Commercial.Mortgage MCP

An official MCP server published by Janover Capital LLC that allows AI assistants to match commercial real estate deals to 27 mortgage programs, retrieve live indicative rates, calculate loan sizing based on program limits, and estimate prepayment penalties using verified source data.

Visit Janover Capital LLC

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

Vendor evidenceStreamable HTTPNo sign-inEndpoint checked 2026-11-01Operated by Janover Capital LLC

MCP endpoint (Streamable HTTP)

https://commercial.mortgage/mcp

Vendor documentation

What its tools do

9 tools, grouped by the hints the server advertises. Hints are self-declared, not verified behavior.

9 of 9 have a description · 9 of 9 declare behavior hints · 8 of 8 with parameters document them all

Checks and signals

Each line is separate evidence, not a trust score.

Passed Endpoint answered the live check · Nov 1, 2026, 10:47 PM UTC
Passed Official MCP Registry namespace is tied to commercial.mortgage · Nov 1, 2026, 10:45 PM UTC
Passed Endpoint is on the registry namespace domain · Nov 1, 2026, 10:45 PM UTC
Availability 1 of 1 checks passed in 30 days

What you can do with it

Match a commercial property deal to suitable mortgage programs
Retrieve live indicative rates and spreads by lender type
Size a loan based on LTV, DSCR, and debt yield limits
Estimate prepayment costs for existing loans

Source and maintenance

Vendor evidenceRegistry 1.2026.1101.0

mcp-registry: mortgage.commercial/commercial-mortgage@1.2026.1101.0 Project website

Protocol and capabilities

Server: commercial-mortgage 1.1.0
MCP protocol negotiated in check: 2025-06-18
Tools: 9 advertised
Resources: Not advertised
Resource templates: Not advertised
Prompts: Not advertised

Server-advertised capabilities

{
  "tools": {
    "listChanged": false
  }
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

Commercial.Mortgage (commercial.mortgage) answers questions about commercial mortgage rates and loan sizing in the US. Index rates (5/7/10-year Treasury from the U.S. Treasury, SOFR and 30-day average SOFR from the New York Fed, prime from the Federal Reserve H.15) are read live with their observation dates. Indicative rates are a lender type's index plus a spread range from a named, dated public source (the same verified figures the program pages use: Northmarq rate sheet, CRED iQ, Blackstone Mortgage Trust 10-Q); banks publish none, so none is given. size_loan applies a lender type's LTV, DSCR and debt-yield limits (published program rules for agency, averages of real loans elsewhere) exactly as the site's loan sizer does. Program tools cover every commercial mortgage program on the site (Fannie Mae, Freddie Mac, FHA/HUD, bank, credit union, life company, CMBS, SASB, bridge, debt fund, DSCR, construction, land, C-PACE, mezzanine, preferred equity and more): match_programs ranks the programs that fit a deal with reasons, cautions, indicative rate and a max-loan estimate; program_rules returns one program's published limits; compare_programs puts two or three side by side; get_rates prices every program with a published spread; prepayment_estimate computes yield maintenance, defeasance, step-down and SBA 504 premiums. Every program figure carries its fact id, as-of date and primary source (Fannie Mae, Freddie Mac, HUD, SBA, eCFR, SEC filings and others). A limit no verified source publishes is returned as null (not published) rather than guessed. Results are indications and estimates from public data, not quotes, loan offers or advice. Commercial-purpose loans only. Every result carries its source links; cite them. The site is published by Janover Capital LLC, a commercial mortgage advisor (not a lender). Methods and sources: https://commercial.mortgage/methodology/

Tools

9 advertised

size_loan — Size a commercial mortgage

Advertised by the server during the last successful anonymous check.

