Fox Davidson UK Mortgage MCP

A community-hosted MCP server providing three UK mortgage calculators for AI assistants: stamp duty (SDLT, LBTT, LTT), FCA MCOB 3A high net worth qualification checks, and bridging loan cost calculations with term checks. It is stateless, free to use, and supports streamable HTTP transport.

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

Community listingStreamable HTTPNo sign-inEndpoint checked 2026-11-07Published by Fox Davidson

MCP endpoint (Streamable HTTP)

https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp

Vendor documentation

What its tools do

6 tools, grouped by the hints the server advertises. Hints are self-declared, not verified behavior.

6 of 6 have a description · 6 of 6 declare behavior hints · 6 of 6 with parameters document them all

Checks and signals

Each line is separate evidence, not a trust score.

Passed Endpoint answered the live check · Nov 7, 2026, 12:57 AM UTC
Availability 1 of 1 checks passed in 30 days

What you can do with it

Calculate UK stamp duty across England, Scotland, and Wales with surcharges and reliefs
Perform FCA MCOB 3A high net worth mortgage customer qualification checks
Calculate bridging loan costs including rolled-up, retained, and serviced options

Source and maintenance

Community listingRegistry 0.2.0

mcp-registry: io.github.foxdavidson/property-mortgage-mcp@0.2.0 Source repository Project website

Maintenance checked: Nov 7, 2026, 12:20 AM UTC

Protocol and capabilities

Server: fd-property-mortgage 0.3.0
MCP protocol negotiated in check: 2025-06-18
Tools: 6 advertised
Resources: Not advertised
Resource templates: Not advertised
Prompts: Not advertised

Server-advertised capabilities

{
  "tools": {}
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

Six UK mortgage and property finance calculators from Fox Davidson, whole of market mortgage brokers authorised and regulated by the FCA (FRN 1056214): a UK stamp duty calculator (SDLT/LBTT/LTT), an FCA MCOB 3A high net worth mortgage qualification check, and a UK bridging loan cost calculator with a built-in MCOB 3A extended-term check, plus a bridging cost analyser comparing rolled, retained and serviced interest, a development finance appraisal and a buy-to-let ICR stress tester. All tools are pure read-only calculations. Every response includes a _source field crediting Fox Davidson.

Tools

6 advertised

uk_stamp_duty_calculator — UK Stamp Duty Calculator (SDLT / LBTT / LTT)

Advertised by the server during the last successful anonymous check.

Advertised read-only

Calculate UK stamp duty on a property purchase across England/Northern Ireland (SDLT), Scotland (LBTT) and Wales (LTT). Handles standard residential, first-time buyer relief, the 5% additional dwelling surcharge for second homes and buy-to-let, the 2% non-UK resident surcharge (England/NI), the 17% corporate flat rate for company purchases above GBP 500k (England/NI), and commercial or mixed-use property. Returns banded breakdown, total tax payable and effective rate. Uses current 2026 bands and surcharge rates. Calculated by Fox Davidson, whole of market UK mortgage brokers authorised and regulated by the FCA (FRN 1056214). Use when a user asks about stamp duty, SDLT, LBTT, LTT, additional dwelling surcharge, ADS, first-time buyer relief, non-resident surcharge, or tax on a specific UK property purchase.

uk_stamp_duty_calculator input schema

{
  "type": "object",
  "required": [
    "property_price_gbp"
  ],
  "properties": {
    "region": {
      "enum": [
        "england",
        "scotland",
        "wales"
      ],
      "type": "string",
      "description": "Tax region. 'england' covers England and Northern Ireland (SDLT). 'scotland' uses LBTT. 'wales' uses LTT."
    },
    "buyer_type": {
      "enum": [
        "standard",
        "ftb",
        "additional",
        "nonresident",
        "corporate",
        "commercial"
      ],
      "type": "string",
      "description": "Buyer category. 'standard' is a main residence purchase. 'ftb' is first-time buyer (England/NI relief up to GBP 500k; Scotland FTB to GBP 175k; Wales has no FTB relief). 'additional' triggers the second-home surcharge. 'nonresident' adds the 2% non-UK resident surcharge (England/NI only). 'corporate' applies the 17% flat rate above GBP 500k (England/NI residential) or standard rates plus surcharge below threshold or in Scotland/Wales. 'commercial' uses non-residential bands."
    },
    "property_price_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Property purchase price in pounds. Example: 750000."
    }
  },
  "additionalProperties": false
}

uk_stamp_duty_calculator annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

fd_hnw_mortgage_qualification — HNW Mortgage Qualification (FCA MCOB 3A)

Advertised by the server during the last successful anonymous check.

