Free Small Biz Tools MCP

This MCP server provides free small-business calculators for quote totals, late fees, and tool directories, alongside paid endpoints for generating late-fee reminder emails, comprehensive quote packs, and small-business tool stack reports using x402 payments.

Endpoint and access

No sign-in: your client connects and lists tools immediately, with no account or key.

No sign-inEndpoint checked 2026-10-26Operated by DME Computer Services

MCP endpoint (Streamable HTTP)

https://api.freesmallbiztools.com/mcp

Vendor documentation

What you can do with it

Calculate quote totals with tax and discounts
Compute late fees on overdue invoices
List free business tools by category
Generate paid late-fee reminder emails

Tools advertised by the last live check:

quote_totals
late_fee
list_tools
pricing
late_fee_notice
quote_pack
small_business_stack_report

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers a Streamable HTTP server. Use --scope project to write .mcp.json for the repo.

Claude Code configuration

claude mcp add --transport http free-small-biz-tools-mcp https://api.freesmallbiztools.com/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).

Codex configuration

codex mcp add free-small-biz-tools-mcp --url https://api.freesmallbiztools.com/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable free-small-biz-tools-mcp in your MCP settings.

Cursor configuration

{
  "mcpServers": {
    "free-small-biz-tools-mcp": {
      "url": "https://api.freesmallbiztools.com/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure). The type must be streamableHttp for a remote HTTP server.

Cline configuration

{
  "mcpServers": {
    "free-small-biz-tools-mcp": {
      "type": "streamableHttp",
      "url": "https://api.freesmallbiztools.com/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start free-small-biz-tools-mcp and inspect its tools.

VS Code configuration

{
  "servers": {
    "free-small-biz-tools-mcp": {
      "type": "http",
      "url": "https://api.freesmallbiztools.com/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.

Gemini CLI configuration

gemini mcp add --transport http free-small-biz-tools-mcp https://api.freesmallbiztools.com/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.

Claude Desktop configuration

{
  "mcpServers": {
    "free-small-biz-tools-mcp": {
      "url": "https://api.freesmallbiztools.com/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.

Windsurf configuration

{
  "mcpServers": {
    "free-small-biz-tools-mcp": {
      "serverUrl": "https://api.freesmallbiztools.com/mcp"
    }
  }
}

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