    },
    "grossMonthlyIncome": {
      "type": "number",
      "description": "Gross monthly income in dollars. Do not send a name or employer.",
      "exclusiveMinimum": 0
    },
    "monthlyTaxOverride": {
      "type": "number",
      "minimum": 0,
      "description": "Monthly property tax in dollars. A value above 0 replaces the tax-rate calculation."
    },
    "vaDisabilityExempt": {
      "type": "boolean",
      "default": false,
      "description": "True if the borrower is exempt from the VA funding fee."
    },
    "propertyTaxRatePercent": {
      "type": "number",
      "default": 0.35,
      "maximum": 5,
      "minimum": 0,
      "description": "Annual property tax as a percent of price. Default 0.35 is Honolulu County residential."
    }
  }
}
calculate_affordability annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
va_purchase_power — VA purchase power
Advertised by the server during the last successful anonymous check.
Advertised read-only

Estimate Honolulu County military income (base pay, BAH, BAS, COLA) and a VA purchase price from pay grade, years of service, and dependents. Uses the RealityCents 2026 pay tables. Read-only. Do not send a name or SSN.

va_purchase_power input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "payGrade"
  ],
  "properties": {
    "rate": {
      "type": "number",
      "default": 6.5,
      "maximum": 25,
      "minimum": 0,
      "description": "Example annual rate passed into the site purchase-power solver. Not a quote."
    },
    "maxDti": {
      "type": "number",
      "default": 55,
      "maximum": 65,
      "minimum": 1,
      "description": "Planning DTI used by the RealityCents Military Buying Power calculator. Not a VA approval cap."
    },
    "payGrade": {
      "enum": [
        "E-1",
        "E-2",
        "E-3",
        "E-4",
        "E-5",
        "E-6",
        "E-7",
        "E-8",
        "E-9",
        "W-1",
        "W-2",
        "W-3",
        "W-4",
        "W-5",
        "O-1E",
        "O-2E",
        "O-3E",
        "O-1",
        "O-2",
        "O-3",
        "O-4",
        "O-5",
        "O-6",
        "O-7",
        "O-8",
        "O-9",
        "O-10"
      ],
      "type": "string",
      "description": "Military pay grade. BAH is Honolulu County (HI408) 2026."
    },
    "dependents": {
      "type": "integer",
      "default": 0,
      "maximum": 12,
      "minimum": 0,
      "description": "Dependent count. More than zero uses the with-dependents BAH rate. COLA uses this count."
    },
    "hoaMonthly": {
      "type": "number",
      "default": 0,
      "minimum": 0
    },
    "otherDebts": {
      "type": "number",
      "default": 0,
      "minimum": 0,
      "description": "Other monthly debt payments."
    },
    "vaFirstUse": {
      "type": "boolean",
      "default": true
    },
    "downPayment": {
      "type": "number",
      "default": 0,
      "minimum": 0,
      "description": "Down payment in dollars. Default $0."
    },
    "yearsOfService": {
      "type": "number",
      "default": 0,
      "maximum": 40,
      "minimum": 0
    },
    "insuranceMonthly": {
      "type": "number",
      "default": 150,
      "minimum": 0
    },
    "monthlyTaxOverride": {
      "type": "number",
      "minimum": 0
    },
    "vaDisabilityExempt": {
      "type": "boolean",
      "default": false
    },
    "propertyTaxRatePercent": {
      "type": "number",
      "default": 0.35,
      "maximum": 5,
      "minimum": 0
    }
  }
}
va_purchase_power annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
va_remaining_entitlement — VA remaining entitlement
Advertised by the server during the last successful anonymous check.
Advertised read-only

For a Hawaii county, compute remaining VA entitlement, the max $0-down loan, and the 25% down payment on any amount above that. $0 already in use is treated as full entitlement (no county cap). Read-only.

va_remaining_entitlement input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "county",
    "entitlementAlreadyInUse",
    "purchasePrice"
  ],
  "properties": {
    "county": {
      "enum": [
        "honolulu",
        "maui",
        "kalawao",
        "kauai",
        "hawaii"
      ],
      "type": "string",
      "description": "Hawaii county for the 2026 FHFA one-unit conforming limit."
    },
    "purchasePrice": {
      "type": "number",
      "maximum": 50000000,
      "exclusiveMinimum": 0
    },
    "entitlementAlreadyInUse": {
      "type": "number",
      "minimum": 0,
      "description": "VA entitlement already in use, in dollars, based on the original loan amount of any VA loan not yet restored (generally 25% of that original amount); your COE shows the exact figure. $0 is treated as full entitlement."
    }
  }
}
va_remaining_entitlement annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
compare_loans — Compare loans
Advertised by the server during the last successful anonymous check.
Advertised read-only

Compare 2 to 4 loan scenarios (type, rate, down payment, term, discount points) on one purchase price. Returns payment, an illustrative cash-to-close, and total interest. Read-only. Rates are examples.

