LIHTC Atlas MCP

An MCP server providing read-only access to LIHTC data including HUD income and rent limits, QCT/DDA checks, property listings, and credit estimators for AI agents.

Visit Janover Capital LLC

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

Vendor evidenceStreamable HTTPNo sign-inEndpoint checked 2026-11-02Operated by Janover Capital LLC

MCP endpoint (Streamable HTTP)

https://lihtc.loans/mcp

Vendor documentation

What you can do with it

Retrieve HUD income and rent limits by county
Check if an address is in a QCT or DDA
Search for LIHTC properties by state and city
Calculate tax credits and equity for deals

Source and maintenance

Vendor evidenceRegistry 1.2026.1101.0

mcp-registry: loans.lihtc/lihtc-loans@1.2026.1101.0 Project website

Protocol and capabilities

Server: lihtc-atlas 1.0.0
MCP protocol: 2025-06-18
Tools: 10 advertised
Resources: Not advertised
Resource templates: Not advertised
Prompts: Not advertised

Server-advertised capabilities

{
  "tools": {
    "listChanged": false
  }
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

LIHTC (low-income housing tax credit) data from primary sources: HUD FY2026 MTSP income limits and the maximum rents they allow (get_income_limits, calculate_max_rent), HUD 2027 QCT and DDA designations for an address, point or tract (check_qct_dda), HUD-listed LIHTC properties (search_properties, get_property), each state's agency, QAP, 2026 credit ceiling and bond cap (get_state_lihtc), IRS monthly applicable percentages (get_applicable_percentages), equity pricing survey medians (get_equity_pricing) and a 4%/9% credit and equity estimate (calculate_credits). Every result carries its source, as-of date and a lihtc.loans URL: cite the URL. Figures are copies of HUD and IRS data; the agency's own charts and the recorded agreements govern. The publisher, Janover Capital LLC, is not affiliated with HUD, the IRS or any state agency. For a financing quote, give the user the link from get_financing_quote_link; nothing is submitted through this server.

Tools

10 advertised

get_income_limits — LIHTC income and rent limits

Advertised by the server during the last successful anonymous check.

Advertised read-only

HUD FY2026 MTSP income limits for a county (town in New England): every level from 20% to 80% of area median for 1 to 8 persons, HERA Special limits where HUD lists them, the area median family income, and the maximum gross rent by bedroom count at each level (IRS Pub. 5913 method). Give state + county, or fips.

get_income_limits input schema

{
  "type": "object",
  "properties": {
    "fips": {
      "type": "string",
      "description": "5-digit county FIPS (48201) or HUD's 10-digit area code (county + county subdivision, e.g. 2502507000 for Boston)"
    },
    "state": {
      "type": "string",
      "description": "Two-letter state or territory code (CA, DC, PR) or name"
    },
    "county": {
      "type": "string",
      "description": "County name, e.g. \"Harris County\" or \"Harris\"; in New England, a town (\"Boston\"). Use fips when a name is ambiguous."
    },
    "ami_level": {
      "enum": [
        20,
        30,
        40,
        50,
        60,
        70,
        80
      ],
      "type": "integer",
      "description": "Only this level (percent of AMI)"
    },
    "household_size": {
      "type": "integer",
      "maximum": 8,
      "minimum": 1,
      "description": "Only this household size"
    }
  },
  "additionalProperties": false
}

get_income_limits annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

calculate_max_rent — Maximum LIHTC rent

Advertised by the server during the last successful anonymous check.

Advertised read-only

Maximum LIHTC gross rent and tenant-paid rent for one unit: county, bedroom count and AMI level, less an optional utility allowance, from HUD FY2026 MTSP limits by the IRS Publication 5913 method, with the formula.

