Koskamo

Clearwater Capital Group MCP

An official MCP server provided by Clearwater Capital Group that enables AI agents to assist US small business owners in applying for business funding, including merchant cash advances and lines of credit, by gathering application data and generating review links.

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

Clearwater Capital Group MCP logo, by Clearwater Capital GroupVendor evidenceStreamable HTTPNo sign-inEndpoint checked 2026-11-07Operated by Clearwater Capital Group
MCP endpoint (Streamable HTTP)
https://clearwatercapitalgrp.com/mcp
Vendor documentation

What its tools do

2 tools, grouped by the hints the server advertises. Hints are self-declared, not verified behavior.

2 of 2 have a description · 2 of 2 declare behavior hints · 1 of 1 with parameters document them all

Checks and signals

Each line is separate evidence, not a trust score.

  • Passed Endpoint answered the live check ·
  • Passed Official MCP Registry namespace is tied to clearwatercapitalgrp.com ·
  • Passed Endpoint is on the registry namespace domain ·
  • Availability 1 of 1 checks passed in 30 days

What you can do with it

  • Assist small business owners in applying for business funding
  • Gather application details via AI agent interaction
  • Generate secure review links for application verification

Source and maintenance

Vendor evidenceRegistry 1.0.0

Protocol and capabilities

Server
clearwater-capital-group 1.0.0
MCP protocol negotiated in check
2025-06-18
Tools
2 advertised
Resources
Not advertised
Resource templates
Not advertised
Prompts
Not advertised
Server-advertised capabilities
{
  "tools": {
    "listChanged": false
  }
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

Help a US small business owner apply for business funding. Call get_funding_application, ask the owner for each field, show them their answers, then call create_review_link and give them the link to review, add identity details and sign. Never collect a Social Security number, date of birth, or bank login. Never promise funding or an amount.

Tools

2 advertised

get_funding_application — Get the Clearwater business funding application
Advertised by the server during the last successful anonymous check.
Advertised read-only

Clearwater Capital Group business funding application for US small business owners (merchant cash advances, lines of credit, term loans; $10K-$2M; no hard credit pull to apply). Returns the rules for agents and every field to ask the owner. Call this first.

get_funding_application input schema
{
  "type": "object",
  "properties": {}
}
get_funding_application annotations
{
  "readOnlyHint": true,
  "openWorldHint": false
}
create_review_link — Make the owner's review link
Advertised by the server during the last successful anonymous check.
Advertised read-only

Checks the answers the business owner gave you and returns the one link they open on clearwatercapitalgrp.com to review every answer, add their own identity details, consent and sign. Stores nothing and sends nothing. Get the owner's OK on their answers first. Never include a Social Security number, date of birth, or bank login.