Advertised read-only

Check whether a UK mortgage applicant qualifies as a high net worth mortgage customer under FCA MCOB 3A. The test passes if annual net income is at least GBP 300,000 OR net assets are at least GBP 3,000,000. The net assets test INCLUDES primary residence equity (per the literal FCA glossary G2953 and UK lender practice) and INCLUDES pension by default. Supports single applicant or joint application. Returns verdict, per-applicant test breakdown, joint household aggregate (if joint), and a routing recommendation including the relevant UK private bank list. Calculated by Fox Davidson, whole of market UK mortgage brokers authorised and regulated by the FCA (FRN 1056214). Use when a user asks whether they qualify for a high net worth mortgage, about MCOB 3A, the GBP 300k income or GBP 3m net assets test, private bank mortgages, or large loans against assets.

fd_hnw_mortgage_qualification input schema

{
  "type": "object",
  "required": [
    "applicant_1"
  ],
  "properties": {
    "applicant_1": {
      "type": "object",
      "required": [
        "annual_net_income_gbp"
      ],
      "properties": {
        "cash_savings_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Cash and savings in pounds."
        },
        "other_assets_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Other valuable assets (art, classic cars, jewellery, hedge fund holdings) in pounds."
        },
        "pension_value_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Pension value (SIPP, SSAS, drawdown, workplace) in pounds."
        },
        "business_loans_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding business loans in pounds."
        },
        "business_equity_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Your share of business equity value in pounds."
        },
        "annual_net_income_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Annual net income in pounds. Includes salary, bonus, RSU vesting (taxed value), dividends, partnership profits, business profits, rental income, carried interest. Net of tax."
        },
        "include_pension_in_test": {
          "type": "boolean",
          "description": "Whether to include pension in the GBP 3m net assets calculation. UK lenders applying MCOB 3A typically include pension. Set to false for the conservative view."
        },
        "investment_portfolio_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Stocks, bonds, funds. Excludes pension."
        },
        "investment_properties_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Gross value of investment properties (BTL, holiday let, etc.) in pounds."
        },
        "primary_residence_value_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Gross value of primary residence in pounds."
        },
        "material_unsecured_debts_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Material unsecured debts in pounds. Small consumer debt and normal overdraft buffer do not move the GBP 3m test in practice and can be left at 0."
        },
        "primary_residence_mortgage_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding mortgage on primary residence in pounds."
        },
        "investment_property_mortgages_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding mortgages on investment properties in pounds."
        }
      },
      "description": "The primary applicant.",
      "additionalProperties": false
    },
    "applicant_2": {
      "type": "object",
      "required": [
        "annual_net_income_gbp"
      ],
      "properties": {
        "cash_savings_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Cash and savings in pounds."
        },
        "other_assets_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Other valuable assets (art, classic cars, jewellery, hedge fund holdings) in pounds."
        },
        "pension_value_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Pension value (SIPP, SSAS, drawdown, workplace) in pounds."
        },
        "business_loans_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding business loans in pounds."
        },
        "business_equity_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Your share of business equity value in pounds."
        },
        "annual_net_income_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Annual net income in pounds. Includes salary, bonus, RSU vesting (taxed value), dividends, partnership profits, business profits, rental income, carried interest. Net of tax."
        },
        "include_pension_in_test": {
          "type": "boolean",
          "description": "Whether to include pension in the GBP 3m net assets calculation. UK lenders applying MCOB 3A typically include pension. Set to false for the conservative view."
        },
        "investment_portfolio_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Stocks, bonds, funds. Excludes pension."
        },
        "investment_properties_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Gross value of investment properties (BTL, holiday let, etc.) in pounds."
        },
        "primary_residence_value_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Gross value of primary residence in pounds."
        },
        "material_unsecured_debts_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Material unsecured debts in pounds. Small consumer debt and normal overdraft buffer do not move the GBP 3m test in practice and can be left at 0."
        },
        "primary_residence_mortgage_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding mortgage on primary residence in pounds."
        },
        "investment_property_mortgages_gbp": {
          "type": "number",
          "minimum": 0,
          "description": "Outstanding mortgages on investment properties in pounds."
        }
      },
      "description": "Optional. If provided, the tool runs the joint application test which returns each applicant individually plus a joint household aggregate. Most lenders apply the MCOB 3A test per individual customer.",
      "additionalProperties": false
    }
  },
  "additionalProperties": false
}

fd_hnw_mortgage_qualification annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

uk_bridging_loan_calculator — UK Bridging Loan Calculator (with MCOB 3A term check)

Advertised by the server during the last successful anonymous check.