calculate_max_rent input schema

{
  "type": "object",
  "required": [
    "bedrooms",
    "ami_level"
  ],
  "properties": {
    "fips": {
      "type": "string",
      "description": "5-digit county FIPS (48201) or HUD's 10-digit area code (county + county subdivision, e.g. 2502507000 for Boston)"
    },
    "state": {
      "type": "string",
      "description": "Two-letter state or territory code (CA, DC, PR) or name"
    },
    "county": {
      "type": "string",
      "description": "County name, e.g. \"Harris County\" or \"Harris\"; in New England, a town (\"Boston\"). Use fips when a name is ambiguous."
    },
    "bedrooms": {
      "type": "integer",
      "maximum": 5,
      "minimum": 0,
      "description": "0 for a studio"
    },
    "ami_level": {
      "enum": [
        20,
        30,
        40,
        50,
        60,
        70,
        80
      ],
      "type": "integer",
      "description": "Percent of area median income"
    },
    "utility_allowance": {
      "type": "number",
      "minimum": 0,
      "description": "Monthly utility allowance for tenant-paid utilities, dollars (default 0)"
    }
  },
  "additionalProperties": false
}

calculate_max_rent annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

check_qct_dda — QCT and DDA check

Advertised by the server during the last successful anonymous check.

Advertised read-onlyOpen-world

Is a site in a Qualified Census Tract or Difficult Development Area on HUD's 2027 lists (and any newer year HUD has posted)? Give a US street address (geocoded by the Census Bureau), or lat + lon, or an 11-digit 2020 census tract. Returns the tract, county, ZCTA and metro area and one result per list year.

check_qct_dda input schema

{
  "type": "object",
  "properties": {
    "lat": {
      "type": "number"
    },
    "lon": {
      "type": "number"
    },
    "tract": {
      "type": "string",
      "description": "11-digit 2020 census tract GEOID"
    },
    "address": {
      "type": "string",
      "description": "Street address with city and state or ZIP"
    }
  },
  "additionalProperties": false
}

check_qct_dda annotations

{
  "readOnlyHint": true,
  "openWorldHint": true,
  "idempotentHint": true,
  "destructiveHint": false
}

search_properties — Search LIHTC properties

Advertised by the server during the last successful anonymous check.

Advertised read-only

HUD-listed LIHTC properties still monitored for compliance, in one state, optionally one city and a name or street fragment, largest first. Each result has its lihtc.loans page URL and HUD project id for get_property. Covers cities with 5 or more monitored properties.

search_properties input schema

{
  "type": "object",
  "required": [
    "state"
  ],
  "properties": {
    "city": {
      "type": "string",
      "description": "City name as HUD lists it, e.g. \"Los Angeles\""
    },
    "name": {
      "type": "string",
      "description": "Words from the property name or street address"
    },
    "limit": {
      "type": "integer",
      "default": 10,
      "maximum": 50,
      "minimum": 1
    },
    "state": {
      "type": "string",
      "description": "Two-letter state or territory code (CA, DC, PR) or name"
    }
  },
  "additionalProperties": false
}

search_properties annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_property — Get one LIHTC property

Advertised by the server during the last successful anonymous check.

Advertised read-only

Everything HUD's LIHTC database lists for one property (units, income-restricted units, bedrooms, placed-in-service and allocation years, credit type, bonds, income test, targeting), its compliance and extended-use years, 2027 QCT/DDA status, its county's 2026 50% and 60% limits and rents, and nearby properties. Give the page url or the HUD project id.

get_property input schema

{
  "type": "object",
  "properties": {
    "id": {
      "type": "string",
      "description": "HUD project id, e.g. ALA19940016"
    },
    "url": {
      "type": "string",
      "description": "A lihtc.loans property page, /apartments/<state>/<city>/<property>/"
    },
    "state": {
      "type": "string",
      "description": "Two-letter state or territory code (CA, DC, PR) or name"
    }
  },
  "additionalProperties": false
}

get_property annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_state_lihtc — State LIHTC facts

Advertised by the server during the last successful anonymous check.

Advertised read-only

One state's allocating agency and LIHTC page, current Qualified Allocation Plan, state credit, 2026 9% credit ceiling and private activity bond cap (with the per-capita or minimum basis and population), and its count of 2027 QCTs and nonmetro DDA counties.

get_state_lihtc input schema

{
  "type": "object",
  "required": [
    "state"
  ],
  "properties": {
    "state": {
      "type": "string",
      "description": "Two-letter state or territory code (CA, DC, PR) or name"
    }
  },
  "additionalProperties": false
}

get_state_lihtc annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_applicable_percentages — IRS applicable percentages

Advertised by the server during the last successful anonymous check.

