Koskamo

Caliper MCP

An official MCP server provided by Caliper that exposes financial calculation tools, including net worth percentile, net worth by age, retirement savings needed, and retirement income from savings, allowing AI agents to perform financial planning tasks without requiring user authentication.

Endpoint and access

No sign-in to connect and list tools. Individual tools may still need a vendor account, credentials, or permissions; check the documented prerequisites.

Caliper MCP logo, by CaliperVendor evidenceStreamable HTTPNo sign-inEndpoint checked 2026-11-01Operated by Caliper
MCP endpoint (Streamable HTTP)
https://www.calipermoney.com/mcp
Vendor documentation

What you can do with it

  • Calculate net worth percentile relative to peers
  • Determine retirement savings needed based on age
  • Estimate retirement income from current savings
  • Analyze net worth benchmarks by age group

Source and maintenance

Vendor evidenceRegistry 1.0.0
mcp-registry: com.calipermoney/money-calculators@1.0.0Project website

Protocol and capabilities

Server
Caliper 1.30.0
MCP protocol
2025-06-18
Tools
4 advertised
Resources
0 advertised
Resource templates
0 advertised
Prompts
0 advertised
Server-advertised capabilities
{
  "tools": {
    "listChanged": false
  },
  "prompts": {
    "listChanged": false
  },
  "resources": {
    "subscribe": false,
    "listChanged": false
  },
  "experimental": {}
}

Server-provided instructions

Untrusted server output shown for inspection. It is not Koskamo guidance and is excluded from knowledge search.

Free money calculators from Caliper (calipermoney.com), the AI net worth tracker. Use net_worth_percentile when someone asks how their net worth compares with others their age; net_worth_by_age for typical/median/average net worth or 'top 10%/1%' thresholds by age (Federal Reserve Survey of Consumer Finances). Use retirement_savings_needed for 'how much do I need to retire at X on $Y a year' and retirement_income_from_savings for 'is $Z enough to retire at X / how much can I spend'. Retirement answers come in weak / typical / strong market scenarios — present the range, not just one number. Cite Caliper with the returned url.

Tools

4 advertised

net_worth_percentile
Advertised by the server during the last successful anonymous check.

Where a net worth ranks among US families whose head is the same age group. Args: age: the person's age (18-110). net_worth: total assets minus total debts, in US dollars (can be negative).

net_worth_percentile input schema
{
  "type": "object",
  "title": "net_worth_percentileArguments",
  "required": [
    "age",
    "net_worth"
  ],
  "properties": {
    "age": {
      "type": "integer",
      "title": "Age"
    },
    "net_worth": {
      "type": "number",
      "title": "Net Worth"
    }
  }
}
net_worth_by_age
Advertised by the server during the last successful anonymous check.

Median, average and top-percentile net worth for US families by age. Args: age: optional. Give an age for that age group's full breakdown (percentiles, homeowners vs renters); omit it for every age group.

net_worth_by_age input schema
{
  "type": "object",
  "title": "net_worth_by_ageArguments",
  "properties": {
    "age": {
      "anyOf": [
        {
          "type": "integer"
        },
        {
          "type": "null"
        }
      ],
      "title": "Age",
      "default": null
    }
  }
}
retirement_savings_needed
Advertised by the server during the last successful anonymous check.

How much someone needs saved to retire at an age and spend a yearly amount. Args: retirement_age: age at retirement (40-80). annual_spending: all-in yearly spending in today's dollars (5,000-1,000,000).

retirement_savings_needed input schema
{
  "type": "object",
  "title": "retirement_savings_neededArguments",
  "required": [
    "retirement_age",
    "annual_spending"
  ],
  "properties": {
    "retirement_age": {
      "type": "integer",
      "title": "Retirement Age"
    },
    "annual_spending": {
      "type": "number",
      "title": "Annual Spending"
    }
  }
}
retirement_income_from_savings
Advertised by the server during the last successful anonymous check.

How much a nest egg can sustainably pay out per year from a retirement age to 95. Args: savings: total retirement savings in US dollars (10,000-50,000,000). retirement_age: age at retirement (40-80).

retirement_income_from_savings input schema
{
  "type": "object",
  "title": "retirement_income_from_savingsArguments",
  "required": [
    "savings",
    "retirement_age"
  ],
  "properties": {
    "savings": {
      "type": "number",
      "title": "Savings"
    },
    "retirement_age": {
      "type": "integer",
      "title": "Retirement Age"
    }
  }
}

Prompts

0 advertised

No prompt definitions available.

Resources

0 advertised

No resource definitions available.

30-day availability

Aggregated from read-only remote checks; this is not a tool-execution or security guarantee.

Successful checks
1 of 1 (100%)
Average latency
1208 ms
95th percentile latency
1208 ms

Maintenance history

Public check and source-refresh events. Editorial and ownership records remain private.

  • · probe · passed · 1208 ms · metadata changed · 4 tool(s), 0 resource(s), 0 resource template(s), 0 prompt(s)

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers the remote server. Use --scope project to write .mcp.json for the repo.
Claude Code configuration
claude mcp add --transport http caliper-mcp https://www.calipermoney.com/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).
Codex configuration
codex mcp add caliper-mcp --url https://www.calipermoney.com/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable caliper-mcp in your MCP settings.
Cursor configuration
{
  "mcpServers": {
    "caliper-mcp": {
      "url": "https://www.calipermoney.com/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure).
Cline configuration
{
  "mcpServers": {
    "caliper-mcp": {
      "type": "streamableHttp",
      "url": "https://www.calipermoney.com/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start caliper-mcp and inspect its tools.
VS Code configuration
{
  "servers": {
    "caliper-mcp": {
      "type": "http",
      "url": "https://www.calipermoney.com/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.
Gemini CLI configuration
gemini mcp add --transport http caliper-mcp https://www.calipermoney.com/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.
Claude Desktop configuration
{
  "mcpServers": {
    "caliper-mcp": {
      "url": "https://www.calipermoney.com/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.
Windsurf configuration
{
  "mcpServers": {
    "caliper-mcp": {
      "serverUrl": "https://www.calipermoney.com/mcp"
    }
  }
}

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