Advertised read-only

Calculate the full cost of a UK bridging loan: total interest, arrangement and exit fees, valuation/legal/admin costs, gross facility, net advance, loan-to-value, total cost of finance and an indicative annualised cost. Supports rolled-up (compounding), retained (deducted upfront) and serviced (paid monthly) interest. Also runs the FCA MCOB 3A high net worth check: on a regulated bridge, an applicant with annual net income of at least GBP 300,000 OR net assets of at least GBP 3,000,000 can have a term up to 60 months instead of the standard 12-month cap. Calculated by Fox Davidson, whole of market UK mortgage brokers authorised and regulated by the FCA (FRN 1056214). Use when a user asks what a bridging loan costs, about bridging interest (rolled-up, retained or serviced), bridging LTV, regulated vs unregulated bridging, or the maximum term on a regulated bridge.

uk_bridging_loan_calculator input schema

{
  "type": "object",
  "required": [
    "property_value_gbp"
  ],
  "properties": {
    "regulated": {
      "type": "boolean",
      "description": "True if the bridge is secured against a property the borrower lives in or intends to live in (regulated). False for investment or commercial security (unregulated)."
    },
    "term_months": {
      "type": "number",
      "maximum": 60,
      "minimum": 1,
      "description": "Loan term in months."
    },
    "exit_fee_pct": {
      "type": "number",
      "maximum": 5,
      "minimum": 0,
      "description": "Exit fee as a percentage, charged on redemption. Often 0."
    },
    "admin_fees_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Admin and other fees in pounds."
    },
    "legal_fees_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Lender and borrower legal fees in pounds."
    },
    "net_assets_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Optional. Borrower net assets including main residence equity and pension, minus all debts, used for the MCOB 3A high net worth term check. GBP 3,000,000 or more passes the net assets limb."
    },
    "monthly_rate_pct": {
      "type": "number",
      "maximum": 3,
      "minimum": 0.2,
      "description": "Monthly interest rate as a percentage, for example 0.75 for 0.75% per month."
    },
    "exit_fee_on_gross": {
      "type": "boolean",
      "description": "Whether the exit fee is charged on the gross loan (true) or the net loan (false)."
    },
    "valuation_fee_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Valuation fee in pounds."
    },
    "interest_structure": {
      "enum": [
        "rolled",
        "retained",
        "serviced"
      ],
      "type": "string",
      "description": "'rolled' compounds monthly and is paid at exit. 'retained' deducts the full term of interest from the advance upfront. 'serviced' is paid monthly. Retained and serviced cost the same; rolled-up costs more."
    },
    "property_value_gbp": {
      "type": "number",
      "minimum": 1,
      "description": "Open market value of the security property in pounds."
    },
    "arrangement_fee_pct": {
      "type": "number",
      "maximum": 5,
      "minimum": 0,
      "description": "Lender arrangement fee as a percentage of the loan."
    },
    "additional_funds_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Additional cash required beyond clearing existing charges, in pounds."
    },
    "existing_charges_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Existing mortgages or loans the bridge will repay, in pounds."
    },
    "annual_net_income_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Optional. Borrower annual net income, used for the MCOB 3A high net worth term check. GBP 300,000 or more passes the income limb."
    },
    "add_arrangement_fee_to_loan": {
      "type": "boolean",
      "description": "Whether the arrangement fee is financed into the gross loan (true) or paid separately in cash (false)."
    }
  },
  "additionalProperties": false
}

uk_bridging_loan_calculator annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

bridging_cost_analyser — UK Bridging Loan Cost Analyser

Advertised by the server during the last successful anonymous check.