Advertised read-only

The monthly 70% (9%) and 30% (4%) present value credit rates from the IRS revenue ruling, the statutory 9% and 4% floors and the rate a deal uses. Defaults to the latest month, with the last 12.

get_applicable_percentages input schema

{
  "type": "object",
  "properties": {
    "month": {
      "type": "string",
      "description": "YYYY-MM, e.g. 2026-11"
    }
  },
  "additionalProperties": false
}

get_applicable_percentages annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_equity_pricing — LIHTC equity pricing

Advertised by the server during the last successful anonymous check.

Advertised read-only

Median net equity price per $1 of federal housing credit from CohnReznick's Housing Tax Credit Monitor, the series since late 2024, and current national fund pricing ranges.

get_equity_pricing input schema

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}

get_equity_pricing annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

calculate_credits — LIHTC credit and equity estimate

Advertised by the server during the last successful anonymous check.

Advertised read-only

Annual and 10-year housing credits and equity from eligible basis, applicable fraction, credit type (4 or 9), the optional 130% basis boost and a credit price (default: the latest public median). Uses the statutory floor unless applicable_percentage is given. Same math as the lihtc.loans credit estimator.

calculate_credits input schema

{
  "type": "object",
  "required": [
    "eligible_basis",
    "applicable_fraction",
    "credit_type"
  ],
  "properties": {
    "boost": {
      "type": "boolean",
      "default": false,
      "description": "130% basis boost (QCT, DDA or state-designated)"
    },
    "credit_type": {
      "enum": [
        "4",
        "9"
      ],
      "type": "string",
      "description": "4 or 9"
    },
    "credit_price": {
      "type": "number",
      "maximum": 1.5,
      "minimum": 0.01,
      "description": "Equity per $1 of credit, e.g. 0.85"
    },
    "eligible_basis": {
      "type": "number",
      "minimum": 1,
      "description": "Eligible basis in dollars"
    },
    "applicable_fraction": {
      "type": "number",
      "maximum": 100,
      "minimum": 0,
      "description": "Low-income share of the building, 0 to 1 (or a percent)"
    },
    "applicable_percentage": {
      "type": "number",
      "maximum": 15,
      "minimum": 0.1,
      "description": "Override the rate, in percent (e.g. 3.53) when the floor does not apply"
    }
  },
  "additionalProperties": false
}

calculate_credits annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_financing_quote_link — LIHTC financing quote link

Advertised by the server during the last successful anonymous check.

Advertised read-only

The page where a developer or owner can request a financing quote for a 4% or 9% deal (construction, tax-exempt bond, bridge, permanent, Year 15) from Janover Capital LLC, and what the desk handles. Returns a link only; it submits nothing.

get_financing_quote_link input schema

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}

get_financing_quote_link annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks: 1 of 1 (100%)
Average latency: 603 ms
95th percentile latency: 603 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

Nov 2, 2026, 2:26 AM UTC · probe · passed · 603 ms · metadata changed · 10 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.

Claude Code configuration

claude mcp add --transport http lihtc-atlas-mcp https://lihtc.loans/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).

Codex configuration

codex mcp add lihtc-atlas-mcp --url https://lihtc.loans/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable lihtc-atlas-mcp in your MCP settings.

Cursor configuration

{
  "mcpServers": {
    "lihtc-atlas-mcp": {
      "url": "https://lihtc.loans/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).

Cline configuration

{
  "mcpServers": {
    "lihtc-atlas-mcp": {
      "type": "streamableHttp",
      "url": "https://lihtc.loans/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start lihtc-atlas-mcp and inspect its tools.

VS Code configuration

{
  "servers": {
    "lihtc-atlas-mcp": {
      "type": "http",
      "url": "https://lihtc.loans/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.

Gemini CLI configuration

gemini mcp add --transport http lihtc-atlas-mcp https://lihtc.loans/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.

Claude Desktop configuration

{
  "mcpServers": {
    "lihtc-atlas-mcp": {
      "url": "https://lihtc.loans/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.

Windsurf configuration

{
  "mcpServers": {
    "lihtc-atlas-mcp": {
      "serverUrl": "https://lihtc.loans/mcp"
    }
  }
}

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LIHTC Atlas MCP

Endpoint and access

What you can do with it

Source and maintenance

Protocol and capabilities

Server-provided instructions

Tools

Prompts

Resources

30-day availability

Maintenance history

Connect from your client

Claude Code

Codex

Cursor

Cline

VS Code

Gemini CLI

Claude Desktop

Windsurf

Let your agent find its tools

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