Advertised read-only

The largest commercial mortgage a property supports under a lender type's loan-to-value, DSCR and debt-yield limits, which test binds, the monthly payment, and the resulting LTV, DSCR, debt yield and cap rate. Same math and defaults as the site's loan sizer; omit lender_type to size the deal under all five lender types.

size_loan input schema

{
  "type": "object",
  "required": [
    "property_value",
    "noi"
  ],
  "properties": {
    "noi": {
      "type": "number",
      "maximum": 1000000000,
      "minimum": 1,
      "description": "Annual net operating income in dollars, e.g. 350000."
    },
    "min_dscr": {
      "type": "number",
      "maximum": 5,
      "minimum": 0.5,
      "description": "Override the minimum debt service coverage ratio, e.g. 1.25."
    },
    "lender_type": {
      "enum": [
        "bank",
        "life-company",
        "cmbs",
        "agency",
        "debt-fund"
      ],
      "type": "string",
      "description": "bank, life-company, cmbs, agency (multifamily only) or debt-fund. Omit to compare all five."
    },
    "max_ltv_pct": {
      "type": "number",
      "maximum": 100,
      "minimum": 1,
      "description": "Override the lender type's maximum loan-to-value, in percent."
    },
    "property_value": {
      "type": "number",
      "maximum": 10000000000,
      "minimum": 10000,
      "description": "Property value or purchase price in dollars, e.g. 5000000."
    },
    "requested_loan": {
      "type": "number",
      "maximum": 10000000000,
      "minimum": 1,
      "description": "Optional loan amount you want, in dollars; the answer says whether it fits."
    },
    "interest_rate_pct": {
      "type": "number",
      "maximum": 25,
      "minimum": 0.5,
      "description": "Your note rate in percent, e.g. 6.25. Default: the lender type's index today plus the middle of its published spread range."
    },
    "amortization_years": {
      "type": "integer",
      "maximum": 40,
      "minimum": 0,
      "description": "Amortization in years; 0 means interest only. Default: the lender type's (25 or 30; debt funds 0)."
    },
    "min_debt_yield_pct": {
      "type": "number",
      "maximum": 50,
      "minimum": 0,
      "description": "Override the minimum debt yield in percent; 0 turns the debt-yield test off."
    }
  },
  "additionalProperties": false
}

size_loan annotations

{
  "title": "Size a commercial mortgage",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_rates_by_lender_type — Indicative commercial mortgage rates by lender type

Advertised by the server during the last successful anonymous check.

Advertised read-only

Indicative commercial mortgage rate ranges for banks, life companies, CMBS, agency and debt funds: each lender type's index today (Treasury or 30-day SOFR, with its date) plus its spread range from a named, dated public source. Banks have no public spread source, so no range is given for them.

get_rates_by_lender_type input schema

{
  "type": "object",
  "properties": {
    "lender_type": {
      "enum": [
        "bank",
        "life-company",
        "cmbs",
        "agency",
        "debt-fund"
      ],
      "type": "string",
      "description": "One lender type; omit for all five."
    }
  },
  "additionalProperties": false
}

get_rates_by_lender_type annotations

{
  "title": "Indicative commercial mortgage rates by lender type",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_spreads_by_property_type — Commercial mortgage spreads by property type

Advertised by the server during the last successful anonymous check.

Advertised read-only

Permanent-loan spreads over the 10-year Treasury by property type (multifamily, industrial, retail, office) on 60 to 65% LTV loans, from CRED iQ as of March 31, 2026, plus the indicative rate at today's 10-year yield. Hotel, self storage, medical office and mixed use have no public source and say so.

get_spreads_by_property_type input schema

{
  "type": "object",
  "properties": {
    "property_type": {
      "enum": [
        "multifamily",
        "industrial",
        "retail",
        "office",
        "hotel",
        "self-storage",
        "medical-office",
        "mixed-use"
      ],
      "type": "string",
      "description": "One property type; omit for all."
    }
  },
  "additionalProperties": false
}

get_spreads_by_property_type annotations

{
  "title": "Commercial mortgage spreads by property type",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_index_rates — Treasury, SOFR and prime today

Advertised by the server during the last successful anonymous check.

Advertised read-only

The latest 5-, 7- and 10-year Treasury yields, overnight and 30-day average SOFR, and the bank prime rate that commercial mortgages price from, each with its observation date, the value a week earlier, the change in basis points and its publisher.

get_index_rates input schema

{
  "type": "object",
  "properties": {},
  "additionalProperties": false
}

get_index_rates annotations

{
  "title": "Treasury, SOFR and prime today",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

match_programs — Match a deal to commercial mortgage programs

Advertised by the server during the last successful anonymous check.

