frc-mcp

An open-source Model Context Protocol server that provides AI agents with verifiable, historical FHA denial statistics from the 2025 CFPB HMDA record and dated US mortgage rule tables. It returns figures with receipts and use contracts to prevent hallucination, supporting tools for querying national, state, and lender-level denial rates, resolving FHA MIP rules, and checking claim sentences against regulatory constraints.

Package and access

Local package with source-attributed installation metadata. Koskamo does not execute packages during review.

Community listingLocal stdioSource reviewed; not executedPublished by FinanceRateCalc

Vendor documentation

What you can do with it

Query national and state-level FHA denial statistics from the 2025 HMDA record
Resolve exact FHA annual MIP rates based on loan amount, LTV, and term
Check if a written sentence complies with regulatory use contracts and rule tables
List FHA lenders ranked by denial rate or volume

Source and maintenance

Community listingRegistry 1.39.0

mcp-registry: io.github.financeratecalc/frc-mcp@1.39.0 Source repository Project website

Maintenance checked: Oct 31, 2026, 10:27 PM UTC

Packages and installation

Source-provided package data. Koskamo has not executed or live-probed this package.

frc-mcp 1.1.0

npm

frc-mcp package definition

{
  "version": "1.1.0",
  "transport": "stdio",
  "identifier": "frc-mcp",
  "registryType": "npm",
  "registryBaseUrl": "https://registry.npmjs.org"
}

Tools

Reported by the attributed source; not independently observed by Koskamo.

No tool definitions available.

Connect from your client

Each snippet configures the same source-provided package; replace placeholders before use.

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Cursor

Merge this local stdio configuration, replace every placeholder environment value, and restart Cursor. Koskamo has not executed this package.

Cursor configuration

{
  "mcpServers": {
    "frc-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "frc-mcp@1.1.0"
      ]
    }
  }
}

Cline

Merge this local stdio configuration, replace every placeholder environment value, and restart Cline. Koskamo has not executed this package.

Cline configuration

{
  "mcpServers": {
    "frc-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "frc-mcp@1.1.0"
      ]
    }
  }
}

VS Code

Merge this local stdio configuration, replace every placeholder environment value, and restart VS Code. Koskamo has not executed this package.

VS Code configuration

{
  "servers": {
    "frc-mcp": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "frc-mcp@1.1.0"
      ]
    }
  }
}

Claude Desktop

Merge this local stdio configuration, replace every placeholder environment value, and restart Claude Desktop. Koskamo has not executed this package.

Claude Desktop configuration

{
  "mcpServers": {
    "frc-mcp": {
      "command": "npx",
      "args": [
        "-y",
        "frc-mcp@1.1.0"
      ]
    }
  }
}

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