TakeHome API MCP

An official MCP server for TakeHome API that allows AI agents to calculate UK take-home pay, including income tax, National Insurance, student loans, and pensions, using verified GOV.UK sources for tax years 2025-26 and 2026-27.

Endpoint and access

No sign-in: your client connects and lists tools immediately, with no account or key.

No sign-inEndpoint checked 2026-10-18Operated by Hosting Easy Ltd

MCP endpoint (Streamable HTTP)

https://api.takehomeapi.com/mcp

Vendor documentation

What you can do with it

Calculate net pay from gross salary including tax and NI
Retrieve current UK tax rates and thresholds
Compare multiple salary scenarios side-by-side

Tools advertised by the last live check:

get_tax_rates
calculate_take_home
compare_take_home

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers a Streamable HTTP server. Use --scope project to write .mcp.json for the repo.

Claude Code configuration

claude mcp add --transport http takehome-api-mcp https://api.takehomeapi.com/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).

Codex configuration

codex mcp add takehome-api-mcp --url https://api.takehomeapi.com/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable takehome-api-mcp in your MCP settings.

Cursor configuration

{
  "mcpServers": {
    "takehome-api-mcp": {
      "url": "https://api.takehomeapi.com/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure). The type must be streamableHttp for a remote HTTP server.

Cline configuration

{
  "mcpServers": {
    "takehome-api-mcp": {
      "type": "streamableHttp",
      "url": "https://api.takehomeapi.com/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start takehome-api-mcp and inspect its tools.

VS Code configuration

{
  "servers": {
    "takehome-api-mcp": {
      "type": "http",
      "url": "https://api.takehomeapi.com/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.

Gemini CLI configuration

gemini mcp add --transport http takehome-api-mcp https://api.takehomeapi.com/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.

Claude Desktop configuration

{
  "mcpServers": {
    "takehome-api-mcp": {
      "url": "https://api.takehomeapi.com/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.

Windsurf configuration

{
  "mcpServers": {
    "takehome-api-mcp": {
      "serverUrl": "https://api.takehomeapi.com/mcp"
    }
  }
}

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