An official MCP server provided by FreeRateUpdate that allows AI agents to retrieve current mortgage and home equity rates, access lender information, and initiate loan applications on behalf of users without requiring authentication.
- Operator: FreeRateUpdate.com LLC
- Endpoint: https://fru-api.freerateupdate.com/mcp
- Transport: streamable-http
- Sign-in: No sign-in
- Category: Payments
- Use cases: Retrieve today's advertised mortgage and home equity rates; Look up lender details and scores by NMLS ID; Initiate loan application forms for users; Get plain-language answers to mortgage questions
- Tools: get_mortgage_rates, get_heloc_rates, get_start_link, get_lender_score, get_network_rate_summary, get_home_values, get_reference_series, get_content_answer, get_lender_universe
- Documentation: https://www.freerateupdate.com/mortgage-home-equity-mcp
- Directory listing: https://koskamo.com/explore/freerateupdate-mcp
- Also known as: FreeRateUpdate MCP MCP; freerateupdate-mcp