Koskamo

PagoFix MCP

An MCP server for unpaid EU B2B invoices that calculates statutory late-payment interest, generates reminder letters in multiple languages, and drafts European orders for payment without requiring user signup or API keys.

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

PagoFix MCP logo, by Nukehive OÜVendor evidenceStreamable HTTPNo sign-inEndpoint checked 2026-11-01Operated by Nukehive OÜ
MCP endpoint (Streamable HTTP)
https://pagofix.com/mcp
Vendor documentation

What you can do with it

  • Calculate statutory late-payment interest and fixed compensation
  • Draft reminder letters in 8 languages
  • Generate a draft European order for payment (Form A)
  • Check the status of a claim case

Source and maintenance

Vendor evidenceRegistry 1.0.1
mcp-registry: com.pagofix/pagofix@1.0.1Source repositoryProject website
Maintenance checked

Protocol and capabilities

Server
pagofix 1.0.1
MCP protocol
2025-06-18
Tools
4 advertised
Resources
Not advertised
Resource templates
Not advertised
Prompts
Not advertised
Server-advertised capabilities
{
  "tools": {
    "listChanged": false
  }
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

PagoFix is free self-service software for EU B2B late payments. It drafts; the creditor sends letters and files court forms in their own name. Money goes straight to the creditor.

Tools

4 advertised

calc_claim
Advertised by the server during the last successful anonymous check.

Calculate statutory late-payment interest (per half-year period), the fixed compensation for recovery costs and the total for an unpaid EU B2B invoice. Each number comes with its legal reference.

calc_claim input schema
{
  "type": "object",
  "required": [
    "amount",
    "invoiceDate",
    "creditorCountry",
    "debtorCountry"
  ],
  "properties": {
    "bic": {
      "type": "string"
    },
    "iban": {
      "type": "string"
    },
    "amount": {
      "type": "number",
      "description": "Invoice amount (principal) in EUR"
    },
    "dueDate": {
      "type": [
        "string",
        "null"
      ],
      "description": "YYYY-MM-DD, or null/\"none\" if no payment term was agreed (then 30 days after receipt)"
    },
    "calcDate": {
      "type": "string",
      "description": "YYYY-MM-DD, default today"
    },
    "currency": {
      "enum": [
        "EUR"
      ],
      "type": "string",
      "default": "EUR"
    },
    "debtorVat": {
      "type": "string"
    },
    "debtorName": {
      "type": "string"
    },
    "debtorType": {
      "enum": [
        "company",
        "sole_trader",
        "consumer"
      ],
      "type": "string",
      "default": "company"
    },
    "eurPlnRate": {
      "type": "number",
      "description": "Only for Polish law: NBP EUR/PLN average rate (last working day of the month before the due month)"
    },
    "lawCountry": {
      "type": "string",
      "description": "Country whose late-payment law applies (default: creditorCountry)"
    },
    "senderName": {
      "type": "string"
    },
    "creditorVat": {
      "type": "string"
    },
    "debtorEmail": {
      "type": "string"
    },
    "invoiceDate": {
      "type": "string",
      "description": "YYYY-MM-DD"
    },
    "receiptDate": {
      "type": "string",
      "description": "YYYY-MM-DD, date the debtor received the invoice (only used when there is no due date)"
    },
    "creditorName": {
      "type": "string"
    },
    "accountHolder": {
      "type": "string"
    },
    "debtorAddress": {
      "type": "string"
    },
    "debtorCountry": {
      "type": "string",
      "description": "EU country code, e.g. DE"
    },
    "invoiceNumber": {
      "type": "string"
    },
    "creditorAddress": {
      "type": "string"
    },
    "creditorCountry": {
      "type": "string",
      "description": "EU country code, e.g. EE"
    },
    "paymentReference": {
      "type": "string"
    }
  }
}
draft_reminder
Advertised by the server during the last successful anonymous check.

Draft reminder letter 1 (friendly, day 3), 2 (firm with interest, compensation and calculation sheet, day 10) or 3 (final notice, day 17) in en/de/fr/es/it/nl/pl/et. Returns subject, text, printable HTML and a mailto link. The creditor sends it from their own mailbox; PagoFix sends nothing.