Advertised read-only

Rank the commercial mortgage programs (agency, FHA/HUD, bank, credit union, life company, CMBS, bridge, debt fund, DSCR, construction and more) that fit a deal, with the reasons and cautions for each, today's indicative rate (live index plus the program's published spread), and an estimate of the largest loan each program's published LTV/LTC, DSCR and debt-yield limits allow. Programs that do not fit are listed with the reason. Same rules as the site's /find-your-loan/ matcher.

match_programs input schema

{
  "type": "object",
  "required": [
    "property",
    "purpose",
    "loan_amount"
  ],
  "properties": {
    "noi": {
      "type": "number",
      "maximum": 1000000000,
      "minimum": 1,
      "description": "Annual net operating income in dollars (for DSCR and debt yield)."
    },
    "cost": {
      "type": "number",
      "maximum": 10000000000,
      "minimum": 10000,
      "description": "Total project cost in dollars, for construction (land plus hard and soft costs, for LTC)."
    },
    "limit": {
      "type": "integer",
      "maximum": 27,
      "minimum": 1,
      "description": "How many ranked programs to return (default 6)."
    },
    "units": {
      "type": "integer",
      "maximum": 5000,
      "minimum": 1,
      "description": "Apartment units, for multifamily (5 to 50 units also matches small-balance programs)."
    },
    "value": {
      "type": "number",
      "maximum": 10000000000,
      "minimum": 10000,
      "description": "Property value or purchase price in dollars (for LTV)."
    },
    "credit": {
      "enum": [
        "strong",
        "fair",
        "challenged"
      ],
      "type": "string",
      "description": "Sponsor credit: strong, fair (some blemishes) or challenged (recent bankruptcy, foreclosure or serious late payments). Default strong."
    },
    "purpose": {
      "enum": [
        "purchase",
        "refinance",
        "cash-out",
        "construction",
        "bridge",
        "renovation"
      ],
      "type": "string",
      "description": "purchase, refinance (rate and term), cash-out, construction, bridge (value-add or lease-up), renovation."
    },
    "property": {
      "enum": [
        "multifamily",
        "mixed-use",
        "retail",
        "office",
        "medical-office",
        "industrial",
        "self-storage",
        "manufactured-housing",
        "hotel",
        "senior-housing",
        "student-housing",
        "affordable-housing",
        "special-purpose",
        "land"
      ],
      "type": "string",
      "description": "Property type: multifamily, mixed-use, retail, office, medical-office, industrial, self-storage, manufactured-housing, hotel, senior-housing, student-housing, affordable-housing, special-purpose, land."
    },
    "recourse": {
      "enum": [
        "required",
        "preferred",
        "any"
      ],
      "type": "string",
      "description": "Non-recourse required, preferred, or any. Default any."
    },
    "timeline": {
      "enum": [
        "urgent",
        "soon",
        "normal",
        "flexible"
      ],
      "type": "string",
      "description": "Closing need: urgent (under 30 days), soon (30 to 60), normal (60 to 90), flexible. Default flexible."
    },
    "occupancy": {
      "enum": [
        "stabilized",
        "transitional",
        "vacant"
      ],
      "type": "string",
      "description": "stabilized (leased up, steady income), transitional (lease-up or value-add) or vacant. Default stabilized."
    },
    "loan_amount": {
      "type": "number",
      "maximum": 5000000000,
      "minimum": 10000,
      "description": "Loan wanted, in dollars."
    },
    "ground_lease": {
      "type": "boolean",
      "description": "True if the property sits on a ground lease."
    },
    "credit_tenant": {
      "type": "boolean",
      "description": "True if one creditworthy tenant leases the whole building long term."
    },
    "existing_loan": {
      "enum": [
        "none",
        "agency",
        "fha",
        "other",
        "unknown"
      ],
      "type": "string",
      "description": "For a refinance: the current loan (agency = Fannie Mae or Freddie Mac, fha = FHA-insured). Needed for supplemental and 223(a)(7) loans."
    },
    "owner_occupied": {
      "type": "boolean",
      "description": "True if the borrower's own business occupies the building."
    },
    "existing_balance": {
      "type": "number",
      "maximum": 10000000000,
      "minimum": 1,
      "description": "Balance of the existing first loan, in dollars. Supplemental loans are sized on combined debt, so they need it."
    },
    "existing_payment": {
      "type": "number",
      "maximum": 1000000000,
      "minimum": 1,
      "description": "Monthly payment on the existing first loan, in dollars (for the combined coverage test on a supplemental loan)."
    },
    "multiple_properties": {
      "type": "boolean",
      "description": "True to finance several properties in one loan."
    }
  },
  "additionalProperties": false
}