compare_loans input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "purchasePrice",
    "scenarios"
  ],
  "properties": {
    "scenarios": {
      "type": "array",
      "items": {
        "type": "object",
        "required": [
          "loanType",
          "rate",
          "downPayment"
        ],
        "properties": {
          "rate": {
            "type": "number",
            "maximum": 25,
            "minimum": 0
          },
          "label": {
            "type": "string",
            "maxLength": 80
          },
          "points": {
            "type": "number",
            "default": 0,
            "maximum": 10,
            "minimum": 0,
            "description": "Discount points as a percent of the loan amount."
          },
          "loanType": {
            "enum": [
              "conventional",
              "fha",
              "va",
              "jumbo"
            ],
            "type": "string"
          },
          "termYears": {
            "type": "integer",
            "default": 30,
            "maximum": 40,
            "minimum": 1
          },
          "vaFirstUse": {
            "type": "boolean"
          },
          "downPayment": {
            "type": "number",
            "minimum": 0
          },
          "downPaymentUnit": {
            "enum": [
              "percent",
              "dollars"
            ],
            "type": "string",
            "default": "percent"
          },
          "vaDisabilityExempt": {
            "type": "boolean"
          }
        }
      },
      "maxItems": 4,
      "minItems": 2
    },
    "hoaMonthly": {
      "type": "number",
      "default": 0,
      "minimum": 0
    },
    "vaFirstUse": {
      "type": "boolean",
      "default": true
    },
    "creditScore": {
      "type": "integer",
      "maximum": 850,
      "minimum": 300
    },
    "purchasePrice": {
      "type": "number",
      "maximum": 50000000,
      "exclusiveMinimum": 0
    },
    "insuranceMonthly": {
      "type": "number",
      "default": 150,
      "minimum": 0
    },
    "monthlyTaxOverride": {
      "type": "number",
      "minimum": 0
    },
    "vaDisabilityExempt": {
      "type": "boolean",
      "default": false
    },
    "propertyTaxRatePercent": {
      "type": "number",
      "default": 0.35,
      "maximum": 5,
      "minimum": 0
    }
  }
}
compare_loans annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
calculate_buydown — Calculate buydown
Advertised by the server during the last successful anonymous check.
Advertised read-only

Year-by-year principal-and-interest and subsidy cost for a 2-1, 1-0, or 3-2-1 temporary buydown, or the upfront cost of permanent discount points. Read-only. The note rate is an example, not a quote.

calculate_buydown input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "loanAmount",
    "noteRate",
    "buydownType"
  ],
  "properties": {
    "points": {
      "type": "number",
      "maximum": 10,
      "minimum": 0,
      "description": "For permanent-points only: number of discount points. 1 point = 1% of the loan amount. Defaults to 1."
    },
    "noteRate": {
      "type": "number",
      "maximum": 25,
      "minimum": 0,
      "description": "Note rate as a percent. Example only, not a quote."
    },
    "termYears": {
      "type": "integer",
      "default": 30,
      "maximum": 40,
      "minimum": 1
    },
    "loanAmount": {
      "type": "number",
      "maximum": 50000000,
      "exclusiveMinimum": 0
    },
    "buydownType": {
      "enum": [
        "2-1",
        "1-0",
        "3-2-1",
        "permanent-points"
      ],
      "type": "string"
    }
  }
}
calculate_buydown annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
rent_vs_buy — Rent versus buy
Advertised by the server during the last successful anonymous check.
Advertised read-only

Compare cumulative rent with the net cost of buying over a holding period, using Honolulu's 0.35% tax default unless you override it. Read-only. Not a price or rent forecast.

rent_vs_buy input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "monthlyRent",
    "price"
  ],
  "properties": {
    "rate": {
      "type": "number",
      "default": 6.5,
      "maximum": 25,
      "minimum": 0
    },
    "price": {
      "type": "number",
      "maximum": 50000000,
      "exclusiveMinimum": 0
    },
    "years": {
      "type": "integer",
      "default": 7,
      "maximum": 40,
      "minimum": 1
    },
    "loanType": {
      "enum": [
        "conventional",
        "fha",
        "va",
        "jumbo"
      ],
      "type": "string",
      "default": "conventional"
    },
    "termYears": {
      "type": "integer",
      "default": 30,
      "maximum": 40,
      "minimum": 1
    },
    "hoaMonthly": {
      "type": "number",
      "default": 0,
      "minimum": 0
    },
    "vaFirstUse": {
      "type": "boolean",
      "default": true
    },
    "creditScore": {
      "type": "integer",
      "maximum": 850,
      "minimum": 300
    },
    "downPayment": {
      "type": "number",
      "minimum": 0
    },
    "monthlyRent": {
      "type": "number",
      "minimum": 0,
      "description": "Current monthly rent."
    },
    "downPaymentUnit": {
      "enum": [
        "percent",
        "dollars"
      ],
      "type": "string",
      "default": "percent"
    },
    "insuranceMonthly": {
      "type": "number",
      "default": 150,
      "minimum": 0
    },
    "rentGrowthPercent": {
      "type": "number",
      "default": 3,
      "maximum": 20,
      "minimum": -10,
      "description": "Annual rent growth, percent."
    },
    "maintenanceMonthly": {
      "type": "number",
      "default": 0,
      "minimum": 0,
      "description": "Owner maintenance in dollars per month, held flat."
    },
    "sellingCostPercent": {
      "type": "number",
      "default": 0,
      "maximum": 15,
      "minimum": 0,
      "description": "Percent of the ending value treated as a selling cost. Default 0."
    },
    "vaDisabilityExempt": {
      "type": "boolean",
      "default": false
    },
    "appreciationPercent": {
      "type": "number",
      "default": 3,
      "maximum": 20,
      "minimum": -20,
      "description": "Annual home appreciation, percent."
    },
    "propertyTaxRatePercent": {
      "type": "number",
      "default": 0.35,
      "maximum": 5,
      "minimum": 0
    }
  }
}
rent_vs_buy annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
hawaii_mortgage_guidance — Hawaii mortgage guidance
Advertised by the server during the last successful anonymous check.
Advertised read-only