draft_reminder input schema
{
  "type": "object",
  "required": [
    "amount",
    "invoiceDate",
    "creditorCountry",
    "debtorCountry",
    "step"
  ],
  "properties": {
    "bic": {
      "type": "string"
    },
    "iban": {
      "type": "string"
    },
    "lang": {
      "enum": [
        "en",
        "de",
        "fr",
        "es",
        "it",
        "nl",
        "pl",
        "et"
      ],
      "type": "string"
    },
    "step": {
      "enum": [
        1,
        2,
        3
      ],
      "type": "integer"
    },
    "amount": {
      "type": "number",
      "description": "Invoice amount (principal) in EUR"
    },
    "dueDate": {
      "type": [
        "string",
        "null"
      ],
      "description": "YYYY-MM-DD, or null/\"none\" if no payment term was agreed (then 30 days after receipt)"
    },
    "calcDate": {
      "type": "string",
      "description": "YYYY-MM-DD, default today"
    },
    "currency": {
      "enum": [
        "EUR"
      ],
      "type": "string",
      "default": "EUR"
    },
    "sendDate": {
      "type": "string"
    },
    "debtorVat": {
      "type": "string"
    },
    "debtorName": {
      "type": "string"
    },
    "debtorType": {
      "enum": [
        "company",
        "sole_trader",
        "consumer"
      ],
      "type": "string",
      "default": "company"
    },
    "eurPlnRate": {
      "type": "number",
      "description": "Only for Polish law: NBP EUR/PLN average rate (last working day of the month before the due month)"
    },
    "lawCountry": {
      "type": "string",
      "description": "Country whose late-payment law applies (default: creditorCountry)"
    },
    "senderName": {
      "type": "string"
    },
    "creditorVat": {
      "type": "string"
    },
    "debtorEmail": {
      "type": "string"
    },
    "invoiceDate": {
      "type": "string",
      "description": "YYYY-MM-DD"
    },
    "receiptDate": {
      "type": "string",
      "description": "YYYY-MM-DD, date the debtor received the invoice (only used when there is no due date)"
    },
    "creditorName": {
      "type": "string"
    },
    "accountHolder": {
      "type": "string"
    },
    "debtorAddress": {
      "type": "string"
    },
    "debtorCountry": {
      "type": "string",
      "description": "EU country code, e.g. DE"
    },
    "invoiceNumber": {
      "type": "string"
    },
    "include_footer": {
      "type": "boolean",
      "default": true,
      "description": "Set to false to leave out the \"Prepared with PagoFix (free) · pagofix.com\" line."
    },
    "creditorAddress": {
      "type": "string"
    },
    "creditorCountry": {
      "type": "string",
      "description": "EU country code, e.g. EE"
    },
    "paymentReference": {
      "type": "string"
    }
  }
}
draft_eop
Advertised by the server during the last successful anonymous check.

Prepare a DRAFT European order for payment (Form A, Reg. 1896/2006) for a cross-border claim, with court note, fee info and filing guidance. The creditor signs and files it themselves. (x402 payment requirement is configured as a stub only.)

draft_eop input schema
{
  "type": "object",
  "required": [
    "amount",
    "invoiceDate",
    "creditorCountry",
    "debtorCountry"
  ],
  "properties": {
    "bic": {
      "type": "string"
    },
    "iban": {
      "type": "string"
    },
    "amount": {
      "type": "number",
      "description": "Invoice amount (principal) in EUR"
    },
    "dueDate": {
      "type": [
        "string",
        "null"
      ],
      "description": "YYYY-MM-DD, or null/\"none\" if no payment term was agreed (then 30 days after receipt)"
    },
    "calcDate": {
      "type": "string",
      "description": "YYYY-MM-DD, default today"
    },
    "currency": {
      "enum": [
        "EUR"
      ],
      "type": "string",
      "default": "EUR"
    },
    "debtorVat": {
      "type": "string"
    },
    "debtorName": {
      "type": "string"
    },
    "debtorType": {
      "enum": [
        "company",
        "sole_trader",
        "consumer"
      ],
      "type": "string",
      "default": "company"
    },
    "eurPlnRate": {
      "type": "number",
      "description": "Only for Polish law: NBP EUR/PLN average rate (last working day of the month before the due month)"
    },
    "lawCountry": {
      "type": "string",
      "description": "Country whose late-payment law applies (default: creditorCountry)"
    },
    "senderName": {
      "type": "string"
    },
    "creditorVat": {
      "type": "string"
    },
    "debtorEmail": {
      "type": "string"
    },
    "invoiceDate": {
      "type": "string",
      "description": "YYYY-MM-DD"
    },
    "receiptDate": {
      "type": "string",
      "description": "YYYY-MM-DD, date the debtor received the invoice (only used when there is no due date)"
    },
    "contractType": {
      "enum": [
        "sale",
        "service"
      ],
      "type": "string"
    },
    "courtCountry": {
      "type": "string",
      "description": "Default: debtor country"
    },
    "creditorName": {
      "type": "string"
    },
    "accountHolder": {
      "type": "string"
    },
    "debtorAddress": {
      "type": "string"
    },
    "debtorCountry": {
      "type": "string",
      "description": "EU country code, e.g. DE"
    },
    "invoiceNumber": {
      "type": "string"
    },
    "include_footer": {
      "type": "boolean",
      "default": true,
      "description": "Set to false to leave out the \"Prepared with PagoFix (free) · pagofix.com\" line."
    },
    "creditorAddress": {
      "type": "string"
    },
    "creditorCountry": {
      "type": "string",
      "description": "EU country code, e.g. EE"
    },
    "paymentReference": {
      "type": "string"
    }
  }
}
get_status
Advertised by the server during the last successful anonymous check.