match_programs annotations

{
  "title": "Match a deal to commercial mortgage programs",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

program_rules — Rules and limits of one commercial mortgage program

Advertised by the server during the last successful anonymous check.

Advertised read-only

Everything published about one commercial mortgage program: eligible property types and loan purposes, minimum and maximum loan, maximum LTV and LTC, minimum DSCR and debt yield, term, amortization, rate type, recourse, prepayment, timeline, today's indicative rate, who it fits and who should look elsewhere, and the programs to compare it with. Every figure carries its as-of date and primary source (Fannie Mae, Freddie Mac, HUD, SBA, eCFR, SEC filings and others). Limits that are not published say so.

program_rules input schema

{
  "type": "object",
  "required": [
    "program"
  ],
  "properties": {
    "program": {
      "enum": [
        "fannie-mae-multifamily-loans",
        "fannie-mae-small-loans",
        "freddie-mac-optigo-loans",
        "freddie-mac-small-balance-loans",
        "agency-supplemental-loans",
        "fha-223f-loans",
        "fha-221d4-loans",
        "fha-223a7-loans",
        "hud-232-loans",
        "bank-commercial-mortgage",
        "credit-union-commercial-loans",
        "life-company-loans",
        "portfolio-and-blanket-loans",
        "construction-loans",
        "land-loans",
        "owner-occupied-commercial-mortgage",
        "cmbs-conduit-loans",
        "sasb-loans",
        "bridge-loans",
        "debt-fund-loans",
        "mezzanine-loans",
        "preferred-equity",
        "dscr-commercial-loans",
        "hard-money-commercial-loans",
        "c-pace-financing",
        "credit-tenant-lease-financing",
        "leasehold-financing"
      ],
      "type": "string",
      "description": "Program slug, e.g. fannie-mae-small-loans, fha-223f-loans, bridge-loans."
    }
  },
  "additionalProperties": false
}

program_rules annotations

{
  "title": "Rules and limits of one commercial mortgage program",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

compare_programs — Compare commercial mortgage programs side by side

Advertised by the server during the last successful anonymous check.

Advertised read-only

Two or three commercial mortgage programs side by side: today's indicative rate, loan size range, maximum LTV and LTC, minimum DSCR and debt yield, term, amortization, rate type, recourse, prepayment and timeline, each figure dated and sourced, plus the site's head-to-head comparison page when one exists.

compare_programs input schema

{
  "type": "object",
  "required": [
    "programs"
  ],
  "properties": {
    "programs": {
      "type": "array",
      "items": {
        "enum": [
          "fannie-mae-multifamily-loans",
          "fannie-mae-small-loans",
          "freddie-mac-optigo-loans",
          "freddie-mac-small-balance-loans",
          "agency-supplemental-loans",
          "fha-223f-loans",
          "fha-221d4-loans",
          "fha-223a7-loans",
          "hud-232-loans",
          "bank-commercial-mortgage",
          "credit-union-commercial-loans",
          "life-company-loans",
          "portfolio-and-blanket-loans",
          "construction-loans",
          "land-loans",
          "owner-occupied-commercial-mortgage",
          "cmbs-conduit-loans",
          "sasb-loans",
          "bridge-loans",
          "debt-fund-loans",
          "mezzanine-loans",
          "preferred-equity",
          "dscr-commercial-loans",
          "hard-money-commercial-loans",
          "c-pace-financing",
          "credit-tenant-lease-financing",
          "leasehold-financing"
        ],
        "type": "string"
      },
      "maxItems": 3,
      "minItems": 2,
      "description": "Two or three program slugs, e.g. [\"fannie-mae-small-loans\", \"bank-commercial-mortgage\"]."
    }
  },
  "additionalProperties": false
}