Advertised read-only

Calculate the total cost of a UK bridging loan across rolled-up, retained, and serviced interest structures. Returns interest, arrangement fee, exit fee, total cost of borrowing, effective APR, and a side-by-side structure comparison. Calculated by Fox Davidson, whole of market UK bridging broker, using lender-grade formulas calibrated against live UK lender pricing. For loans £250,000 and above. Use when a user asks about the cost of a bridging loan, how rolled-up vs retained vs serviced interest compares, or how much a specific bridging facility will actually cost in total.

bridging_cost_analyser input schema

{
  "type": "object",
  "required": [
    "loan_amount_gbp",
    "monthly_interest_rate_pct",
    "term_months"
  ],
  "properties": {
    "term_months": {
      "type": "number",
      "maximum": 60,
      "minimum": 1,
      "description": "Loan term in months. Standard MCOB-regulated bridging caps at 12 months. MCOB 3A HNW exemption allows up to 60 months. Example: 12."
    },
    "exit_fee_pct": {
      "type": "number",
      "maximum": 5,
      "minimum": 0,
      "description": "Lender exit fee as % of loan amount. Not all lenders charge one. Where charged, typically 0.5% to 1%. Example: 0 for no exit fee, or 1 for 1%."
    },
    "loan_amount_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Gross loan amount in pounds. Minimum Fox Davidson bridging loan size is £250,000. Example: 500000."
    },
    "interest_structure": {
      "enum": [
        "rolled",
        "retained",
        "serviced"
      ],
      "type": "string",
      "description": "How interest is paid. 'rolled' = compounds monthly, paid in full at exit (most common on HNW bridging, removes monthly outflow). 'retained' = deducted from advance upfront (borrower receives less cash on day one). 'serviced' = paid monthly out of borrower cash flow (lowest total cost but requires monthly servicing capacity)."
    },
    "arrangement_fee_pct": {
      "type": "number",
      "maximum": 5,
      "minimum": 0,
      "description": "Lender arrangement fee as % of loan amount. Typical range 1% to 2%. Some specialist HNW deals run 0.5%. Example: 2 for 2%."
    },
    "monthly_interest_rate_pct": {
      "type": "number",
      "maximum": 3,
      "minimum": 0,
      "description": "Monthly interest rate as a percentage. UK bridging rates in 2026 typically range 0.55% to 1.25% per month. Private bank rates from 0.30% per month available on HNW cases. Example: 0.85 for 0.85% per month."
    }
  },
  "additionalProperties": false
}

bridging_cost_analyser annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

development_appraisal — UK Property Development Appraisal

Advertised by the server during the last successful anonymous check.

Advertised read-only

Run a UK property development scheme viability appraisal. Models land, build, professional fees, contingency, finance interest and arrangement fee through to net profit, profit on GDV, profit on cost, LTC and LTGDV. Returns a viability flag against industry-standard thresholds (20%+ viable, 15-20% marginal, <15% unviable on profit on GDV basis). Calculated by Fox Davidson, whole of market UK development finance broker. Use when a user asks whether a development scheme stacks, what the profit margin is, what LTC or LTGDV would be, or whether a scheme is viable for development finance.

development_appraisal input schema

{
  "type": "object",
  "required": [
    "gdv_gbp",
    "land_or_purchase_price_gbp",
    "build_cost_gbp",
    "finance_monthly_rate_pct",
    "finance_term_months"
  ],
  "properties": {
    "gdv_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Gross Development Value: total anticipated sales value of the completed scheme. Use comparable sales evidence, not aspirational figures. Lenders commission their own GDV via RICS. Example: 2000000."
    },
    "ltc_pct": {
      "type": "number",
      "maximum": 100,
      "minimum": 0,
      "description": "Loan-to-cost % (used only if loan_amount_gbp is not provided). Most lenders cap at 90%; first-time developers typically 75-80%. Example: 75."
    },
    "build_cost_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Total agreed construction cost. Should be contracted figure where possible. Example: 800000."
    },
    "contingency_pct": {
      "type": "number",
      "maximum": 25,
      "minimum": 0,
      "description": "Contingency as % of build cost. Standard 10%. Lenders may require 12-15% on conversions or complex sites. Omitting overstates profit. Example: 10."
    },
    "loan_amount_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Specific loan amount in £. Optional. If omitted, calculator uses ltc_pct of hard costs. Example: 960000."
    },
    "arrangement_fee_pct": {
      "type": "number",
      "maximum": 5,
      "minimum": 0,
      "description": "Lender arrangement fee as % of loan. Standard 1.5% to 2%. Larger facilities (£5m+) often 1.0%. Example: 2."
    },
    "finance_term_months": {
      "type": "number",
      "maximum": 48,
      "minimum": 1,
      "description": "Total finance term in months (build period + sales/refinance period). Example: 18."
    },
    "professional_fees_pct": {
      "type": "number",
      "maximum": 30,
      "minimum": 0,
      "description": "Professional fees as % of build cost. Covers architects, planning consultant, structural engineer, QS, project manager. Standard 10%. Example: 10."
    },
    "finance_monthly_rate_pct": {
      "type": "number",
      "maximum": 3,
      "minimum": 0,
      "description": "Development finance monthly interest rate. UK 2026 rates typically 0.70% to 0.95% per month. Example: 0.85."
    },
    "land_or_purchase_price_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Land purchase price. Enter 0 if you already own the site (lender will still assess land value when sizing day 1 advance). Example: 400000."
    }
  },
  "additionalProperties": false
}

