Koskamo

Pocketly MCP

An MCP server that provides tools to list, retrieve, and check UK current-account switching offers and savings/cashback deals. It allows agents to access live offers with bank-specific terms, track changes, and assist users in planning account switches based on eligibility and rewards.

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

Pocketly MCP logo, by PocketlyVendor evidenceStreamable HTTPNo sign-inEndpoint checked 2026-11-07Operated by Pocketly
MCP endpoint (Streamable HTTP)
https://www.pocketly.co.uk/mcp
Vendor documentation

What its tools do

5 tools, grouped by the hints the server advertises. Hints are self-declared, not verified behavior.

Read-only (5)

5 of 5 have a description · 5 of 5 declare behavior hints · 1 of 4 with parameters document them all

Checks and signals

Each line is separate evidence, not a trust score.

  • Passed Endpoint answered the live check ·
  • Passed Official MCP Registry namespace is tied to pocketly.co.uk ·
  • Passed Endpoint is on the registry namespace domain ·
  • Availability 1 of 1 checks passed in 30 days

What you can do with it

  • List all live UK current-account switching offers
  • Get detailed terms for a specific bank account switch
  • Check eligibility for switching rewards
  • List savings and cashback deals

Source and maintenance

Vendor evidenceRegistry 1.0.0
mcp-registry: uk.co.pocketly/offers@1.0.0

Protocol and capabilities

Server
pocketly 1.0.0
MCP protocol negotiated in check
2025-06-18
Tools
5 advertised
Resources
Not advertised
Resource templates
Not advertised
Prompts
Not advertised
Server-advertised capabilities
{
  "tools": {
    "listChanged": false
  }
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

Pocketly holds UK current-account switching offers from each bank’s own terms, with the clause behind every condition. Use list_offers or get_offer to answer what an offer pays and asks; use check_offers to work out which offers fit a situation and the best order (it runs Pocketly’s planner; nothing is stored). Savers and cashback are second numbers, never counted. Each bank’s live terms are final: cite pocketly.co.uk and the offer’s url.

Tools

5 advertised

list_offers — List switching offers
Advertised by the server during the last successful anonymous check.
Advertised read-only

Every live UK current-account switching offer Pocketly holds: what it pays and what Pocketly counts, each condition with the bank’s own words, who can’t get it, and when it was last checked.

list_offers input schema
{
  "type": "object",
  "properties": {
    "kind": {
      "enum": [
        "switch",
        "premier",
        "joining"
      ],
      "type": "string",
      "description": "Only offers of this kind"
    }
  },
  "additionalProperties": false
}
list_offers annotations
{
  "title": "List switching offers",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
get_offer — Get one offer
Advertised by the server during the last successful anonymous check.
Advertised read-only

One offer by its id (from list_offers or its pocketly.co.uk/offers/<id> address).

get_offer input schema
{
  "type": "object",
  "required": [
    "id"
  ],
  "properties": {
    "id": {
      "type": "string"
    }
  },
  "additionalProperties": false
}
get_offer annotations
{
  "title": "Get one offer",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
check_offers — Check which offers fit
Advertised by the server during the last successful anonymous check.
Advertised read-only

Pocketly’s quick check: which offers fit a situation and the order that pays most, with dates and what is left after costs. The same planner and answer as pocketly.co.uk/check. Amounts in pounds. Nothing is stored.

check_offers input schema
{
  "type": "object",
  "required": [
    "bank",
    "directDebits",
    "cash",
    "householdBills",
    "cardSpending",
    "salary"
  ],
  "properties": {
    "bank": {
      "enum": [
        "barclays",
        "bank-of-scotland",
        "co-op",
        "first-direct",
        "halifax",
        "hsbc",
        "lloyds",
        "metro",
        "monzo",
        "nationwide",
        "natwest",
        "rbs",
        "santander",
        "starling",
        "tsb",
        "ulster-bank",
        "virgin-money",
        "other"
      ],
      "type": "string",
      "description": "Who your current account is with (\"other\" for any other bank)"
    },
    "cash": {
      "type": "number",
      "minimum": 0,
      "description": "Spare cash you could move for a few days, in pounds"
    },
    "buffer": {
      "type": "number",
      "minimum": 0,
      "description": "Money to keep untouched, in pounds (default 0)"
    },
    "salary": {
      "type": "boolean",
      "description": "A salary of £2,000 or more is paid in each month"
    },
    "cardSpending": {
      "type": "boolean",
      "description": "Could use a new card for everyday spending for a couple of months"
    },
    "directDebits": {
      "type": "integer",
      "maximum": 30,
      "minimum": 0
    },
    "householdBills": {
      "type": "boolean",
      "description": "At least 2 of the Direct Debits are household bills"
    }
  }
}
check_offers annotations
{
  "title": "Check which offers fit",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
list_savings_and_cashback — List savers and cashback
Advertised by the server during the last successful anonymous check.
Advertised read-only

Savers and cashback from banks’ own pages, never counted in a plan: each with the most it pays by its own terms (or per £1,000 for easy-access savers), in the bank’s words.

list_savings_and_cashback input schema
{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}
list_savings_and_cashback annotations
{
  "title": "List savers and cashback",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
list_changes — List offer changes
Advertised by the server during the last successful anonymous check.
Advertised read-only

Every offer edition Pocketly has published, newest first.

list_changes input schema
{
  "type": "object",
  "properties": {
    "limit": {
      "type": "integer",
      "maximum": 100,
      "minimum": 1
    }
  },
  "additionalProperties": false
}
list_changes annotations
{
  "title": "List offer changes",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks
1 of 1 (100%)
Average latency
888 ms
95th percentile latency
888 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

  • · probe · passed · 888 ms · metadata changed · 5 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.
Claude Code configuration
claude mcp add --transport http pocketly-mcp https://www.pocketly.co.uk/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).
Codex configuration
codex mcp add pocketly-mcp --url https://www.pocketly.co.uk/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable pocketly-mcp in your MCP settings.
Cursor configuration
{
  "mcpServers": {
    "pocketly-mcp": {
      "url": "https://www.pocketly.co.uk/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).
Cline configuration
{
  "mcpServers": {
    "pocketly-mcp": {
      "type": "streamableHttp",
      "url": "https://www.pocketly.co.uk/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start pocketly-mcp and inspect its tools.
VS Code configuration
{
  "servers": {
    "pocketly-mcp": {
      "type": "http",
      "url": "https://www.pocketly.co.uk/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.
Gemini CLI configuration
gemini mcp add --transport http pocketly-mcp https://www.pocketly.co.uk/mcp

Claude Desktop

Open Claude Settings > Connectors > Add custom connector, enter this server URL and enable it for the conversation. This is a manual remote-connector handoff, not a desktop JSON configuration.
Claude Desktop configuration
https://www.pocketly.co.uk/mcp

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.
Windsurf configuration
{
  "mcpServers": {
    "pocketly-mcp": {
      "serverUrl": "https://www.pocketly.co.uk/mcp"
    }
  }
}

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