Actual Budget MCP Server

A community-built Model Context Protocol server that allows AI assistants to read and manage self-hosted Actual Budget data. It provides 84 tools for handling accounts, transactions, budgets, rules, and schedules via stdio or HTTP. It supports authentication via Bearer tokens or OIDC and is compatible with clients like Claude Desktop, LibreChat, and Cursor.

Package and access

Local package with source-attributed installation metadata. Koskamo does not execute packages during review.

Community listingLocal stdioSource reviewed; not executedPublished by agigante80

Vendor documentation

What you can do with it

Query spending by payee or category
Add transactions to checking accounts
Move funds between budget categories

Source and maintenance

Community listingRegistry 0.25.1

mcp-registry: io.github.agigante80/actual-mcp-server@0.25.1 Source repository Project website

Maintenance checked: Oct 31, 2026, 10:59 PM UTC

Packages and installation

Source-provided package data. Koskamo has not executed or live-probed this package.

actual-mcp-server 0.25.1

npmnpx

actual-mcp-server package definition

{
  "version": "0.25.1",
  "transport": "stdio",
  "identifier": "actual-mcp-server",
  "runtimeHint": "npx",
  "registryType": "npm",
  "registryBaseUrl": "https://registry.npmjs.org",
  "packageArguments": [
    {
      "type": "positional",
      "value": "--stdio"
    }
  ],
  "environmentVariables": [
    {
      "name": "ACTUAL_SERVER_URL",
      "isRequired": true,
      "description": "URL of the Actual Budget server, for example https://actual.example.com"
    },
    {
      "name": "ACTUAL_PASSWORD",
      "isRequired": true,
      "description": "Actual Budget server login password"
    },
    {
      "name": "ACTUAL_BUDGET_SYNC_ID",
      "isRequired": true,
      "description": "Sync ID of the budget (Actual: Settings, Advanced settings)"
    },
    {
      "name": "ACTUAL_BUDGET_PASSWORD",
      "description": "End-to-end encryption password, for an encrypted budget only. Requires an https:// ACTUAL_SERVER_URL"
    },
    {
      "name": "MCP_BRIDGE_DATA_DIR",
      "description": "Absolute path of a user-private directory for the local budget cache"
    }
  ]
}

Tools

Reported by the attributed source; not independently observed by Koskamo.

No tool definitions available.

Connect from your client

Each snippet configures the same source-provided package; replace placeholders before use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Cursor

Merge this local stdio configuration, replace every placeholder environment value, and restart Cursor. Koskamo has not executed this package.

Cursor configuration

{
  "mcpServers": {
    "actual-budget-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "actual-mcp-server@0.25.1",
        "--stdio"
      ],
      "env": {
        "ACTUAL_SERVER_URL": "<YOUR_ACTUAL_SERVER_URL>",
        "ACTUAL_PASSWORD": "<YOUR_ACTUAL_PASSWORD>",
        "ACTUAL_BUDGET_SYNC_ID": "<YOUR_ACTUAL_BUDGET_SYNC_ID>",
        "ACTUAL_BUDGET_PASSWORD": "<YOUR_ACTUAL_BUDGET_PASSWORD>",
        "MCP_BRIDGE_DATA_DIR": "<YOUR_MCP_BRIDGE_DATA_DIR>"
      }
    }
  }
}

Cline

Merge this local stdio configuration, replace every placeholder environment value, and restart Cline. Koskamo has not executed this package.

Cline configuration

{
  "mcpServers": {
    "actual-budget-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "actual-mcp-server@0.25.1",
        "--stdio"
      ],
      "env": {
        "ACTUAL_SERVER_URL": "<YOUR_ACTUAL_SERVER_URL>",
        "ACTUAL_PASSWORD": "<YOUR_ACTUAL_PASSWORD>",
        "ACTUAL_BUDGET_SYNC_ID": "<YOUR_ACTUAL_BUDGET_SYNC_ID>",
        "ACTUAL_BUDGET_PASSWORD": "<YOUR_ACTUAL_BUDGET_PASSWORD>",
        "MCP_BRIDGE_DATA_DIR": "<YOUR_MCP_BRIDGE_DATA_DIR>"
      }
    }
  }
}

VS Code

Merge this local stdio configuration, replace every placeholder environment value, and restart VS Code. Koskamo has not executed this package.

VS Code configuration

{
  "servers": {
    "actual-budget-mcp-server": {
      "type": "stdio",
      "command": "npx",
      "args": [
        "-y",
        "actual-mcp-server@0.25.1",
        "--stdio"
      ],
      "env": {
        "ACTUAL_SERVER_URL": "<YOUR_ACTUAL_SERVER_URL>",
        "ACTUAL_PASSWORD": "<YOUR_ACTUAL_PASSWORD>",
        "ACTUAL_BUDGET_SYNC_ID": "<YOUR_ACTUAL_BUDGET_SYNC_ID>",
        "ACTUAL_BUDGET_PASSWORD": "<YOUR_ACTUAL_BUDGET_PASSWORD>",
        "MCP_BRIDGE_DATA_DIR": "<YOUR_MCP_BRIDGE_DATA_DIR>"
      }
    }
  }
}

Claude Desktop

Merge this local stdio configuration, replace every placeholder environment value, and restart Claude Desktop. Koskamo has not executed this package.

Claude Desktop configuration

{
  "mcpServers": {
    "actual-budget-mcp-server": {
      "command": "npx",
      "args": [
        "-y",
        "actual-mcp-server@0.25.1",
        "--stdio"
      ],
      "env": {
        "ACTUAL_SERVER_URL": "<YOUR_ACTUAL_SERVER_URL>",
        "ACTUAL_PASSWORD": "<YOUR_ACTUAL_PASSWORD>",
        "ACTUAL_BUDGET_SYNC_ID": "<YOUR_ACTUAL_BUDGET_SYNC_ID>",
        "ACTUAL_BUDGET_PASSWORD": "<YOUR_ACTUAL_BUDGET_PASSWORD>",
        "MCP_BRIDGE_DATA_DIR": "<YOUR_MCP_BRIDGE_DATA_DIR>"
      }
    }
  }
}

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