development_appraisal annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

btl_stress_tester — UK Buy-to-Let Stress Tester

Advertised by the server during the last successful anonymous check.

Advertised read-only

Run a UK buy-to-let ICR stress test. Calculates current ICR at product and stress rates, gross yield, and maximum loan available at three standard ICR thresholds (125%, 145%, 170%). Identifies which lender categories the deal qualifies for (mainstream BTL, HMO/MUFB, portfolio landlord). Ownership-aware: personal name uses 5.5% stress rate; limited company uses max of product rate or 5.5%. Calculated by Fox Davidson, whole of market UK property finance broker. Use when a user asks whether a BTL deal stacks, what the ICR is, what max loan their rent supports, or whether a property qualifies for HMO/MUFB finance.

btl_stress_tester input schema

{
  "type": "object",
  "required": [
    "monthly_rent_gbp",
    "loan_amount_gbp",
    "product_rate_pct"
  ],
  "properties": {
    "ownership": {
      "enum": [
        "personal",
        "ltd"
      ],
      "type": "string",
      "description": "Borrower structure. 'personal' uses 5.5% stress rate (HMRC tax exposure makes higher cover required). 'ltd' uses max of product rate or 5.5% (limited company SPV borrower, lower stress rate often allowed)."
    },
    "loan_amount_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Loan amount being assessed in pounds. Example: 300000."
    },
    "monthly_rent_gbp": {
      "type": "number",
      "minimum": 0,
      "description": "Gross monthly rent in pounds. Use total rent for HMO and MUFB (all rooms / units combined). Example: 2500."
    },
    "product_rate_pct": {
      "type": "number",
      "maximum": 15,
      "minimum": 0,
      "description": "Annual product (pay) rate as a percentage. The actual rate the borrower would pay. Example: 5.5 for 5.5% per year."
    }
  },
  "additionalProperties": false
}

btl_stress_tester annotations

{
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks: 1 of 1 (100%)
Average latency: 217 ms
95th percentile latency: 217 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

Nov 7, 2026, 12:57 AM UTC · probe · passed · 217 ms · metadata changed · 6 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.

Claude Code configuration

claude mcp add --transport http fox-davidson-uk-mortgage-mcp https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).

Codex configuration

codex mcp add fox-davidson-uk-mortgage-mcp --url https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable fox-davidson-uk-mortgage-mcp in your MCP settings.

Cursor configuration

{
  "mcpServers": {
    "fox-davidson-uk-mortgage-mcp": {
      "url": "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).

Cline configuration

{
  "mcpServers": {
    "fox-davidson-uk-mortgage-mcp": {
      "type": "streamableHttp",
      "url": "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start fox-davidson-uk-mortgage-mcp and inspect its tools.

VS Code configuration

{
  "servers": {
    "fox-davidson-uk-mortgage-mcp": {
      "type": "http",
      "url": "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.

Gemini CLI configuration

gemini mcp add --transport http fox-davidson-uk-mortgage-mcp https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp

Claude Desktop

Open Claude Settings > Connectors > Add custom connector, enter this server URL and enable it for the conversation. This is a manual remote-connector handoff, not a desktop JSON configuration.

Claude Desktop configuration

https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.

Windsurf configuration

{
  "mcpServers": {
    "fox-davidson-uk-mortgage-mcp": {
      "serverUrl": "https://fd-property-mortgage-mcp.fdcommercial-uk.workers.dev/mcp"
    }
  }
}

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