Draw Schedule MCP

{
  "type": "object",
  "properties": {
    "programs": {
      "type": "array",
      "items": {
        "enum": [
          "hud_221d4",
          "bank",
          "debt_fund",
          "lihtc_4pct"
        ],
        "type": "string"
      },
      "maxItems": 4,
      "minItems": 1,
      "description": "Which to include; omit for all four.",
      "uniqueItems": true
    }
  },
  "additionalProperties": false
}

{
  "title": "Compare HUD, bank, debt fund and LIHTC construction financing",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

{
  "type": "object",
  "required": [
    "total_development_cost",
    "as_completed_value",
    "stabilized_noi"
  ],
  "properties": {
    "rents": {
      "enum": [
        "market",
        "affordable"
      ],
      "type": "string",
      "default": "market",
      "description": "market = 87% / 1.15; affordable (or 90%+ assisted) = 90% / 1.11."
    },
    "bank_ltc_pct": {
      "type": "number",
      "maximum": 100,
      "minimum": 1,
      "description": "Your bank's own loan-to-cost policy, percent. Omit to see only the regulatory ceiling."
    },
    "fund_ltc_pct": {
      "type": "number",
      "maximum": 100,
      "minimum": 1,
      "description": "Quoted debt fund loan-to-cost, percent. Omit to leave the fund out."
    },
    "hud_rate_pct": {
      "type": "number",
      "maximum": 12,
      "minimum": 1,
      "description": "HUD note rate in percent; default 5.54 (median note rate on FHA apartment loans endorsed in the year to 2026-09-30)."
    },
    "stabilized_noi": {
      "type": "number",
      "maximum": 1000000000,
      "minimum": 0,
      "description": "Projected stabilized net operating income, dollars per year."
    },
    "bank_spread_pct": {
      "type": "number",
      "maximum": 10,
      "minimum": 0,
      "description": "Quoted bank spread over SOFR, percent. Needed for the bank interest estimate."
    },
    "fund_spread_pct": {
      "type": "number",
      "maximum": 15,
      "minimum": 0,
      "description": "Quoted debt fund spread over SOFR, percent."
    },
    "as_completed_value": {
      "type": "number",
      "maximum": 10000000000,
      "minimum": 100000,
      "description": "Appraised value as completed, in dollars."
    },
    "construction_months": {
      "type": "integer",
      "maximum": 48,
      "minimum": 6,
      "description": "Construction period in months; default is the Census national average for 20+ unit buildings."
    },
    "total_development_cost": {
      "type": "number",
      "maximum": 5000000000,
      "minimum": 100000,
      "description": "Total development cost including land, in dollars, e.g. 48000000."
    }
  },
  "additionalProperties": false
}

{
  "title": "Size a multifamily construction loan three ways",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

{
  "type": "object",
  "properties": {
    "history_months": {
      "type": "integer",
      "default": 0,
      "maximum": 60,
      "minimum": 0,
      "description": "Months of history to include for each Census series (0 to 60). The Fed survey history covers the same span by quarter."
    }
  },
  "additionalProperties": false
}

{
  "title": "Apartment construction market: starts, pipeline and bank lending standards",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

{
  "type": "object",
  "properties": {
    "year": {
      "type": "integer",
      "maximum": 2100,
      "minimum": 2016,
      "description": "Year of completion; default is the latest Census year."
    },
    "region": {
      "enum": [
        "United States",
        "Northeast",
        "Midwest",
        "South",
        "West"
      ],
      "type": "string",
      "description": "Census region; omit for all five rows."
    },
    "building_size": {
      "enum": [
        "5-9",
        "10-19",
        "20+"
      ],
      "type": "string",
      "default": "20+",
      "description": "Units in the building."
    }
  },
  "additionalProperties": false
}

{
  "title": "How long apartment construction takes, by region",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}