Where a case stands today: days overdue, which reminder is due now, next step and date, current total. Pass the case fields or a caseId returned earlier.

get_status input schema
{
  "type": "object",
  "properties": {
    "bic": {
      "type": "string"
    },
    "iban": {
      "type": "string"
    },
    "paid": {
      "type": "boolean"
    },
    "today": {
      "type": "string"
    },
    "amount": {
      "type": "number",
      "description": "Invoice amount (principal) in EUR"
    },
    "caseId": {
      "type": "string"
    },
    "dueDate": {
      "type": [
        "string",
        "null"
      ],
      "description": "YYYY-MM-DD, or null/\"none\" if no payment term was agreed (then 30 days after receipt)"
    },
    "calcDate": {
      "type": "string",
      "description": "YYYY-MM-DD, default today"
    },
    "currency": {
      "enum": [
        "EUR"
      ],
      "type": "string",
      "default": "EUR"
    },
    "debtorVat": {
      "type": "string"
    },
    "debtorName": {
      "type": "string"
    },
    "debtorType": {
      "enum": [
        "company",
        "sole_trader",
        "consumer"
      ],
      "type": "string",
      "default": "company"
    },
    "eurPlnRate": {
      "type": "number",
      "description": "Only for Polish law: NBP EUR/PLN average rate (last working day of the month before the due month)"
    },
    "lawCountry": {
      "type": "string",
      "description": "Country whose late-payment law applies (default: creditorCountry)"
    },
    "senderName": {
      "type": "string"
    },
    "creditorVat": {
      "type": "string"
    },
    "debtorEmail": {
      "type": "string"
    },
    "invoiceDate": {
      "type": "string",
      "description": "YYYY-MM-DD"
    },
    "receiptDate": {
      "type": "string",
      "description": "YYYY-MM-DD, date the debtor received the invoice (only used when there is no due date)"
    },
    "creditorName": {
      "type": "string"
    },
    "accountHolder": {
      "type": "string"
    },
    "debtorAddress": {
      "type": "string"
    },
    "debtorCountry": {
      "type": "string",
      "description": "EU country code, e.g. DE"
    },
    "invoiceNumber": {
      "type": "string"
    },
    "creditorAddress": {
      "type": "string"
    },
    "creditorCountry": {
      "type": "string",
      "description": "EU country code, e.g. EE"
    },
    "paymentReference": {
      "type": "string"
    }
  }
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks
1 of 1 (100%)
Average latency
436 ms
95th percentile latency
436 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

  • · probe · passed · 436 ms · metadata changed · 4 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.
Claude Code configuration
claude mcp add --transport http pagofix-mcp https://pagofix.com/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).
Codex configuration
codex mcp add pagofix-mcp --url https://pagofix.com/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable pagofix-mcp in your MCP settings.
Cursor configuration
{
  "mcpServers": {
    "pagofix-mcp": {
      "url": "https://pagofix.com/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).
Cline configuration
{
  "mcpServers": {
    "pagofix-mcp": {
      "type": "streamableHttp",
      "url": "https://pagofix.com/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start pagofix-mcp and inspect its tools.
VS Code configuration
{
  "servers": {
    "pagofix-mcp": {
      "type": "http",
      "url": "https://pagofix.com/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.
Gemini CLI configuration
gemini mcp add --transport http pagofix-mcp https://pagofix.com/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.
Claude Desktop configuration
{
  "mcpServers": {
    "pagofix-mcp": {
      "url": "https://pagofix.com/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.
Windsurf configuration
{
  "mcpServers": {
    "pagofix-mcp": {
      "serverUrl": "https://pagofix.com/mcp"
    }
  }
}

Let your agent find its tools

Find servers like PagoFix MCP from your agent. Add Koskamo once to search the index for endpoints, access requirements, and client setup. Public discovery needs no key.

Connect Koskamo Explore workflows
See all 478

Do you run PagoFix MCP?

Prove ownership with a DNS record, a well-known file, or your Official MCP Registry entry, and your edits publish immediately. Proofs are re-checked weekly; admins can still hide or remove a listing.

Claim this listing