Concise factual notes on Hawaii property tax, VA loans, leasehold versus fee simple, VA condo approval, 2026 loan limits, BAH/COLA, closing costs, or pre-approval steps. Drawn from RealityCents articles. No rate quotes. Read-only.

hawaii_mortgage_guidance input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "topic"
  ],
  "properties": {
    "topic": {
      "enum": [
        "property_tax",
        "va_loans_hawaii",
        "leasehold_vs_fee_simple",
        "condo_va_approval",
        "loan_limits_2026",
        "bah_cola_income",
        "closing_costs",
        "pre_approval_steps"
      ],
      "type": "string"
    }
  }
}
hawaii_mortgage_guidance annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
lookup_va_condo — Look up a VA-approved condo (Oahu)
Advertised by the server during the last successful anonymous check.
Advertised read-only

Check whether an Oahu condo project is on the VA's accepted condo list, by project name (fuzzy), building address, or VA condo ID. Returns status, VA ID, the data date, and the VA's official lookup link to verify. Oahu only for now. Read-only. Do not send a unit number or personal information. VA approval status does not guarantee loan approval.

lookup_va_condo input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "required": [
    "query"
  ],
  "properties": {
    "limit": {
      "type": "integer",
      "default": 5,
      "maximum": 10,
      "minimum": 1,
      "description": "Maximum matches to return. Default 5."
    },
    "query": {
      "type": "string",
      "maxLength": 120,
      "minLength": 2,
      "description": "Condo project name (fuzzy, okina and spelling variations OK), building street address, or VA condo ID such as 002372. Do not send a unit number, a person's name, or other personal information."
    }
  }
}
lookup_va_condo annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
get_preapproval_link — Get pre-approval link
Advertised by the server during the last successful anonymous check.
Advertised read-only

Return Jay Miller's public CMG Home Loans application link and published business contact. Does not ask for or store personal information.

get_preapproval_link input schema
{
  "type": "object",
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "properties": {}
}
get_preapproval_link annotations
{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks
1 of 1 (100%)
Average latency
245 ms
95th percentile latency
245 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

  • · probe · passed · 245 ms · metadata changed · 10 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.
Claude Code configuration
claude mcp add --transport http realitycents-mortgage-hawaii-mcp https://realitycents-mcp.jaymiller.workers.dev/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).
Codex configuration
codex mcp add realitycents-mortgage-hawaii-mcp --url https://realitycents-mcp.jaymiller.workers.dev/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable realitycents-mortgage-hawaii-mcp in your MCP settings.
Cursor configuration
{
  "mcpServers": {
    "realitycents-mortgage-hawaii-mcp": {
      "url": "https://realitycents-mcp.jaymiller.workers.dev/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).
Cline configuration
{
  "mcpServers": {
    "realitycents-mortgage-hawaii-mcp": {
      "type": "streamableHttp",
      "url": "https://realitycents-mcp.jaymiller.workers.dev/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start realitycents-mortgage-hawaii-mcp and inspect its tools.
VS Code configuration
{
  "servers": {
    "realitycents-mortgage-hawaii-mcp": {
      "type": "http",
      "url": "https://realitycents-mcp.jaymiller.workers.dev/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.
Gemini CLI configuration
gemini mcp add --transport http realitycents-mortgage-hawaii-mcp https://realitycents-mcp.jaymiller.workers.dev/mcp

Claude Desktop

Open Claude Settings > Connectors > Add custom connector, enter this server URL and enable it for the conversation. This is a manual remote-connector handoff, not a desktop JSON configuration.
Claude Desktop configuration
https://realitycents-mcp.jaymiller.workers.dev/mcp

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.
Windsurf configuration
{
  "mcpServers": {
    "realitycents-mortgage-hawaii-mcp": {
      "serverUrl": "https://realitycents-mcp.jaymiller.workers.dev/mcp"
    }
  }
}

Let your agent find its tools

Find servers like RealityCents Mortgage Hawaii MCP from your agent. Add Koskamo once to search the index for endpoints, access requirements, and client setup. Public discovery needs no key.