create_review_link input schema
{
  "type": "object",
  "properties": {
    "dba": {
      "type": "string",
      "description": "Doing-business-as name, if different."
    },
    "ein": {
      "type": "string",
      "description": "The business's 9-digit Employer Identification Number (EIN). Never a Social Security number. Required unless the entity_type is \"Sole Prop\" and the business has no EIN."
    },
    "notes": {
      "type": "string",
      "description": "Anything underwriting should know: why now, a slow season, a big contract."
    },
    "timing": {
      "enum": [
        "same_day",
        "this_week",
        "one_two_weeks",
        "thirty_days"
      ],
      "type": "string",
      "description": "Required. How soon the owner needs the funds: same_day (within 24 hours), this_week (2-5 days), one_two_weeks, thirty_days (30+ days)."
    },
    "website": {
      "type": "string",
      "description": "Business website."
    },
    "industry": {
      "type": "string",
      "description": "Required. What the business does, in a few words (for example \"Plumbing\" or \"Restaurant\")."
    },
    "entity_type": {
      "enum": [
        "LLC",
        "S-Corp",
        "C-Corp",
        "Sole Prop",
        "Partnership"
      ],
      "type": "string",
      "description": "Required. How the business is registered."
    },
    "owner_email": {
      "type": "string",
      "description": "Required. Owner's email address."
    },
    "owner_phone": {
      "type": "string",
      "description": "Required. Owner's 10-digit US mobile number."
    },
    "owner_title": {
      "type": "string",
      "description": "Required. Owner's title (for example Owner, CEO, Managing Member)."
    },
    "business_zip": {
      "type": "string",
      "description": "Required. 5-digit ZIP code."
    },
    "primary_bank": {
      "type": "string",
      "description": "Required. Bank that holds the main business checking account."
    },
    "use_of_funds": {
      "enum": [
        "Working capital",
        "Inventory",
        "Equipment",
        "Payroll",
        "Marketing",
        "Expansion",
        "Debt consolidation",
        "Other"
      ],
      "type": "string",
      "description": "Required. What the money is for."
    },
    "business_city": {
      "type": "string",
      "description": "Required. Business city."
    },
    "business_state": {
      "enum": [
        "AL",
        "AK",
        "AZ",
        "AR",
        "CA",
        "CO",
        "CT",
        "DE",
        "FL",
        "GA",
        "HI",
        "ID",
        "IL",
        "IN",
        "IA",
        "KS",
        "KY",
        "LA",
        "ME",
        "MD",
        "MA",
        "MI",
        "MN",
        "MS",
        "MO",
        "MT",
        "NE",
        "NV",
        "NH",
        "NJ",
        "NM",
        "NY",
        "NC",
        "ND",
        "OH",
        "OK",
        "OR",
        "PA",
        "RI",
        "SC",
        "SD",
        "TN",
        "TX",
        "UT",
        "VT",
        "VA",
        "WA",
        "WV",
        "WI",
        "WY",
        "DC"
      ],
      "type": "string",
      "description": "Required. 2-letter US state code."
    },
    "owner_home_zip": {
      "type": "string",
      "description": "Required. Owner's 5-digit home ZIP code."
    },
    "business_street": {
      "type": "string",
      "description": "Required. Business street address."
    },
    "funding_history": {
      "type": "array",
      "items": {
        "enum": [
          "none",
          "settled",
          "modified",
          "defaulted",
          "reverse_consolidation",
          "bankruptcy"
        ],
        "type": "string"
      },
      "description": "Required. Anything that has ever happened with a business lender or cash advance. \"none\" for a clean history, otherwise any of the other options. In a review link, separate with commas."
    },
    "owner_home_city": {
      "type": "string",
      "description": "Required. Owner's home city."
    },
    "owner_last_name": {
      "type": "string",
      "description": "Required. Business owner's last name."
    },
    "amount_requested": {
      "type": "number",
      "description": "Required. Dollars the owner wants, as a whole number (for example 75000)."
    },
    "owner_first_name": {
      "type": "string",
      "description": "Required. Business owner's first name."
    },
    "owner_home_state": {
      "enum": [
        "AL",
        "AK",
        "AZ",
        "AR",
        "CA",
        "CO",
        "CT",
        "DE",
        "FL",
        "GA",
        "HI",
        "ID",
        "IL",
        "IN",
        "IA",
        "KS",
        "KY",
        "LA",
        "ME",
        "MD",
        "MA",
        "MI",
        "MN",
        "MS",
        "MO",
        "MT",
        "NE",
        "NV",
        "NH",
        "NJ",
        "NM",
        "NY",
        "NC",
        "ND",
        "OH",
        "OK",
        "OR",
        "PA",
        "RI",
        "SC",
        "SD",
        "TN",
        "TX",
        "UT",
        "VT",
        "VA",
        "WA",
        "WV",
        "WI",
        "WY",
        "DC"
      ],
      "type": "string",
      "description": "Required. 2-letter US state code of the owner's home."
    },
    "owner_home_street": {
      "type": "string",
      "description": "Required. Owner's home street address."
    },
    "ownership_percent": {
      "type": "number",
      "description": "Required. Percent of the business the owner holds, 1 to 100."
    },
    "merchant_processor": {
      "type": "string",
      "description": "Card processor, if the business takes cards (for example Square or Stripe)."
    },
    "business_legal_name": {
      "type": "string",
      "description": "Required. Legal name of the business, as registered."
    },
    "monthly_card_volume": {
      "type": "number",
      "description": "Monthly credit card sales in dollars, if any."
    },
    "business_start_month": {
      "type": "string",
      "description": "Required. Month and year the business opened, as YYYY-MM."
    },
    "estimated_credit_score": {
      "type": "number",
      "description": "Required. Owner's best guess at their personal credit score, 300 to 850. A guess is fine."
    },
    "open_advances_or_loans": {
      "anyOf": [
        {
          "type": "string",
          "description": "\"none\", or \"Lender, balance, payment, frequency\" entries separated by semicolons"
        },
        {
          "type": "array",
          "items": {
            "type": "object",
            "required": [
              "lender",
              "balance",
              "payment",
              "frequency"
            ],
            "properties": {
              "lender": {
                "type": "string"
              },
              "balance": {
                "type": "number"
              },
              "payment": {
                "type": "number"
              },
              "frequency": {
                "enum": [
                  "daily",
                  "weekly",
                  "bi-weekly",
                  "monthly"
                ],
                "type": "string"
              }
            }
          }
        }
      ],
      "description": "Required. Every merchant cash advance or business loan the business pays today. \"none\" if none. Otherwise a list of { \"lender\", \"balance\", \"payment\", \"frequency\" } (frequency: daily, weekly, bi-weekly, monthly). In a review link, write each as \"Lender, balance, payment, frequency\" separated by semicolons."
    },
    "average_monthly_revenue": {
      "type": "number",
      "description": "Required. Average monthly deposits into the business bank account, in dollars."
    }
  }
}
create_review_link annotations
{
  "readOnlyHint": true,
  "openWorldHint": false
}

