Conduit.loans MCP

{
  "type": "object",
  "properties": {
    "term": {
      "enum": [
        5,
        10
      ],
      "type": "integer",
      "description": "Loan term in years, 5 or 10. Omit for all terms. Cannot be combined with property_type."
    },
    "property_type": {
      "enum": [
        "multifamily",
        "retail",
        "self-storage",
        "lodging",
        "office",
        "mixed-use",
        "manufactured-housing",
        "industrial",
        "other"
      ],
      "type": "string",
      "description": "Property type: multifamily, retail, self-storage, lodging, office, mixed-use, manufactured-housing, industrial, other (\"lodging\" is hotel). Omit for all types."
    },
    "include_trusts": {
      "type": "boolean",
      "default": false,
      "description": "Also list the CMBS trusts in this cut with a link to each one's SEC filing."
    }
  },
  "additionalProperties": false
}

{
  "title": "What 2026 conduit loans were underwritten to",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

{
  "type": "object",
  "required": [
    "noi"
  ],
  "properties": {
    "noi": {
      "type": "number",
      "maximum": 10000000000,
      "minimum": 1,
      "description": "Annual net operating income in US dollars, e.g. 2000000."
    },
    "term": {
      "enum": [
        5,
        10
      ],
      "type": "integer",
      "default": 10,
      "description": "Loan term in years; sets the default rate to that term's median coupon. Default 10."
    },
    "value": {
      "type": "number",
      "maximum": 100000000000,
      "minimum": 0,
      "description": "Appraised value in US dollars, e.g. 31000000. Omit to skip the loan-to-value test."
    },
    "min_dscr": {
      "type": "number",
      "maximum": 5,
      "minimum": 1,
      "description": "Minimum debt service coverage, e.g. 1.25. Default: the property type's 10th percentile."
    },
    "rate_pct": {
      "type": "number",
      "maximum": 20,
      "minimum": 0.5,
      "description": "Interest rate in percent, e.g. 6.25. Default: the median coupon for the term."
    },
    "max_ltv_pct": {
      "type": "number",
      "maximum": 95,
      "minimum": 1,
      "description": "Maximum loan-to-value in percent, e.g. 65. Default: the property type's 90th percentile."
    },
    "property_type": {
      "enum": [
        "all",
        "multifamily",
        "retail",
        "self-storage",
        "lodging",
        "office",
        "mixed-use",
        "manufactured-housing",
        "industrial",
        "other"
      ],
      "type": "string",
      "default": "all",
      "description": "Property type whose underwriting edge sets the default limits (\"lodging\" is hotel). Default all."
    },
    "amortization_years": {
      "enum": [
        0,
        25,
        30
      ],
      "type": "integer",
      "default": 0,
      "description": "0 for interest only for the full term (most conduit loans), or 25 or 30."
    },
    "min_debt_yield_pct": {
      "type": "number",
      "maximum": 40,
      "minimum": 1,
      "description": "Minimum debt yield in percent, e.g. 9. Default: the property type's 10th percentile."
    }
  },
  "additionalProperties": false
}

{
  "title": "Size a conduit loan",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}