compare_programs annotations

{
  "title": "Compare commercial mortgage programs side by side",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

get_rates — Indicative rates for every commercial mortgage program

Advertised by the server during the last successful anonymous check.

Advertised read-only

Today's indicative rate for every commercial mortgage program that has a published spread: the live index (Treasury, SOFR or prime, with its date) plus the program's spread range from a named, dated source, lowest first. Filter by property type, purpose or program family. Programs with no public spread are listed as such instead of guessed.

get_rates input schema

{
  "type": "object",
  "properties": {
    "family": {
      "enum": [
        "bank",
        "agency",
        "fha",
        "life-company",
        "cmbs",
        "bridge",
        "construction",
        "non-bank",
        "subordinate",
        "sba",
        "specialty"
      ],
      "type": "string",
      "description": "Program family: bank, agency, fha, life-company, cmbs, bridge, construction, non-bank, subordinate, sba, specialty."
    },
    "purpose": {
      "enum": [
        "purchase",
        "refinance",
        "cash-out",
        "construction",
        "bridge",
        "renovation"
      ],
      "type": "string",
      "description": "purchase, refinance (rate and term), cash-out, construction, bridge (value-add or lease-up), renovation."
    },
    "property": {
      "enum": [
        "multifamily",
        "mixed-use",
        "retail",
        "office",
        "medical-office",
        "industrial",
        "self-storage",
        "manufactured-housing",
        "hotel",
        "senior-housing",
        "student-housing",
        "affordable-housing",
        "special-purpose",
        "land"
      ],
      "type": "string",
      "description": "Property type: multifamily, mixed-use, retail, office, medical-office, industrial, self-storage, manufactured-housing, hotel, senior-housing, student-housing, affordable-housing, special-purpose, land."
    }
  },
  "additionalProperties": false
}

get_rates annotations

{
  "title": "Indicative rates for every commercial mortgage program",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

prepayment_estimate — Estimate a commercial mortgage prepayment penalty

Advertised by the server during the last successful anonymous check.

Advertised read-only

Estimate the prepayment premium on a commercial mortgage: Fannie Mae-style yield maintenance (Form 6104.01, annual discounting), Freddie Mac yield maintenance (monthly), CMBS yield maintenance, a defeasance cost estimate, a Fannie Mae declining (step-down) schedule, or an SBA 504 debenture premium. Treasury yields default to today's readings, interpolated to the time left. Same math as the site's prepayment calculator; schedules and minimums come from the verified loan-document facts.

