Coverage Cat MCP

An official MCP server provided by Coverage Cat, a licensed insurance brokerage, allowing AI agents to compare home and umbrella insurance quotes, estimate premiums, and facilitate policy binding through their Agent API.

Endpoint and access

No sign-in: your client connects and lists tools immediately, with no account or key.

No sign-inEndpoint checked 2026-10-18Operated by Coverage Cat, Inc.

MCP endpoint (Streamable HTTP)

https://www.coveragecat.com/api/consumer/mcp

Vendor documentation

What you can do with it

Compare home and umbrella insurance premiums
Estimate liability limits before purchase
Find homeowners insurance agents by city
Bind insurance coverage via API

Tools advertised by the last live check:

umbrella_consumer_prefill
homeowners_consumer_prefill
consumer_intake_issues
consumer_intake_patch
umbrella_consumer_select
umbrella_consumer_bind
umbrella_consumer_attach
umbrella_consumer_payment
umbrella_consumer_policy
umbrella_consumer_service
homeowners_consumer_select
homeowners_consumer_bind
homeowners_consumer_policy
homeowners_consumer_service
home_calculator
umbrella_calculator
auto_estimates
collision_and_comprehensive_coverage
file_a_claim
homeowners_agent_finder
docs_list_topics
docs_search
docs_get_resource

Connect from your client

Each snippet registers the same endpoint; pick the client you use.

This server is operated by the named third party. Listing and endpoint checks are not an endorsement or a security audit. Review the operator's permissions, terms, and data handling before connecting. How listings are checked and corrected.

Claude Code

Run this once in a terminal. It registers a Streamable HTTP server. Use --scope project to write .mcp.json for the repo.

Claude Code configuration

claude mcp add --transport http coverage-cat-mcp https://www.coveragecat.com/api/consumer/mcp

Codex

Run this once. Codex stores MCP servers in ~/.codex/config.toml (or .codex/config.toml in a trusted project).

Codex configuration

codex mcp add coverage-cat-mcp --url https://www.coveragecat.com/api/consumer/mcp

Cursor

Merge this server into .cursor/mcp.json in your project, then enable coverage-cat-mcp in your MCP settings.

Cursor configuration

{
  "mcpServers": {
    "coverage-cat-mcp": {
      "url": "https://www.coveragecat.com/api/consumer/mcp"
    }
  }
}

Cline

Merge this into cline_mcp_settings.json (Cline → MCP Servers → Configure). The type must be streamableHttp for a remote HTTP server.

Cline configuration

{
  "mcpServers": {
    "coverage-cat-mcp": {
      "type": "streamableHttp",
      "url": "https://www.coveragecat.com/api/consumer/mcp",
      "disabled": false
    }
  }
}

VS Code

Merge this server into .vscode/mcp.json. Use MCP: List Servers to start coverage-cat-mcp and inspect its tools.

VS Code configuration

{
  "servers": {
    "coverage-cat-mcp": {
      "type": "http",
      "url": "https://www.coveragecat.com/api/consumer/mcp"
    }
  }
}

Gemini CLI

Run this once. It writes .gemini/settings.json in the current project; pass --scope user for ~/.gemini/settings.json.

Gemini CLI configuration

gemini mcp add --transport http coverage-cat-mcp https://www.coveragecat.com/api/consumer/mcp

Claude Desktop

Merge this into claude_desktop_config.json (macOS: ~/Library/Application Support/Claude/, Windows: %APPDATA%\Claude\), then restart Claude Desktop.

Claude Desktop configuration

{
  "mcpServers": {
    "coverage-cat-mcp": {
      "url": "https://www.coveragecat.com/api/consumer/mcp"
    }
  }
}

Windsurf

Merge this into ~/.codeium/windsurf/mcp_config.json, then refresh MCP in Cascade. Windsurf remote servers use serverUrl, not url.

Windsurf configuration

{
  "mcpServers": {
    "coverage-cat-mcp": {
      "serverUrl": "https://www.coveragecat.com/api/consumer/mcp"
    }
  }
}

See all 477

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