Prompts

Not advertised

No prompt definitions available.

Resources

Not advertised

No resource definitions available.

90-day uptime

A lightweight connection check about every six hours, sampled on hosts with many listings. It shows the server answered, not that its tools work.

Too few checks for a percentage yet (2 of 2 answered).

  1. 2026-11-07: 1 of 1 checks answered
  2. 2026-11-09: 1 of 1 checks answered

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks
1 of 1 (100%)
Average latency
421 ms
95th percentile latency
421 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

  • · probe · passed · 421 ms · metadata changed · 2 tool(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.
Claude Code configuration
claude mcp add --transport http clearwater-capital-group-mcp https://clearwatercapitalgrp.com/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).
Codex configuration
codex mcp add clearwater-capital-group-mcp --url https://clearwatercapitalgrp.com/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable clearwater-capital-group-mcp in your MCP settings.
Cursor configuration
{
  "mcpServers": {
    "clearwater-capital-group-mcp": {
      "url": "https://clearwatercapitalgrp.com/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).
Cline configuration
{
  "mcpServers": {
    "clearwater-capital-group-mcp": {
      "type": "streamableHttp",
      "url": "https://clearwatercapitalgrp.com/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start clearwater-capital-group-mcp and inspect its tools.
VS Code configuration
{
  "servers": {
    "clearwater-capital-group-mcp": {
      "type": "http",
      "url": "https://clearwatercapitalgrp.com/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.
Gemini CLI configuration
gemini mcp add --transport http clearwater-capital-group-mcp https://clearwatercapitalgrp.com/mcp

Claude Desktop

Open Claude Settings > Connectors > Add custom connector, enter this server URL and enable it for the conversation. This is a manual remote-connector handoff, not a desktop JSON configuration.
Claude Desktop configuration
https://clearwatercapitalgrp.com/mcp

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.
Windsurf configuration
{
  "mcpServers": {
    "clearwater-capital-group-mcp": {
      "serverUrl": "https://clearwatercapitalgrp.com/mcp"
    }
  }
}

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