Get deterministic and Monte-Carlo projected values for a 530A college savings plan at specific ages based on contribution schedules.
The agent constructs a scenario JSON including birth date, target age, and monthly contribution amounts. It sends this to the project_530a tool or POST /v1/project endpoint. The agent retrieves the deterministic final nominal cents and Monte-Carlo percentile ranges. Before presenting results, the agent must verify that the user understands these are educational estimates and not financial advice, as required by the server's disclaimer policy.
- Category: Finance and payments
- Effect: Read-only
- MCP servers: 530A Model MCP (https://koskamo.com/explore/530a-model-mcp)
- Source: 530A Model API & MCP server — for developers and AI agents (https://530amodel.com/api)
- Source quote: "Tools: project_530a (full projection with percentile ranges), explain_530a (verified legal facts + sources), and search / fetch (site knowledge for answer engines). All tools are read-only and declare readOnlyHint ."
- Playbook page: https://koskamo.com/explore/use-cases/model-530a-account-growth-projections
Prompt: Use the 530A Model MCP server to project the value of a 530A account for a child born on January 15, 2026. Assume monthly contributions of $100 starting at age 6 and ending at age 18. Provide the deterministic final value and the Monte-Carlo percentile ranges at age 18 and at retirement age 65.