Koskamo

IVFcost.co MCP

A free, read-only MCP server operated by IVFcost.co that enables AI assistants to query US IVF clinic prices, state insurance laws, open grant programs, and employer coverage policies. It provides cited cost estimates and links to primary sources for all data, ensuring transparency and accuracy without requiring user authentication.

Visit IVFcost.co

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

IVFcost.co MCP logo, by IVFcost.coVendor evidenceStreamable HTTPNo sign-inEndpoint checked 2026-11-01Operated by IVFcost.co
MCP endpoint (Streamable HTTP)
https://ivfcost.co/api/mcp
Vendor documentation

What you can do with it

  • Find self-pay IVF cycle prices posted by US fertility clinics in a specific state or city
  • Estimate total IVF costs including medications and add-ons with cited line items
  • Check if a US state's law requires health plans to cover IVF or infertility treatment
  • Identify US IVF and fertility grant programs currently accepting applications

Source and maintenance

Vendor evidenceRegistry 1.0.0
mcp-registry: co.ivfcost/ivf-cost-data@1.0.0Project website

Protocol and capabilities

Server
ivfcost 1.0.0
MCP protocol
2025-06-18
Tools
5 advertised
Resources
Not advertised
Resource templates
Not advertised
Prompts
Not advertised
Server-advertised capabilities
{
  "tools": {
    "listChanged": false
  }
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

IVFcost.co's US fertility cost data: the self-pay IVF prices clinics post on their own websites, a cited IVF cost estimate, each state's IVF insurance law, IVF grants taking applications now, and which employers cover IVF. Every answer names its sources and the date they were read and links the IVFcost.co page with the full detail. Figures are published prices and rules, not quotes or medical, insurance or financial advice.

Tools

5 advertised

find_ivf_clinic_prices — IVF prices US clinics post
Advertised by the server during the last successful anonymous check.
Advertised read-only

The self-pay IVF cycle prices that US fertility clinics post on their own websites, for one state (optionally one city), with what each price includes, the clinic's own page as the source, and the date it was read. Clinics are listed by name, not ranked. Many clinics post no price; the answer says how many do.

find_ivf_clinic_prices input schema
{
  "type": "object",
  "required": [
    "state"
  ],
  "properties": {
    "city": {
      "type": "string",
      "description": "Optional city to narrow the list (for example Houston)."
    },
    "state": {
      "type": "string",
      "description": "A US state: its two-letter code (TX) or its name (Texas). DC counts as a state here."
    }
  },
  "additionalProperties": false
}
find_ivf_clinic_prices annotations
{
  "title": "IVF prices US clinics post",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
estimate_ivf_cost — Estimate what IVF costs in the US
Advertised by the server during the last successful anonymous check.
Advertised read-only

A US IVF cost estimate built only from cited line items (the base cycle, medications, anesthesia, embryo freezing, a frozen transfer, genetic testing and other add-ons), with a low, typical and high figure per cycle and for several cycles, and the source of each line.

estimate_ivf_cost input schema
{
  "type": "object",
  "properties": {
    "cycles": {
      "type": "integer",
      "maximum": 6,
      "minimum": 1,
      "description": "How many egg retrieval cycles to plan for (default 1)."
    },
    "include": {
      "type": "array",
      "items": {
        "enum": [
          "meds",
          "anesthesia",
          "icsi",
          "pgt",
          "freeze",
          "fet"
        ],
        "type": "string"
      },
      "description": "Optional line items to count beside the base cycle. Leave out for the usual set (medications, anesthesia, freezing and a frozen transfer)."
    }
  },
  "additionalProperties": false
}
estimate_ivf_cost annotations
{
  "title": "Estimate what IVF costs in the US",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
ivf_insurance_rules — Does insurance have to cover IVF in a state
Advertised by the server during the last successful anonymous check.
Advertised read-only

Whether a US state's law requires health plans to cover IVF, infertility treatment or fertility preservation, what the law requires as RESOLVE summarizes it, the statute, and which plans a state law cannot reach (self-funded employer plans).

ivf_insurance_rules input schema
{
  "type": "object",
  "required": [
    "state"
  ],
  "properties": {
    "state": {
      "type": "string",
      "description": "A US state: its two-letter code (TX) or its name (Texas). DC counts as a state here."
    }
  },
  "additionalProperties": false
}
ivf_insurance_rules annotations
{
  "title": "Does insurance have to cover IVF in a state",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
ivf_grants_open_now — IVF grants taking applications now
Advertised by the server during the last successful anonymous check.
Advertised read-only

US IVF and fertility grant programs that take applications today, open year-round, or open soon, each with its award, application fee, who can apply and its current window and deadline as the program posts it. Optionally only grants open to residents of one state.

ivf_grants_open_now input schema
{
  "type": "object",
  "properties": {
    "state": {
      "type": "string",
      "description": "Optional: only grants open to residents of this state (code or name)."
    }
  },
  "additionalProperties": false
}
ivf_grants_open_now annotations
{
  "title": "IVF grants taking applications now",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}
employer_ivf_coverage — Does an employer cover IVF
Advertised by the server during the last successful anonymous check.
Advertised read-only

Whether a US employer's own benefit documents say it covers IVF or fertility treatment, with the dollar or cycle limit, who runs the benefit, and a verbatim quote and link to the document. Covers the large employers IVFcost.co has read; says so when an employer publishes nothing.

employer_ivf_coverage input schema
{
  "type": "object",
  "required": [
    "employer"
  ],
  "properties": {
    "employer": {
      "type": "string",
      "description": "The employer's name, for example Walmart or Google."
    }
  },
  "additionalProperties": false
}
employer_ivf_coverage annotations
{
  "title": "Does an employer cover IVF",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks
1 of 1 (100%)
Average latency
659 ms
95th percentile latency
659 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

  • · probe · passed · 659 ms · metadata changed · 5 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.
Claude Code configuration
claude mcp add --transport http ivfcost-co-mcp https://ivfcost.co/api/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).
Codex configuration
codex mcp add ivfcost-co-mcp --url https://ivfcost.co/api/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable ivfcost-co-mcp in your MCP settings.
Cursor configuration
{
  "mcpServers": {
    "ivfcost-co-mcp": {
      "url": "https://ivfcost.co/api/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).
Cline configuration
{
  "mcpServers": {
    "ivfcost-co-mcp": {
      "type": "streamableHttp",
      "url": "https://ivfcost.co/api/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start ivfcost-co-mcp and inspect its tools.
VS Code configuration
{
  "servers": {
    "ivfcost-co-mcp": {
      "type": "http",
      "url": "https://ivfcost.co/api/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.
Gemini CLI configuration
gemini mcp add --transport http ivfcost-co-mcp https://ivfcost.co/api/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.
Claude Desktop configuration
{
  "mcpServers": {
    "ivfcost-co-mcp": {
      "url": "https://ivfcost.co/api/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.
Windsurf configuration
{
  "mcpServers": {
    "ivfcost-co-mcp": {
      "serverUrl": "https://ivfcost.co/api/mcp"
    }
  }
}

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