prepayment_estimate input schema

{
  "type": "object",
  "required": [
    "method",
    "balance"
  ],
  "properties": {
    "method": {
      "enum": [
        "fannie_mae_yield_maintenance",
        "freddie_mac_yield_maintenance",
        "cmbs_yield_maintenance",
        "defeasance",
        "step_down",
        "sba_504"
      ],
      "type": "string",
      "description": "Which prepayment provision the note has."
    },
    "balance": {
      "type": "number",
      "maximum": 5000000000,
      "minimum": 1000,
      "description": "Principal being prepaid (or the debenture balance), in dollars."
    },
    "schedule": {
      "enum": [
        "fannie_5_year",
        "fannie_7_year",
        "fannie_10_year",
        "fannie_15_to_30_year",
        "custom"
      ],
      "type": "string",
      "description": "For step_down: a Fannie Mae declining schedule, or custom with custom_schedule."
    },
    "loan_year": {
      "type": "integer",
      "maximum": 40,
      "minimum": 1,
      "description": "For step_down and sba_504: the loan (or debenture) year of the prepayment, 1 = first year."
    },
    "fixed_costs": {
      "type": "number",
      "maximum": 10000000,
      "minimum": 0,
      "description": "For defeasance: legal, accountant, rating agency and servicer costs in dollars to add (default 0)."
    },
    "note_rate_pct": {
      "type": "number",
      "maximum": 25,
      "minimum": 0.1,
      "description": "Note rate in percent (for sba_504, the debenture rate). Required except for step_down."
    },
    "custom_schedule": {
      "type": "array",
      "items": {
        "type": "number"
      },
      "maxItems": 40,
      "description": "For step_down with schedule custom: percent of balance by loan year, e.g. [5, 4, 3, 2, 1]."
    },
    "debenture_years": {
      "enum": [
        10,
        20,
        25
      ],
      "type": "integer",
      "description": "For sba_504: debenture term in years."
    },
    "months_remaining": {
      "type": "integer",
      "maximum": 480,
      "minimum": 1,
      "description": "Months from the prepayment date to the end of the yield maintenance period (Fannie/Freddie) or to the open date or maturity (CMBS, defeasance)."
    },
    "amortization_years": {
      "type": "integer",
      "maximum": 40,
      "minimum": 0,
      "description": "For CMBS yield maintenance and defeasance: amortization in years; 0 = interest only (default)."
    },
    "treasury_yield_pct": {
      "type": "number",
      "maximum": 20,
      "minimum": -2,
      "description": "Treasury yield to discount at, in percent. Default: today's 5/7/10-year Treasury interpolated to months_remaining."
    }
  },
  "additionalProperties": false
}

prepayment_estimate annotations

{
  "title": "Estimate a commercial mortgage prepayment penalty",
  "readOnlyHint": true,
  "openWorldHint": false,
  "idempotentHint": true,
  "destructiveHint": false
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

90-day uptime

A lightweight connection check about every six hours, sampled on hosts with many listings. It shows the server answered, not that its tools work.

Too few checks for a percentage yet (9 of 9 answered).

2026-11-02: 3 of 3 checks answered
2026-11-03: 4 of 4 checks answered
2026-11-04: 2 of 2 checks answered

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks: 1 of 1 (100%)
Average latency: 509 ms
95th percentile latency: 509 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

Nov 1, 2026, 10:47 PM UTC · probe · passed · 509 ms · metadata changed · 9 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.

Claude Code configuration

claude mcp add --transport http commercial-mortgage-mcp https://commercial.mortgage/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).

Codex configuration

codex mcp add commercial-mortgage-mcp --url https://commercial.mortgage/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable commercial-mortgage-mcp in your MCP settings.

Cursor configuration

{
  "mcpServers": {
    "commercial-mortgage-mcp": {
      "url": "https://commercial.mortgage/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).

Cline configuration

{
  "mcpServers": {
    "commercial-mortgage-mcp": {
      "type": "streamableHttp",
      "url": "https://commercial.mortgage/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start commercial-mortgage-mcp and inspect its tools.

VS Code configuration

{
  "servers": {
    "commercial-mortgage-mcp": {
      "type": "http",
      "url": "https://commercial.mortgage/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.

Gemini CLI configuration

gemini mcp add --transport http commercial-mortgage-mcp https://commercial.mortgage/mcp

Claude Desktop

Open Claude Settings > Connectors > Add custom connector, enter this server URL and enable it for the conversation. This is a manual remote-connector handoff, not a desktop JSON configuration.

Claude Desktop configuration

https://commercial.mortgage/mcp

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.

Windsurf configuration

{
  "mcpServers": {
    "commercial-mortgage-mcp": {
      "serverUrl": "https://commercial.mortgage/mcp"
    }
  }
}

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Commercial.Mortgage MCP

Endpoint and access

What its tools do

Read-only (9)

Checks and signals

What you can do with it

Source and maintenance

Protocol and capabilities

Server-provided instructions

Tools

Prompts

Resources

90-day uptime

30-day availability

Maintenance history

Connect from your client

Claude Code

Codex

Cursor

Cline

VS Code

Gemini CLI

Claude Desktop

Windsurf

Let your agent find its tools

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